Payment solutions for ecommerce
Improve your checkout experience, increase conversions, and let your customers pay the way they prefer with leading ecommerce payment solutions.
Why payment solutions matter for your ecommerce
Payments are not just a technical step — they are at the core of your ecommerce performance.
A slow, unreliable, or unfamiliar checkout can immediately reduce your conversion rate. On the other hand, a smooth and secure payment experience builds trust and encourages customers to complete their purchase.
At PrestaShop, we partner with leading payment providers to help you deliver a seamless and high-performing checkout experience.
With the right payment solutions, you can:
Fast, frictionless checkout reduces drop-off.
Recognized and secure methods reassure shoppers.
Flexible options like installments encourage larger baskets.
Centralized tools make payment management easier.
Build a checkout experience customers trust
Global brands vs local payment habits
Payment preferences vary significantly depending on the country.
While global providers like PayPal or Stripe are widely trusted, local payment methods often play a key role in conversion.
For example, in France, card payments dominate, but offering installment solutions like Alma or Klarna, as well as digital wallets, can significantly improve conversion rates and average order value
Offering relevant local payment methods helps customers feel confident and reduces friction at checkout.
Security: a key driver of trust and conversion
Security is one of the most important factors in online payments.
Customers need reassurance before entering their payment details. Recognized standards such as PCI DSS and strong authentication protocols protect sensitive data and reduce fraud risks.
Familiar logos like Visa or Mastercard also act as trust signals — just as they do in physical stores.
A secure checkout allows your customers to focus on buying, not on potential risks.
Selling internationally: currencies and localization
Expanding your ecommerce internationally requires more than translation.
To maximize conversions, you need to:
- Support multiple currencies
- Display relevant local payment methods
- Adapt your checkout to regional expectations
A localized payment experience reduces friction and significantly increases your chances of converting international customers.
How do ecommerce payment solutions work?
A payment solution acts as the bridge between your customer, their bank, and your business.
Modern payment solutions rely on secure technologies such as tokenization and strong customer authentication (3D Secure), ensuring both safety and speed.
When a customer completes a purchase:
Payment details are securely captured at checkout
Data is encrypted and sent to a payment provider (PSP)
The customer’s bank verifies the transaction (authentication, fraud checks)
The payment is approved or declined within seconds
Leading ecommerce payment solutions
We partner with the best payment providers on the market to help you offer a flexible and secure checkout experience.
PrestaShop Checkout built with PayPal
PrestaShop Checkout is a world-class payment solution, built with PayPal, one of the world’s most trusted and technologically advanced payment providers. Designed to work seamlessly within your PrestaShop environment, it allows you to manage all your transactions from a single interface directly in your back office.
With this single solution, you can accept a wide range of payment methods, including credit cards, PayPal, Apple Pay, local payment options, Pay upon invoice, Venmo, and installment payments in 3x or 4x at no extra cost. Everything is centralized to simplify your daily operations and give you full visibility into your payments.
Version 5 of PrestaShop Checkout, available for PrestaShop version 1.7, introduces the Shipping Tracking feature, which automatically syncs parcel tracking information with PayPal. This feature helps reduce your costs and stress and gives you reliable instant feedback.
PayPal
PayPal stands among the world’s leading payment processors, and for many customers, its presence isn’t just reassuring, it’s expected. Fast, secure, and widely recognized, it also enables features like 4-installment payments at no extra cost, adding flexibility at checkout. Loyal PayPal users tend to default to it, especially on unfamiliar websites. If it’s missing, merchants risk losing conversions from customers who prefer not to share their financial details elsewhere.
For merchants who haven’t yet adopted it, PayPal offers a streamlined and efficient onboarding process. On the customer side, it functions like a digital wallet: users can securely store their card or bank details and complete purchases in just a few clicks. Once their information is saved, checkout becomes frictionless, often requiring only a simple authentication to confirm the transaction.
Stripe
Stripe is a global reference player in ecommerce payments, offering a wide catalog of payment methods by providing local payment providers regardless of the country.
Stripe accepts credit/debit cards in over 135 currencies, several types of direct debit, and Apple Pay and Google Pay wallets. The company also actively fights fraud: if a bank card is unknown on your site, it has an 89% chance of having already passed through the Stripe network and thus being verified. It’s also possible to customize the payment journey for greater customer confidence.
