SWIFT Messages

SWIFT is the acronym for Society for Worldwide Interbank Financial Telecommunication. SWIFT is a cooperative organisation created and
owned by banks that operates a network which facilitates the exchange of payment and other financial messages between financial
institutions (including broker-dealers and securities companies) throughout the world. A SWIFT payment message is an instruction
to transfer funds; the exchange of funds (settlement) subsequently takes place over a payment system or through correspondent
banking relationships.

Block Mandatory
Block name Description (SWIFT standards) Comments
Identifier or optional

The only mandatory block is the

basic header. The basic header
contains the general information
Common to all SWIFT messages.
basic that identifies the message, and
1 mandatory It contains five fields that are all
header some additional control
mandatory.
information. The FIN interface
automatically builds the basic
header.

The application header contains

Common to all SWIFT messages.
information that is specific to the
There are two variations: One
application. The application header
application block for input messages which
2 optional is required for messages that
header may contain up to six fields and
users, or the system and users,
one for output messages which
exchange. Exceptions are session
may have up to seven fields.
establishment and session closure.

Common to all SWIFT messages.
All fields of the user header
The user header is an optional
3 user header optional (except the tag 103 for FINCopy
header.
Service) are optional. Fields are
populated in specific situations.

This is the block found in the

The text is the actual data
4 text optional Message Reference Guide.
to transfer.
Example for the MT103 message.

The trailer either indicates special Common to all SWIFT messages.

circumstances that relate to Like the block 3, this block
5 trailers optional
message handling or contains consists of only non mandatory
security information. fields except the checksum.
 

Each block is composed of the following elements.

Element Description

start of block indicator The character { indicates the beginning of a block.

block identifier 1 to 3 alphanumeric characters used to define block contents.

separator The character : indicates the end of the block identifier.

The information that corresponds to the block identifier.

block contents The block content consists of any fixed part information, followed by blocks, subblocks (or
both) that contain variable format or optional information.

end of block indicator The character } indicates the end of a block.

An example of a SWIFT MT message is below with the different blocks
{1:F01SOGEFRPPAXXX0070970817}{2:O1031734150713DEUTDEFFBXXX00739698421607131634N}{3:{103:TGT}{108:OPTUSERREF16CHAR}}{4:
:20:UNIQUEREFOFTRX16
:23B:CRED
:32A:180724EUR735927,75
:33B:EUR735927,75
:50A:/DE37500700100950596700
DEUTDEFF
:59:/FR7630003034950005005419318
CHARLES DUPONT COMPANY
RUE GENERAL DE GAULLE, 21
75013 PARIS
:71A:SHA
-}{5:{CHK:D628FE0165A7}}
 MESSAGE
DESCRIPTION PURPOSE
TYPE

Category 1
Customer Payments and Cheques
Messages

MT 101 Request for Transfer Requests to debit a customer's account held at the receiver or at another institution.

MT 102 Multiple Customer Credit Transfer Conveys multiple payment instructions between financial institutions.

MT 102+(STP) Multiple Customer Credit Transfer (STP) Conveys multiple payment instructions between financial institutions (Straight-Through Processing).

MT 103 Single Customer Credit Transfer Instructs a funds transfer.

MT 103+
Single Customer Credit Transfer (REMIT) Instructs a funds transfer with Extended REMITtance Information.
(REMIT)

MT 103+ (STP) Single Customer Credit Transfer (STP) Instructs a funds transfer (Straight-Through Processing).

Conveys direct debit instructions and requests for direct debits between financial institutions (Straight-Through
MT 104 Direct Debit and Request for Debit Transfer Message (STP)
Processing).

MT 105 EDIFACT Envelope An envelope which conveys a 2k EDIFACT message.

MT 106 EDIFACT Envelope An envelope which conveys a 2k EDIFACT message.

MT 107 General Direct Debit Message Conveys direct debit instructions between financial institutions.

MT 110 Advice of Cheque(s) Advises or confirms the issuance of a cheque to the drawee bank.

