Page 1 of 4
Statement of Account
Statement Period
02/12/23 - 03/11/23
Access No. 3337713
#BWNLLSV
Routing Number: 2560-7497-4
#000000P3S3WWQ3 1#000MMA90F
JOHNNY MORISSAINT Questions about this Statement?
950 NE 157TH TER Toll-free in the U.S. 1-888-842-6328
N MIAMI BEACH FL 33162-5304 For toll-free numbers when overseas,
visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837
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digital statements via Mobile or
Navy Federal Online Banking.
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Summary of your deposit accounts
Previous Deposits/ Withdrawals/ Ending YTD
Balance Credits Debits Balance Dividends
Active Duty Checking
7098585289 $3,378.13 $8,865.32 $9,859.56 $2,383.89 $0.29
Totals $3,378.13 $8,865.32 $9,859.56 $2,383.89 $0.29
Checking
Active Duty Checking - 7098585289
Joint Owner(s): SHERLINE MORISSAINT
Date Transaction Detail Amount($) Balance($)
02-12 Beginning Balance 3,378.13
02-13 POS Debit- Debit Card 6479 02-12-23 Amazon.Com*he8E88C Amzn.Com/Bill WA 26.77 - 3,351.36
REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT
JOHNNY MORISSAINT
DEPOSIT VOUCHER
(FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
3337713
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)
ACCOUNT NUMBER ACCOUNT TYPE AMOUNT ENCLOSED
MARK "X" TO CHANGE 7098585289 Checking
ADDRESS/ORDER
ITEMS ON REVERSE
NFCU
PO BOX 3100
TOTAL
MERRIFIELD VA 22119-3100
405709858528900000000000000000000000000000000000000000
Page 2 of 4
Statement Period
02/12/23 - 03/11/23
Access No. 3337713
Statement of Account
For JOHNNY MORISSAINT
Active Duty Checking - 7098585289 (Continued from previous page)
Joint Owner(s): SHERLINE MORISSAINT
Date Transaction Detail Amount($) Balance($)
02-15 ATM Fee - Withdrawal 02-14-23 Pai Iso Miami FL 1.00 - 3,350.36
02-15 ATM Withdrawal 02-14-23 Pai Iso Miami FL 42.50 - 3,307.86
02-15 POS Debit- Debit Card 6479 02-14-23 Cash App*johnny MO 8774174551 CA 100.00 - 3,207.86
02-17 POS Debit- Debit Card 6479 02-17-23 Amzn Mktp Us*hp4Gf Amzn.Com/Bill WA 34.87 - 3,172.99
02-17 Paid To - Applecard Gsbank Payment Chk 12408508 105.94 - 3,067.05
02-21 eDeposit-Scan/Mobile 000000163479530 100.00 3,167.05
02-21 ATM Fee - Withdrawal 02-20-23 Pai Iso N Miami FL 1.00 - 3,166.05
02-21 ATM Fee - Withdrawal 02-20-23 Pai Iso N Miami FL 1.00 - 3,165.05
02-21 ATM Withdrawal 02-20-23 Pai Iso N Miami FL 203.25 - 2,961.80
02-21 ATM Withdrawal 02-20-23 Pai Iso N Miami FL 203.25 - 2,758.55
02-22 Deposit - ACH Paid From Republic Trs Rt Fed 01Afd1 2,841.10 5,599.65
02-24 POS Debit- Debit Card 6479 02-24-23 Zelle*sherline MO Visa Direct AZ 1,500.00 - 4,099.65
02-24 POS Debit- Debit Card 6479 02-23-23 Zelle*sherline MO Visa Direct AZ 1,500.00 - 2,599.65
02-24 Paid To - Transamerica Inspayment Chk 9100001 42.00 - 2,557.65
02-27 Deposit - ACH Paid From Vacp Treas 310 Xxva Benef 01Afd9 4,051.72 6,609.37
02-27 POS Debit- Debit Card 6479 02-24-23 Hgb Prime 800-4445445 KY 57.48 - 6,551.89
02-28 POS Debit- Debit Card 6479 02-27-23 Ebay O*04-09760-08 408-3766151 CA 42.48 - 6,509.41
02-28 Transfer To Credit Card 67.00 - 6,442.41
Geraldine Morissaint
02-28 Transfer To Shares 2,500.00 - 3,942.41
Johnny Morissaint
02-28 Dividend 0.14 3,942.55
03-01 POS Credit Adjustment 6479 Transaction 03-01-23 Zelle*urlande Jos Visa Direct GA 1,500.00 5,442.55
03-01 ACH Paid To Charline Morissa 200.00 - 5,242.55
03-01 POS Debit - Debit Card 6479 Transaction 02-28-23 Wawa 5244 North Miami FL 26.36 - 5,216.19
03-01 POS Debit- Debit Card 6479 02-28-23 Ebay O*27-09755-42 408-3766151 CA 29.47 - 5,186.72
03-01 POS Debit- Debit Card 2425 02-28-23 Young Living 800-371-3515 UT 65.61 - 5,121.11
Page 3 of 4
Statement Period
02/12/23 - 03/11/23
Access No. 3337713
Statement of Account
For JOHNNY MORISSAINT
Active Duty Checking - 7098585289 (Continued from previous page)
Joint Owner(s): SHERLINE MORISSAINT
Date Transaction Detail Amount($) Balance($)
03-02 POS Debit - Debit Card 6479 Transaction 03-02-23 Wawa 5244 North Miami FL 9.14 - 5,111.97
03-02 POS Debit- Debit Card 6479 03-01-23 Sunpass*acc1165990 888-865-5352 FL 10.91 - 5,101.06