More than just a payment processor, Stripe has become a true business infrastructure partner for ecommerce companies. Its advanced dashboard allows merchants to manage payments, subscriptions, invoicing, fraud prevention, financial reporting, and customer data from a single interface, while remaining highly intuitive to use. Stripe also stands out for its strong AI-driven capabilities, helping businesses automate fraud detection, optimize payment performance, and improve conversion rates through smart data analysis and machine learning tools.
Alma
The champion of interest-free installment payments (BNPL) in France, Alma is the installment payment solution with a simple concept. By offering 2X, 3X, or 4X payments, you remove the psychological barrier of price, and you can expect to increase your average cart value by nearly 20%. The merchant receives the full amount immediately, while Alma manages the risk of non-payment.
Klarna
A global leader in the « Buy Now, Pay Later » (BNPL) space, Klarna is a Swedish bank that offers flexible payment options designed to improve conversion and customer satisfaction. Klarna provides three main options for shoppers: « Pay in 30 days » (try before you buy), « Pay in 3 or 4 interest-free installments, » and traditional financing for larger purchases. For merchants, Klarna acts as both a payment solution and processor, assuming the credit risk and guaranteeing payment upfront.
Nexi
Nexi is the leading digital payment solutions provider in Italy and a major European player, offering a comprehensive omnichannel solution. This payment platform called XPay, designed for ecommerce merchants of all sizes, allows online and in-person payments.
Nexi enables businesses to accept payments across all major international card schemes (Visa, Mastercard, American Express, Diners, JCB, UnionPay) as well as digital wallets (Apple Pay, Google Pay, PayPal) and local alternative payment methods including Klarna, iDEAL, Bancontact, Giropay, and more.
Mollie
This payment platform/aggregator offers e-merchants the main international payment methods. What Mollie’s customers appreciate is the diversity of payment methods all consolidated into a single account, as well as the quality of customer service.
Mollie also offers control over how frequently you wish to receive payments in your account (daily, weekly, 2x/week…).
Payplug
A French solution affiliated with the BPCE group, Payplug focuses on simplicity and conversion performance. Accessible to businesses of all sizes, its strength lies in its mobile-optimized payment pages and its fraud prediction tools (Smart 3-D Secure) that request strong authentication only when necessary, helping maximize acceptance rate. Only available in euros.
Optimizing your payment strategy
Buy Now, Pay Later (BNPL): when to use it?
Buy Now, Pay Later solutions such as Klarna or Alma are not payment gateways — they are financing tools.
They allow customers to:
- Pay in installments (2x, 3x, 4x)
- Delay payment (e.g. pay in 30 days)
BNPL is particularly effective for:
- High-value products
- Fashion, electronics, or furniture
However, it is less relevant for low-cost purchases where speed and simplicity are more important.
When used correctly, BNPL can significantly increase average order value.
Why using multiple payment providers is essential
Relying on a single payment provider can expose your business to risks.
Even the most reliable systems can experience downtime. Having a backup solution ensures that you can continue accepting payments without interruption.
Using multiple providers also allows you to:
- Improve acceptance rates
- Offer more payment options
- Adapt to different markets
Understanding payment costs
Payment solution pricing depends on several factors:
- Your transaction volume
- Your industry and risk level
- The payment methods used
- Cross-border transactions
Typical costs include:
- Transaction fees (generally between 1% and 3%)
- Fixed fees per transaction
- Currency conversion fees
- Refund or chargeback fees
Very low pricing can sometimes indicate limited support or lower performance. Reliable providers invest in infrastructure, security, and customer service.
Give your clients the freedom to choose their preferred payment method.
Choose solutions that simplify your operations
The best payment solutions go beyond processing transactions.
Look for providers that offer:
- Clear and intuitive dashboards
- Fast payouts (often within 1 business day)
- Transparent reporting
- Easy accounting integration
These features help you save time and manage your business more efficiently.
OFFER MORE THAN ONE PAYMENT SOLUTION
Give your customers the freedom to choose how they want to pay.
Offering multiple payment options improves trust, reduces cart abandonment, and increases your chances of converting visitors into customers.