MT 111 Request for Stop Payment of a Cheque Requests the drawee bank to stop payment of a cheque.

MT 112 Status of a Request for Stop Payment of a Cheque Indicates action(s) taken in attempting to stop payment of a cheque.

Multiple Interbank Funds Transfer (EDIFACT FINPAY

MT 121 Conveys multiple payment instructions between financial institutions in EDIFACT format.
Message)

MT 190 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments.

Request for Payment of Charges, Interest and Other

MT 191 Requests payment of charges, interest, or other expenses.
Expenses

MT 192 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 195 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 196 Answers
type has been provided for a response.

MT 198 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 199 Free Format Message Contains information for which no other message type has been defined.

Category 2
Financial Institution Transfers
Messages

MT 200 Financial Institution Transfer for its Own Account Requests the movement of the sender's funds to its account at another financial institution.

MT 201 Multiple Financial Institution Transfer for its Own Account Multiple of the MT 200.

Requests the movement of funds between financial institutions except if the transfer is related to an
MT 202 General Financial Institution Transfer underlying customer credit transfer that was sent with the cover method, in which case the MT 202 COV must be
used.

Requests the movement of funds between financial institutions, related to an underlying customer credit

MT 202 COV General Financial Institution Transfer
transfer that was sent with the cover method.

MT 203 Multiple General Financial Institution Transfer Multiple of the MT 202.

MT 204 Financial Markets Direct Debit Message Claims funds from SWIFT member banks.

Further transmits a transfer request domestically except if the transfer is related to an underlying customer credit

MT 205 Financial Institution Transfer Execution
transfer that was sent with the cover method, in which case the MT 205 COV must be used.

Further transmits a transfer request domestically, related to an underlying customer credit transfer that was sent

MT 205 COV Financial Institution Transfer Execution
with the cover method.

MT 206 Cheque Truncation Message

Requests to debit an ordering financial institution's account held at the receiving financial institution or the account
MT 207 Request for Financial Institution Transfer
servicing financial institution

MT 210 Notice to Receive Notifies the receiver that it will receive funds for the sender's account.

MT 256 Advice of Non-Payment of Cheques

 MESSAGE
DESCRIPTION PURPOSE
TYPE

MT 290 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments.

Request for Payment of Charges, Interest and Other

MT 291 Requests payment of charges, interest, or other expenses.
Expenses

MT 292 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 295 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 296 Answers
type has been provided for a response.

MT 298 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 299 Free Format Message Contains information for which no other message type has been defined.

Category 3 Treasury markets – foreign exchange, money markets and

Messages derivatives

MT 300 Foreign Exchange Confirmation Confirms information agreed to in the buying/selling of two currencies.

MT 303 Forex/Currency Option Allocation Instruction Instructs the allocation of a block trade (forex or currency option)

MT 304 Advice/Instruction of a Third Party Deal Advises of or instructs settlement of a third party foreign exchange deal.

MT 305 Foreign Currency Option Confirmation Confirms information agreed to in the buying and selling of vanilla options on currencies.

MT 306 Foreign Currency Option Confirmation Confirms information agreed to in the buying and selling of exotic options on currencies.

MT 307 Advice/Instruction of a Third Party FX Deal Advises of or instructs settlement of a third party foreign exchange deal

MT 308 Instruction for Gross/Net Settlement of Third Party FX Deals

MT 320 Fixed Loan/Deposit Confirmation Confirms the terms of a contract relative to a fixed loan/deposit transaction.

Advises the trade details and instructs the settlement of a fixed term loan/deposit done with a third party financial
MT 321 Instruction to Settle a Third Party Loan/Deposit
institution.

MT 330 Call/Notice Loan/Deposit Confirmation Confirms the terms of a contract relative to a call/notice loan/deposit transaction.

MT 340 Forward Rate Agreement Confirmation Confirms the details of a forward rate agreement.

MT 341 Forward Rate Agreement Settlement Confirmation Confirms the settlement details of a forward rate agreement.

