Product Proposal for achieving your Life Goals

Bajaj Allianz Life ACE

A Non linked, Participating, Individual
Life Insurance Savings Plan
UIN: 116N186V02

Hi Mr. abc de e,

Congratulations on taking the first step towards fulfilling your Life Goals with Bajaj Allianz Life Insurance. You
have opted for Bajaj Allianz Life ACE , a truly modular product where you are the one in charge of your financial
plan along with life cover

Key Features

Decide your Income Wide range of policy term Choice of premium Life Cover to Comprehensive Tax Benefits
amount and Income from 10 to 85 years or up payment term from 5 to secure your coverage through
start year to age 100 years 10 year or 12 years planned Life multiple riders
Goals
Quotation No : 60061342683

Bajaj Allianz Life ACE

A Non linked, Participating, Individual Life Insurance Savings Plan

Name of the Prospect/ Policyholder: abc de e Name of the Product: Bajaj Allianz Life ACE
Age: 25 Gender: Male Tag Line: A Non linked, Participating, Individual Life
Name of the Life Assured: abc de e Insurance Savings Plan
Age: 25 Gender: Male Unique Identification Number: 116N186V02
Premium Payment Term: 7 GST Rate(First Year): 4.50%
Policy Term: 25 GST Rate(2nd Year onwards): 2.25%
Deferment Period: 0
Amount of Instalment Premium: 2,04,820
Mode of Payment of Premium: Annual
How to read and understand this benefit illustration?
This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of
interest i.e., 8% p.a. and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on
life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table
on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future
investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.

Policy Details

Early Income Wealth Income Benefit Annually

Frequency

Premium Allocation 95% 5% Goal Protection No

Benefit

Benefit Sum Assured* 5,72,185 64,513 Accumulate Income No

Benefits
Income Period 25 NA
Bonus Type Cash Bonus, Simple Revisionary Bonus and
Sum Assured on Death (at 22,00,000 Terminal Bonus
inception of policy)

*Benefit Sum Assured will be used for calculating Guaranteed Income and declaring Bonuses, and will not be payable on Maturity or
Death.

Premium Summary
Base Plan Riders Total Installment Premium
Installment Premium without GST (including 1,96,000 0 1,96,000
2.00% discount in 1st year)
Installment Premium without GST(2nd year) 2,00,000 0 2,00,000
Instalment Premium with First Year GST 2,04,820 0 2,04,820
Installment Premium with GST 2nd year 2,04,500 0 2,04,500
Onwards
(Amount in Rupees )