03-02 POS Debit- Debit Card 6479 03-01-23 Zelle*rose Toussa Visa Direct AZ 100.00 - 5,001.06
03-02 POS Debit- Debit Card 6479 03-01-23 Zelle*rose Toussa Visa Direct AZ 110.00 - 4,891.06
03-03 ACH Paid To Johnny Morissain 80.00 - 4,811.06
03-03 Transfer To Credit Card 74.00 - 4,737.06
Johnny Morissaint
03-03 Paid To - Legalshield Payment Chk 2100002 24.95 - 4,712.11
03-07 Deposit - ACH Paid From 36 Treas 310 Misc Pay 01Afd9 10.36 4,722.47
03-07 POS Debit - Debit Card 6479 Transaction 03-06-23 Clements Glass And Mir Miami FL 514.50 - 4,207.97
03-07 Paid To - Fedvip-Benefeds Fedvipprem Chk 5100001 126.08 - 4,081.89
03-09 POS Debit- Debit Card 6479 03-08-23 Cash App*johnny MO 8774174551 CA 60.00 - 4,021.89
03-10 POS Credit Adjustment 6479 Transaction 03-10-23 Zelle*irene Geffr Visa Direct GA 350.00 4,371.89
03-10 Transfer To Shares 2,000.00 - 2,371.89
Johnny Morissaint
03-10 ATM Rebate 12.00 2,383.89
03-11 Ending Balance 2,383.89
Average Daily Balance - Current Cycle: $3,810.00
Your account earned $0.14, with an annual percentage yield earned of 0.05%, for the dividend period from 02-01-2023 through 02-28-2023
Items Paid
Date Item Amount($) Date Item Amount($)
02-17 ACH 105.94 03-01 POS 26.36
02-24 ACH 42.00 03-01 POS 29.47
03-03 ACH 24.95 03-02 POS 100.00
03-07 ACH 126.08 03-02 POS 110.00
02-13 POS 26.77 03-02 POS 9.14
02-15 POS 100.00 03-02 POS 10.91
02-17 POS 34.87 03-07 POS 514.50
02-24 POS 1,500.00 03-09 POS 60.00
02-24 POS 1,500.00 02-15 ATMO 42.50
02-27 POS 57.48 02-21 ATMO 203.25
02-28 POS 42.48 02-21 ATMO 203.25
03-01 POS 65.61
2022 Year to Date Federal Income Tax Information
SAVINGS DIVIDENDS 0.00
CHECKING DIVIDENDS 1.04 FINANCE CHARGE CHECKING LOC 0.00
Page 4 of 4
Statement Period
02/12/23 - 03/11/23
Access No. 3337713
Statement of Account
For JOHNNY MORISSAINT
Disclosure Information
• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.
• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"
we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or unpaid interest charges.
• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance
Subject to Interest Rate" disclosed in the Interest Charge Calculation table is the "average daily balance." To calculate the "average daily balance" add up all the "daily balances" for
the billing cycle and divide the total by the number of days in the billing cycle.
• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest charges by multiplying each of the "Balances Subject to Interest Rate"
by the number of days the applicable rate was in effect and multiplying each of the results by the applicable daily periodic rate and adding the results together.
What to Do if You Think You Find a Mistake on Your Statement
Errors Related to a Checking Line of Credit Advance
If you think there is an error on your statement, write to us at:
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.
You may also contact us on the Web: navyfederal.org.
In your letter, give us the following information:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to
pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
• We cannot try to collect the amount in question or report you as delinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have
to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.
If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the
time of our investigation.
Errors Within Your Checking Account, Money Market Savings Account, or Savings Account
In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you
can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we
sent the FIRST statement on which the problem or error appeared.
• Tell us your name and account number (if any).
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
• Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,
so that you will have the use of the money during the time it takes us to complete our investigation.
Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed
envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments
for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts.