MT 350 Advice of Loan/Deposit Interest Payment Advises of a loan/deposit interest payment.

MT 360 Single Currency Interest Rate Derivative Confirmation Confirms the details of a single currency interest rate derivative swap, cap, collar or floor.

MT 361 Cross Currency Interest Rate Swap Confirmation Confirms the details of a cross currency interest rate swap transaction.

Confirms or advises the reset rates of the floating interest rate(s) in a single or cross-currency interest rate
MT 362 Interest Rate Reset/Advice of Payment
derivative transaction and/or the payment of interest at the end of an interest period.

Single Currency Interest Rate Derivative Confirms the details of the partial or full termination or recouponing of a single currency interest rate swap, cap,
MT 364
Termination/Recouponing Confirmation collar, or floor.

Single Currency Interest

MT 365 Confirms the details of the partial or full termination or recouponing of a cross currency interest rate swap.
Rate Swap Termination/Recouponing Confirmation

MT 380 Foreign Exchange Order Advises the netting position of a currency

MT 381 Foreign Exchange Order Confirmation Orders to purchase or sell a specific amount of a certain currency.

MT 390 Advice of Charges, Interest and Other Adjustments Confirms the execution of an FX order previously sent.

Request for Payment of Charges, Interest and Other

MT 391 Requests payment of charges, interest, or other expenses.
Expenses

MT 392 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 395 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 396 Answers
type has been provided for a response.

MT 398 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 399 Free Format Message Contains information for which no other message type has been defined.

Category 4
Collections and Cash Letters
Messages

MT 400 Advice of Payment Advises of a payment under a collection or part thereof. It also handles the settlement of proceeds.

MT 405 Clean Collection

MT 410 Acknowledgment Acknowledges receipt of a collection. It also specifies if the collecting bank does not intend to act in accordance
 MESSAGE
DESCRIPTION PURPOSE
TYPE

with the collection instruction.

MT 412 Advice of Acceptance Informs the remitting bank of the acceptance of one or more drafts under one collection instruction.

MT 416 Advice of Non-Payment/Non-Acceptance Advises of the non-payment or non-acceptance under a previously received collection.

MT 420 Tracer Enquires about documents sent for collection.

Advises the remitting bank of the fate of one or more collection documents; usually accompanied by one or more
MT 422 Advice of Fate and Request for Instructions
questions or requests.

MT 430 Amendment of Instructions Amends collection instructions.

Confirms that the face amount of cash letter(s) received has been credited under usual reserve (subject to final
MT 450 Cash Letter Credit Advice
payment).

MT 455 Cash Letter Credit Adjustment Advice Advises the account owner of adjustments made to its account (related to a previous credit for a cash letter).

Advises the account owner that financial document(s) included in the cash letter have been dishonoured for
MT 456 Advice of Dishonor
reasons specified in the advice.

MT 490 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments.

Request for Payment of Charges, Interest and Other

MT 491 Requests payment of charges, interest, or other expenses.
Expenses

MT 492 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 495 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 496 Answers
type has been provided for a response.

MT 498 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 499 Free Format Message Contains information for which no other message type has been defined.

Category 5
Securities Markets
Messages

MT 500 Instruction to Register Instructs the registration, deregistration or reregistration of a financial instrument at the registration provider.

Confirms the registration, deregistration or reregistration of a beneficial owner or shareholder with

MT 501 Confirmation of Registration or Modification
the registration provider.

MT 502 Order to Buy or Sell Instructs the purchase or sale of a given quantity of a specified financial instrument under specified conditions.

MT 502 (FUNDS) Order to Buy or Sell (FUNDS)

MT 503 Collateral Claim Requests new or additional collateral, or the return or recall of collateral.

MT 504 Collateral Proposal Proposes new or additional collateral.

MT 505 Collateral Substitution Proposes or requests the substitution of collateral held.

MT 506 Collateral and Exposure Statement Provides the details of the valuation of both the collateral and the exposure.