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Quotation No : 60061342683

Benefit Summary
Guaranteed Benefits Non Guaranteed Benefit @ 4% p.a. Non Guaranteed Benefit @ 8% p.a. Total Benefits including Guarantee and Non-Guaranteed Benefits
Annualized Accrued Accrued Survival and Survival and Death Death
Policy Premium Survival Death Maturity Simple Cash Guaranteed Special Simple Cash Guaranteed Special Surrender Surrender Maturity Maturity Benefit incl Benefit incl
Year (Excl of Benefit Benefit Benefit Reversionary Bonus Surrender Surrender Reversionary Bonus Surrender Surrender Value @4% Value @8% Benefit incl Benefit incl TB (if any) TB (if any)
Bonus Value (GSV) Value (SSV) Bonus Value (GSV) Value (SSV) TB (if any) TB (if any) @4% @8%
GST) @4% @8%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 1,96,000 22,887 22,00,000 0 581 5,722 0 73,011 1,452 34,331 0 73,182 73,011 73,182 28,609 57,218 22,00,000 22,00,000
2 2,00,000 22,887 22,00,000 0 1,161 5,722 62,909 1,50,315 2,903 34,331 6,319 1,50,681 1,51,129 1,51,320 28,609 57,218 22,00,581 22,01,452
3 2,00,000 22,887 22,00,000 0 1,742 5,722 1,24,382 2,32,346 4,355 34,331 38,869 2,32,933 2,34,554 2,34,869 28,609 57,218 22,01,161 22,02,903
4 2,00,000 22,887 22,00,000 0 2,322 5,722 2,85,870 3,19,566 5,806 34,331 1,71,893 3,20,403 3,27,781 3,28,242 28,609 57,218 22,01,742 22,04,355
5 2,00,000 22,887 22,00,000 0 2,903 5,722 3,57,375 4,12,466 7,258 34,331 2,14,960 4,13,584 4,21,767 4,22,398 28,609 57,218 22,02,322 22,05,806
6 2,00,000 22,887 22,00,000 0 3,484 5,722 4,28,899 5,11,570 8,709 34,331 2,58,074 6,54,133 5,21,496 6,54,133 28,609 57,218 22,02,903 22,07,258
7 2,00,000 22,887 22,00,000 0 4,064 5,722 5,00,445 7,09,749 10,161 34,331 3,01,244 9,07,457 7,19,798 9,07,457 28,609 57,218 22,03,484 22,08,709
8 0 22,887 22,00,000 0 4,645 5,722 5,00,016 7,34,649 11,612 34,331 2,72,477 10,04,636 7,44,401 10,04,636 28,609 57,218 22,04,064 22,10,161
9 0 22,887 22,00,000 0 5,226 5,722 4,99,616 7,61,047 13,064 34,331 2,43,781 10,26,415 7,70,400 10,26,415 28,609 57,218 22,04,645 22,11,612
10 0 22,887 22,00,000 0 5,806 5,722 4,99,248 7,89,016 14,515 34,331 2,15,166 10,48,761 7,97,862 10,48,761 28,609 57,218 22,05,226 22,13,064
11 0 22,887 22,00,000 0 6,387 5,722 4,98,917 8,18,629 15,967 34,331 1,86,643 10,72,608 8,26,859 10,72,608 28,609 57,218 22,05,806 22,14,515
12 0 22,887 22,00,000 0 6,967 5,722 5,12,628 8,49,979 17,419 34,331 1,72,224 10,98,473 8,58,177 10,98,473 28,609 57,218 22,06,387 22,15,967
13 0 22,887 22,00,000 0 7,548 5,722 5,12,386 8,83,179 18,870 34,331 1,43,925 11,25,585 8,90,522 11,25,585 28,609 57,218 22,06,967 22,17,419
14 0 22,887 22,00,000 0 8,129 5,722 5,12,199 9,18,360 20,322 34,331 1,15,761 11,54,234 9,24,717 11,54,234 28,609 57,218 22,07,548 22,18,870
15 0 22,887 22,00,000 0 8,709 5,722 5,12,074 9,55,684 21,773 34,331 87,753 11,85,181 9,60,919 11,85,181 28,609 57,218 22,08,129 22,20,322
16 0 22,887 22,00,000 0 9,290 5,722 5,26,019 9,95,343 23,225 34,331 73,923 12,17,643 10,00,006 12,17,643 28,609 57,218 22,08,709 22,21,773
17 0 22,887 22,00,000 0 9,870 5,722 5,26,047 10,37,552 24,676 34,331 61,411 12,53,237 10,40,786 12,53,237 28,609 57,218 22,09,290 22,27,884
18 0 22,887 22,00,000 0 10,451 5,722 5,26,168 10,82,562 26,128 34,331 64,637 12,90,524 10,84,194 12,90,524 28,609 57,218 22,09,870 22,38,942
19 0 22,887 22,00,000 0 11,032 5,722 5,26,397 11,30,640 27,579 34,331 68,133 13,30,118 11,30,640 13,30,118 28,609 57,218 22,10,451 22,50,959
20 0 22,887 22,00,000 0 11,612 5,722 5,26,751 11,82,091 29,031 34,331 71,939 13,73,581 11,82,091 13,73,581 28,609 57,218 22,11,032 22,63,907
21 0 22,887 22,00,000 0 12,193 5,722 5,41,247 12,37,242 30,482 34,331 76,803 14,30,609 12,37,242 14,30,609 28,609 57,218 22,11,612 22,79,634
22 0 22,887 22,00,000 0 12,774 5,722 5,41,908 12,96,445 31,934 34,331 81,379 14,92,717 12,96,445 14,92,717 28,609 57,218 22,12,193 22,96,780
23 0 22,887 22,00,000 0 13,354 5,722 5,42,760 13,60,091 33,385 34,331 86,432 15,57,767 13,60,091 15,57,767 28,609 57,218 22,12,774 23,15,312
24 0 22,887 22,00,000 0 13,935 5,722 5,85,832 14,28,602 34,837 34,331 94,134 16,27,750 14,28,602 16,27,750 28,609 57,218 22,13,354 23,35,645
25 0 22,887 22,00,000 14,73,995 14,515 5,722 0 0 36,289 34,331 0 0 0 0 15,17,119 17,73,009 22,13,935 23,67,808

There are mul ple product op ons in the product. I understand that returns vary under each op on. I have made choice of inves ng in more
than one product option considering my need and understanding the benefit under each option.
Notes: Annualized Premium excludes underwri ng extra premium, frequency loadings on premiums, the premiums paid towards the riders, if
any, and Goods & Service Tax. Refer Sales literature for explanation of terms used in this illustration.
1. The above benefit illustration demonstrates premium paid at the beginning of the year and all the benefits are paid out at the end of year.
2. The Survival Benefits are payable during the policy year when they are due as per the frequency. Upon payment at Maturity (Last Payout),
the policy terminates, and no further benefits become payable. The Maturity benefit will be the sum of Sum Assured on Maturity plus
Accumulated Income benefits, if not paid earlier, plus Terminal Bonus (if declared).
3. The surrender value payable will be higher of Guaranteed Surrender Value or Special Surrender Value (including any Terminal Bonus
payable, if declared) and is illustrated under 'Total Surrender Benefit' columns.
4. Surrender value illustrated above is end of the policy year value. The Special Surrender Value (SSV) displayed above are not guaranteed and
only indica ve. The Company shall comply with prevailing guidelines w.r.t SSV issued by IRDAI from me to me. Upon payment of surrender
benefit, the policy terminates, and no further benefit becomes payable.
5. The death benefits shown above are at the end of the year. Upon payment of death benefit the policy terminates and no further benefit is
payable. Not Applicable for Policies with Goal Protection Benefit.
6. Income Tax benefits would be available as per the prevailing income tax laws.
7. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
8. RB - Reversionary Bonus, TB - Terminal Bonus
9. On payment at Maturity (Last Payout), the policy terminates and no further benefits become payable.

I,……….….…….(name), have explained the premiums, charges and I………abc de e………(name), having received the informa on with
benefits under the policy fully to the prospect/policyholder. respect to the above, have understood the above statement before
entering into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

Bajaj Allianz Life Insurance Co. Ltd.

Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006. Reg No.: 116.
Tel: (020) 66026777.
Email: [email protected]
www.bajajallianzlife.com

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