YourCapital - Terms of Service

Valid for new users as of 27/05/2024. These Terms of Service (“Terms”) apply to the “YourCapital”
application, website and web application (“Service”) located at. By using the Service you agree to
comply with the following terms and conditions (“Terms of Service”). These Terms of Service
govern Your access to and use of the Service and constitute a binding legal agreement between You
and “YourCapital”. If you do not agree to these Terms, you may not use the Service.

Valid language

These Terms of Service and any documentation or communication relating to the Service will be
provided in English. Any other translation of these Terms is provided for your convenience only and
has no legal effect. In the event of a conflict between the English version of these Terms and any
other translation, the English version will always take precedence.

Service Description

The service is a personal finance manager app that allows you to track different types of assets and
expenses, create a budget, and set financial goals. The Service provides tools and resources to help
you manage your personal finances, but we are not a financial institution and do not provide
financial, investment or tax advice.

Account creation and termination

Account creation: You will need to create a User account to use the Service. You agree to provide
accurate, current and complete information during the account creation process and to keep your
account information current. Account security: You are responsible for maintaining the
confidentiality and security of your account credentials, including your email and password.
Account termination: You can terminate your account with us at any time by deleting your user
account. We reserve the right to terminate or suspend your account and/or your access to the Service
at any time and for any reason, with or without notice. Upon termination of your account, your right
to access and use the Service will cease immediately. All provisions of the Terms which by their
nature should survive termination shall survive termination, including, without limitation,
intellectual property provisions, warranty disclaimers, indemnity and limitations of liability.

In-app purchases and subscriptions

We offer single purchases or subscription plans (“Purchases”) that provide additional features and
benefits beyond those available in the free version of the Service. Subscription plans may be
purchased with different prices and renewal periods clearly displayed on the Service. By purchasing
a subscription you agree to pay the applicable subscription fee at the time of purchase. You also
agree to have your subscription automatically renew at regular intervals (as specified at the time of
purchase) unless you cancel your subscription before the end of the current billing period. You can
cancel your subscription at any time; cancellation will take effect at the end of the current billing
period. No refunds will be given for unused time of the subscription. We reserve the right to change
the features and benefits of subscription plans at any time, with or without notice to you. If we
make any material changes to your subscription plan, we will notify you before the changes take
effect. Subscriptions can be shared between Android and iOS devices using the same user account.
Single purchases are only valid on devices with the same operating system. We offer a 14 day
refund period for all Purchases. You agree that we can only issue refunds on Purchases made on
Google Play or our web app. For other stores, such as the Apple App Store, contact the store's
support directly.
Licensing and intellectual property

Subject to your compliance with the Terms, we grant you a limited, non-commercial, non-exclusive,
non-transferable, revocable, non-sublicensable right to use the Services in accordance with these
Terms. The license is granted for your personal, non-commercial use only. The Service and its
contents, including but not limited to text, graphics, images, logos and software, are the property of
“YourCapital” or its licensors and are protected by copyright, trademark and other laws. You may
not use any content of the Service without the express written permission of “YourCapital” or the
content owner. We do not claim any intellectual property rights over the content you add or create
while using the application. Any content created or uploaded by you remains yours.

Acceptable use

You agree to use the Service in accordance with these Terms, all applicable laws and regulations
and generally accepted practices or guidelines in relevant jurisdictions. Without limiting the
generality of the foregoing, you agree not to: A. Use the Service for any illegal, fraudulent,
unauthorized or improper purpose; B. Use the Service to copy, store, host, transmit, send, use,
publish or distribute any material that consists of (or is linked to) any virus, malware or other
harmful software; C. Use the Service to harm, threaten or harass any person or entity; D. Use the
Service to interfere with or disrupt the Service or servers or networks connected to the Service; to.
Use the Service in any way that violates the intellectual property rights of any third party; F. Use the
Service to engage in any other activity that we deem unacceptable.

Usage limits

We may impose usage limits on the Service, including, but not limited to, limits on the number of
transactions, accounts, budgets, or other objects you can create or track. Usage limits may be
determined by your subscription plan, usage history, or other factors. If we impose or change any
usage limits, we will notify you through the Service or by email. If you exceed any usage limits, we
may block or suspend certain features of the Service or require you to upgrade to a higher
subscription plan. We will not be liable to you or any third party for any damage or loss arising
from our imposition of usage limits or your failure to comply with them.

Service availability

We will use commercially reasonable efforts to ensure that the Service is available at all times.
However, we do not guarantee that the Service will be uninterrupted or error-free and we are not
liable for any delays, interruptions or unavailability of the Service. We may, at any time and without
notice, temporarily or permanently suspend the Service or any part of the Service for any or no
reason, including, but not limited to, maintenance or upgrades, or as a result of events beyond our
control. We reserve the right to change, update or discontinue the Service at any time without
liability to you or any third party.

Limitation and exclusion of liability

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. UNLESS REQUIRED BY

APPLICABLE LAW OR AGREED TO IN WRITING, THE SOFTWARE IS DISTRIBUTED "AS
IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND, EXPRESS OR IMPLIED. TO
THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE TO YOU OR
ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR
CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE
SERVICE OR THESE TERMS OF SERVICE. WE WILL NOT BE OBLIGED TO PROFIT,
DAMAGES ARISING FROM LOSS OF GOODWILL, USE, DATA, OR OTHER INTANGIBLE
LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You acknowledge and agree that our total liability to you in connection with the Service or these
Terms of Service will not exceed the amount paid by you (if any) for the use of the Service during
the twelve month period immediately preceding the event arising. You acknowledge that we have an
interest in limiting the personal liability of our members and employees. In view of this interest,
you agree that you will not make any personal claims against individual members or employees.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. In the
event of revision, the new Terms will come into force 30 days after they are published on this page.
What constitutes a material change will be determined at our sole discretion.

Divisibility

If any provision of these terms of service is determined to be unenforceable or invalid, that

provision will be limited or eliminated to the minimum extent necessary so that the remaining
provisions of these terms of service will continue in full force and effect. The invalidity or
unenforceability of any provision of these terms of service shall not affect the validity or
enforceability of any other provision of these terms of service; all of which will remain in full force
and effect.

Applicable law and jurisdiction

Unless otherwise required by any mandatory law in any jurisdiction, the Terms and any dispute or
claim arising out of or in connection with them or their subject matter or formation shall be
governed by the laws of India. Any dispute arising out of or in connection with these Terms will be
resolved by the competent Court in Turkey. EUROPEAN ECONOMIC AREA (EEA) AND UK
CONSUMERS The above provision does not apply to any Users who qualify as European
Consumers or Consumers located in the United Kingdom, Switzerland, Norway or Iceland. The
European Commission has created an online platform for alternative dispute resolution, which
allows for out-of-court resolution of disputes relating to and arising from online sales and service
contracts. The Platform can be accessed at the following link: https://ec.europa.eu/consumers/odr/
OTHER USERS Each party agrees that any dispute resolution proceedings will be conducted solely
on an individual basis and not on a class, consolidated or collective basis. representative action. If
for any reason a claim proceeds in court rather than arbitration, the parties waive any right to a jury
trial.

Final provisions

Our failure to enforce any right or provision of the Terms will not constitute a waiver of such right
or provision. These Terms constitute the entire agreement between the Parties and govern your use
of the Application and provision of the Services, superseding any prior agreements (including, but
not limited to, any prior versions of these Terms).

Contact information

If you have any questions or concerns about these terms, please contact us at www.yourcapital-
app.com and [email protected]. We will do our best to respond to you in a timely manner.