MT 507 Collateral Status and Processing Advice Advises the status of a collateral claim, a collateral proposal, or a proposal/request for collateral substitution.

MT 508 Intra-Position Advice Reports on the movement of securities within the holding.

MT 509 Trade Status Message Provides information about the status of a previously executed trade.

MT 509 (FUNDS) Trade Status Message (FUNDS)

MT 510 Registration Status and Processing Advice Advises the status of a registration instruction or modification.

Provides brief and early information about a securities deal, for example, a block trade that is to be allocated
MT 513 Client Advice of Execution
before final confirmation.

MT 514 Trade Allocation Instruction Instructs the allocation of a block trade.

Provides a detailed accounting of financial instruments purchased or sold by the sender on behalf of the receiver or
MT 515 Client Confirmation of Purchase or Sale its client. It may also convey the payment details of the purchase or sale. It may also be sent by, or via an ETC
service provider.

MT 515 (FUNDS) Client Confirmation of Purchase or Sale (FUNDS)

Confirms the details of a securities loan, including collateral arrangements. It may also confirm the details of a
MT 516 Securities Loan Confirmation
partial recall or return of securities previously out on loan.

MT 517 Trade Confirmation Affirmation Positively affirms the details of a previously received confirmation/contract note.

MT 518 Market-Side Securities Trade Confirmation Confirms the details of a trade and, where necessary, its settlement to a trading counterparty.

MT 519 Modification of Client Details Instructs the modification of client details at the registration provider.

 MESSAGE
DESCRIPTION PURPOSE
TYPE

MT 524 Intra-Position Instruction Instructs the movement of securities within the holding.

Requests the borrowing of securities or notifies the return or recall of securities previously out on loan. It may also
MT 526 General Securities Lending/Borrowing Message
be used to list securities available for lending.

MT 527 Triparty Collateral Instruction Performs a specific action on a collateral management transaction.

MT 528 ETC Client-Side Settlement Instruction

MT 529 ETC Market-Side Settlement Instruction

MT 530 Transaction Processing Command Requests the modification of a processing indicator or other non-matching information.

Reports at a specified time, the quantity and identification of securities and other holdings which the account
MT 535 Statement of Holdings
servicer holds for the account owner.

MT 535 (FUNDS) Statement of Holdings (FUNDS)

MT 536 Statement of Transactions Provides details of increases and decreases of holdings which occurred during a specified period.

MT 537 Statement of Pending Transactions Provides details of pending increases and decreases of holdings at a specified time.

MT 538 Statement of Intra-Position Advice Provides details of increases and decreases in securities within the holding during a specified period.

Instructs a receipt of financial instruments free of payment. It may also be used to request a cancellation or pre-
MT 540 Receive Free
advise an instruction.

Instructs a receipt of financial instruments against payment. It may also be used to request a cancellation or pre-
MT 541 Receive Against Payment
advise an instruction.

Instructs a delivery of financial instruments free of payment. It may also be used to request a cancellation or pre-
MT 542 Deliver Free
advise an instruction.

Instructs a delivery of financial instruments against payment. It may also be used to request a cancellation or pre-
MT 543 Deliver Against Payment
advise an instruction.

Confirms a receipt of financial instruments free of payment. It may also be used to cancel or reverse
MT 544 Receive Free Confirmation
a confirmation.

Confirms a receipt of financial instruments against payment. It may also be used to cancel or reverse
MT 545 Receive Against Payment Confirmation
a confirmation.

Confirms a delivery of financial instruments free of payment. It may also be used to cancel or reverse
MT 546 Deliver Free Confirmation
a confirmation.

Confirms a delivery of financial instruments against payment. It may also be used to cancel or reverse
MT 547 Deliver Against Payment Confirmation
a confirmation.

MT 548 Settlement Status and Processing Advice Advises the status of a settlement instruction or replies to a cancellation request.

MT 549 Request for Statement/Status Advice Requests a statement or a status message.

MT 558 Triparty Collateral Status and Processing Advice Provides validation results and status advice recollateral instructions and proposed collateral movements.

MT 559 Paying Agent’s Claim Claims reimbursement of income or redemption proceeds, or a combination of both.

Provides an account owner with details of a corporate action event and the choices available to the account owner.
MT 564 Corporate Action Notification It also provides the account owner with details on the impact a corporate action event will have on a safekeeping
or cash account, for example, entitlement calculation.

MT 565 Corporate Action Instruction Instructs the custodian on the investment decision made by an account owner relative to a corporate action event.

Confirms to the account owner that securities and/or cash have been credited/debited to an account as a result of
MT 566 Corporate Action Confirmation
a corporate action event.

Indicates the status, or a change in status, of a corporate action-related transaction previously instructed by, or
MT 567 Corporate Action Status and Processing Advice
executed on behalf of, the account owner.

MT 568 Corporate Action Narrative Provides complex instructions or narrative details relating to a corporate action event.

MT 569 Triparty Collateral and Exposure Statement Provides the details of the valuation of both the collateral and the exposure.

MT 574 (IRSLST) IRS 1441 NRA (Beneficial Owners’ List)

MT 574
IRS 1441 NRA (Beneficial Owner Withholding Statement)
(W8BENO)

MT 575 Report of Combined Activity Reports on all securities and cash activity for a given combination of safekeeping and cash accounts.

Provides details of orders to buy or to sell financial instruments, as at a specified date, which have been accepted
MT 576 Statement of Open Orders
by the sender, but which have not yet been executed.

MT 577 Statement of Numbers Provides certificate numbers of securities

Advises the account owner that a counterparty has alleged a settlement instruction on the account owner's
MT 578 Statement of Allegement
account.
 MESSAGE
DESCRIPTION PURPOSE
TYPE

MT 579 Certificate Numbers Replaces or supplements the 'certificate numbers' field in a primary message, for example, MT 577

MT 581 Collateral Adjustment Message Claims or notifies a change in the amount of collateral held against securities out on loan or for other reasons.

MT 582 Reimbursement Claim or Advice

MT 584 Statement of ETC Pending Trades

MT 586 Statement of Settlement Allegements Provides details of pending settlement allegements.

MT 587 Depositary Receipt Instruction

MT 588 Depositary Receipt Confirmation

MT 589 Depositary Receipt Status and Processing Advice

MT 590 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments.

Request for Payment of Charges, Interest and Other

MT 591 Requests payment of charges, interest, or other expenses.
Expenses

MT 592 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 595 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 596 Answers
type has been provided for a response.

MT 598 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 599 Free Format Message Contains information for which no other message type has been defined.

Category 6
Treasury markets – precious markets and syndications
Messages

MT 600 Precious Metal Trade Confirmation Confirms the details of a commodity trade and its settlement.

MT 601 Precious Metal Option Confirmation Confirms the details of a commodity option contract.

Instructs the receiver to transfer by book-entry, or physically deliver, a specified type and quantity of commodity to
MT 604 Precious Metal Transfer/Delivery Order
a specified party.

Notifies the receiver of an impending book-entry transfer or physical delivery of a specified type and quantity of
MT 605 Precious Metal Notice to Receive
commodity.

MT 606 Precious Metal Debit Advice Advises the receiver of a debit entry to a specified commodity account.

MT 607 Precious Metal Credit Advice Advises the receiver of a credit entry to a specified commodity account.

MT 608 Statement of a Metal Account Provides the details of all bookings to a commodity account.

MT 609 Statement of Metal Contracts Identifies all outstanding commodity contracts, as at a specified date for which confirmations have been exchanged

MT 620 Metal Fixed Loan/Deposit Confirmation Confirms a commodity fixed term loan/deposit contract.

MT 643 Notice of Drawdown/Renewal Provides notice of the Borrower(s) request for drawdown(s)/renewal(s) on a given date

MT 644 Advice of Rate and Amount Fixing Specifies the interest rate and, if applicable, the exchange rate, for the next interest period

MT 645 Notice of Fee Due

Advises of payments and/or prepayments of principal and/or of interest with the same value date, but not related
MT 646 Payment of Principal and/or Interest
to any subsequent drawing or renewal

Advises of payments and/or prepayments of principal and/or of interest with the same value date, but not related
MT 649 General Syndicated Facility Message
to any subsequent drawing or renewal

MT 670 Standing Settlement Instruction Update Notification Requests SWIFT to create the MT 671 from the MT 670 and send to financial institutions.

MT 671 Standing Settlement Instruction Update Notification Request Specifies standing settlement instructions for one or more currencies.

MT 690 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments.

Request for Payment of Charges, Interest and Other

MT 691 Requests payment of charges, interest, or other expenses.
Expenses

MT 692 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 695 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 696 Answers
type has been provided for a response.

MT 698 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 699 Free Format Message Contains information for which no other message type has been defined.
 MESSAGE
DESCRIPTION PURPOSE
TYPE

Category 7 Documentary Credits and Guarantees / Standby Letters of

Messages Credit

MT 700 Issue of a Documentary Credit Indicates the terms and conditions of a documentary credit.

MT 701 Issue of a Documentary Credit Continuation of an MT 700 for fields 45a, 46a, and 47a.

MT 705 Pre-Advice of a Documentary Credit Provides brief advice of a documentary credit for which full details will follow.

MT 707 Amendment to a Documentary Credit Informs the receiver of amendments to the terms and conditions of a documentary credit.

MT 710 Advice of a Third Bank’s Documentary Credit Advises the receiver of the terms and conditions of a documentary credit.

MT 711 Advice of a Third Bank’s Documentary Credit Continuation of an MT 710 for fields 45a, 46a, and 47a.

MT 720 Transfer of a Documentary Credit Advises the transfer of a documentary credit, or part thereof, to the bank advising the second beneficiary.

MT 721 Transfer of a Documentary Credit Continuation of an MT 720 for fields 45a, 46a, and 47a.

Acknowledges the receipt of a documentary credit message and may indicate that the message has been
MT 730 Acknowledgment forwarded according to instructions. It may also be used to account for bank charges or to advise of acceptance or
rejection of an amendment of a documentary credit.

MT 732 Advice of Discharge Advises that documents received with discrepancies have been taken up.

Advises the refusal of documents that are not in accordance with the terms and conditions of a documentary
MT 734 Advice of Refusal
credit.

Requests the receiver to honour claims for reimbursement of payment(s) or negotiation(s) under a documentary
MT 740 Authorization to Reimburse
credit.

Provides a reimbursement claim to the bank authorised to reimburse the sender or its branch for its payments/
MT 742 Reimbursement Claim
negotiations.

Informs the reimbursing bank of amendments to the terms and conditions of a documentary credit, relative to the
MT 747 Amendment to an Authorization to Reimburse
authorisation to reimburse.

Advises of discrepancies and requests authorisation to honour documents presented that are not in accordance
MT 750 Advice of Discrepancy
with the terms and conditions of the documentary credit.

Advises a bank which has requested authorisation to pay, accept, negotiate, or incur a deferred payment
MT 752 Authorization to Pay, Accept or Negotiate undertaking that the presentation of the documents may be honoured, notwithstanding the discrepancies,
provided they are otherwise in order.

Advises that documents have been presented in accordance with the terms of a documentary credit and are being
MT 754 Advice of Payment/Acceptance/Negotiation
forwarded as instructed. This message type also handles the payment/ negotiation.

Advises of the reimbursement or payment for a drawing under a documentary credit in which no specific
MT 756 Advice of Reimbursement or Payment
reimbursement instructions or payment provisions were given.

MT 760 Guarantee Issues or requests the issue of a guarantee.

Amends a guarantee which has been previously issued or requests the amendment of a guarantee which the
MT 767 Guarantee Amendment
sender has previously requested to be issued.

Acknowledges the receipt of a guarantee message and may indicate that action has been taken according to
MT 768 Acknowledgment of a Guarantee Message
instructions.

MT 769 Advice of Reduction or Release Advises that a bank has been released of its liability for a specified amount under its guarantee.

MT 790 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments.

Request for Payment of Charges, Interest and Other

MT 791 Requests payment of charges, interest, or other expenses.
Expenses

MT 792 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 795 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 796 Answers
type has been provided for a response.

MT 798 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 799 Free Format Message Contains information for which no other message type has been defined.

Category 8
Travellers Cheques
Messages

MT 800 T/C Sales and Settlement Advice [Single] Provides the sale and settlement details for the sale of travellers cheques by a single selling agent.

Provides the details (excluding the settlement details) of the sales of travellers cheques in cases where the data is
MT 801 T/C Multiple Sales Advice
lengthy or includes data from several selling agents.

MT 802 T/C Settlement Advice Provides the settlement details of multiple sales of travellers cheques.

 MESSAGE
DESCRIPTION PURPOSE
TYPE

MT 810 T/C Refund Request

MT 812 T/C Refund Authorization

MT 813 T/C Refund Confirmation

MT 820 Request for T/C Stock

MT 821 T/C Inventory Addition

MT 822 Trust Receipt Acknowledgment

MT 823 T/C Inventory Transfer

Notifies the issuer of the destruction/cancellation of travellers cheque inventory held by the selling agent. It may
MT 824 T/C Inventory Destruction/Cancellation Notice
also request a selling agent to destroy/cancel travellers cheque inventory.

MT 890 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments.

Request for Payment of Charges, Interest and Other

MT 891 Requests payment of charges, interest, or other expenses.
Expenses

MT 892 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 895 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 896 Answers
type has been provided for a response.

MT 898 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 899 Free Format Message Contains information for which no other message type has been defined.

Category 9
Cash Management and Customer Status
Messages

MT 900 Confirmation of Debit Advises an account owner of a debit to its account.

MT 910 Confirmation of Credit Advises an account owner of a credit to its account.

MT 920 Request Message Requests the account servicing institution to send an MT 940, 941, 942, or 950.

Advises the receiver of general rate change(s) and/or rate change(s) which applies to a specific account other than
MT 935 Rate Change Advice
a call/notice loan/deposit account.

MT 940 Customer Statement Message Provides balance and transaction details of an account to a financial institution on behalf of the account owner.

MT 941 Balance Report Provides balance information of an account to a financial institution on behalf of the account owner.

Provides balance and transaction details of an account, for a specified period of time, to a financial institution on
MT 942 Interim Transaction Report
behalf of the account owner.

MT 950 Statement Message Provides balance and transaction details of an account to the account owner.

MT 970 Netting Statement Provides balance and transaction details of a netting position as recorded by a netting system.

MT 971 Netting Balance Report Provides balance information for specified netting position(s).

MT 972 Netting Interim Statement Advises interim balance and transaction details of a netting position as recorded by a netting system.

MT 973 Netting Request Message Requests an MT 971 or 972 containing the latest available information.

MT 985 Status Inquiry Requests an MT 986.

MT 986 Status Report Provides business-related information about a customer or institution.

MT 990 Advice of Charges, Interest and Other Adjustments Advises an account owner of charges, interest, and other adjustments to its account.

Request for Payment of Charges, Interest and Other

MT 991 Requests payment of charges, interest, or other expenses.
Expenses

MT 992 Request for Cancellation Requests the receiver to consider cancellation of the message identified in the request.

MT 995 Queries Requests information relating to a previous message or amendment to a previous message.

Responds to an MT 195 Query or MT 192 Request for Cancellation or other message where no specific message
MT 996 Answers
type has been provided for a response.

MT 998 Proprietary Message Contains formats defined and agreed to between users and for those messages not yet live.

MT 999 Free Format Message Contains information for which no other message type has been defined.

Category 0
FIN System Messages
Messages

MT 008 System Request to Quit System Request to Quit

 MESSAGE
DESCRIPTION PURPOSE
TYPE

MT 009 System Request to Logout System Request to Logout

MT 010 Non-Delivery Warning Non-Delivery Warning

MT 011 Delivery Notification Delivery Notification

MT 012 Sender Notification Sender Notification

MT 015 Delayed NAK Delayed NAK

MT 019 Abort Notification Abort Notification

MT 020 Retrieval Request (Text and History) Retrieval Request (Text and History)

MT 021 Retrieved Message (Text and History) Retrieved Message (Text and History)

MT 022 Retrieval Request (History) Retrieval Request (History)

MT 023 Retrieved Message (History) Retrieved Message (History)

MT 028 FIN Copy Message Status Request FIN Copy Message Status Request

MT 029 FIN Copy Message Status Report FIN Copy Message Status Report

MT 031 Session History Request Session History Request

MT 032 Delivery Subset Status Request Delivery Subset Status Request

MT 035 Delivery Instruction Request Delivery Instruction Request

MT 036 LT History Request LT History Request

MT 037 Time Zone Status Request Time Zone Status Request

MT 041 Select Status Request for FIN Select Status Request for FIN

MT 042 Cut-off Times List Request Cut-off Times List Request

MT 043 Non-Banking Days List Request Non-Banking Days List Request

MT 044 Undelivered Report Rules Redefinition Undelivered Report Rules Redefinition

MT 045 Daily Check Time Change Request Daily Check Time Change Request

MT 046 Undelivered Message Report Request Undelivered Message Report Request

MT 047 Delivery Instructions Redefinition Request Delivery Instructions Redefinition Request

MT 048 Undelivered Report Rules Request Undelivered Report Rules Request

MT 049 Daily Check Report Time Query Daily Check Report Time Query

MT 051 Session History Report Session History Report

MT 052 Delivery Subset Status Report Delivery Subset Status Report

MT 055 Delivery Instructions Report Delivery Instructions Report

MT 056 LT History Report LT History Report

MT 057 Time Zone Status Report Time Zone Status Report

MT 061 Select Status Report for FIN Select Status Report for FIN

MT 062 Cut-off Time List Report Cut-off Time List Report

MT 063 Non-Banking Days List Report Non-Banking Days List Report

MT 064 Undelivered Report Rules Change Report Undelivered Report Rules Change Report

MT 065 Time Change Report for Daily Check Report Time Change Report for Daily Check Report

MT 066 Solicited Undelivered Message Report Solicited Undelivered Message Report

MT 067 Delivery Instructions Redefinition Report Delivery Instructions Redefinition Report

MT 068 Undelivered Report Rules Undelivered Report Rules

MT 069 Daily Check Report Time Status Daily Check Report Time Status

MT 072 Test Mode Selection Test Mode Selection

MT 073 Message Sample Request Message Sample Request

MT 074 Broadcast Request Broadcast Request

MT 075 Certification Request Certification Request

MT 076 Certification Error Certification Error

 MESSAGE
DESCRIPTION PURPOSE
TYPE

MT 077 Additional Selection Criteria for FIN Additional Selection Criteria for FIN

MT 081 Daily Check Report Daily Check Report

MT 082 Undelivered Message Report at a Fixed Hour Undelivered Message Report at a Fixed Hour

MT 083 Undelivered Message Report at Cut-off Time Undelivered Message Report at Cut-off Time

MT 085 ICC Delivery Information ICC Delivery Information

MT 087 Certification Response Certification Response

MT 090 User-to-SWIFT Message User-to-SWIFT Message

MT 092 SWIFT-to-User Message SWIFT-to-User Message

MT 094 Broadcast Broadcast

MT 096 FIN Copy to Central Institution Message FIN Copy to Central Institution Message

MT 097 FIN Copy Message Authorization/Refusal Notification FIN Copy Message Authorization/Refusal Notification