FM Tables
FM Tables
CompondFectorT a b l e s ( C
Factor Tables(AC)
Compoend
Aulity
or Present Value
(P.V.) Tebles
pcouat Factor(Di)
Present Value ofan Annuity Tables
auity
Anauity
Diecount Fector (ADF)or,
Table A
CompoundFector(CF)
Percena ()
2 3
1.050 1.060 1.070
1.020 1.030 1.040
1.010 1.103 .124 1.145
I.040 1.061 1.082
1.020 L.225
1.093 10125 1.158 1o191
1.030 1.061 1.31
1.126 .170 1.216 .262
1.041 1.982
.104 1.159 1.217 1.276 1.338 1.403
1.051 1419 I.501
1.126 L.194 1.265 1.340
L.062
1.316 1.4007 1.S04 1.606
1.072 1.149 1.230
1.369 L477 1.594 1.718
.083 1.172 1.267
a
1.423 1.551 1.609 1.838
1.094 1.195 1.305
I.480 1.629 1.791 1.967
1.105 1.219 1.344
1.39 1.710 T.898 2.105
1.116 1.243 1.384
2.012 2.252
I.127 1.268 1.426 1.601 1.796
1.469 1.665 1.886 2.133 2.410
1.138 1.294
2.261 2.579
1.513 1.732 1.980
1.149 1.319
1.801 2.079 2.397 2.759
1.161 1.346 1.558
1.873 2.183 2.540 2.952
1.605
1.173 1.373 1.948 2.292 2.693 3.159
I.184 1400 1.653
2.206 2.407 2.854 3.380
1.196 1.428 702
2.527 3.026 3.617
1.754 2.107
1.208 1.457 3.870
2.191 2.653 3.207
*
Table A
(CF) (continued)
Percent ()
Perid
2 14
(n)
I.110 1.120 .130 1.140
1.080 1.090 1.100
9.024 10 575
4.717 5.560 6.344 7.690
*******
3.996
7.263 8.613 10.197 12.056
4.316 5.142 6.116
9.646 11.523 13.743
20...****** 4.661 5.604 6.727 8.062
26462
10.835 13.585 17.000 21231
6.848 8.623
25...*****
39.1116 50950
10.063 13.268 17.449 22.892 29.960
JU...********
188 88
31.409 45.259 65.00 93.051 132.78
2. 725
289.00 450.744 700.23
46.902 358 17.39 184,57
wmfir /abes
Table A (CFH(continued)
Percent ()
Period 20
30
17 18 9
1.250 SO0
L160 1.170 1.180 1.190 1.200
1.440 1.563 1.690
1.323 1.346 1.369 .392 1.416
L.521 1.728 1.953 2.197
1.561 1.602 1.643 I.685
Table B
Annuity Compound Factors(ACF}
Percent ()
Period
3
()
1.000 T.000 .O00
.000 I.000 1.000
37.379
19... 20.811 22.841 25.117 27.67 30.539 33.760
865 63.249
25.... 28.243 030 36.459 41.646 477.727
40...
259.06 I, 163.9 1,668.8
373.A815.08
4endes tulhlea
6
Table B
(ACH (continued)
Percent ()
Period 20 25
7
(n)
6
1.000 1.000 1.000
1.000 1.00
2.190 200 2.250 2.300
2.170 2.180
2.160
3.640 3.813 3 00
3.539 3.572 3.606
***
3.506
5.368 5.766 6.187
5.215 5.291
S.066 5.141
*****
30,089 1.20.393.0
40... 2360.8 3,134.5 4,163.21 5,529.8 7,343.9
10.436 15,090 45,497 2.80.256 1.65,976
21,813 31,515
y e n d t rI a b l e s
TableC
PRESENTVALUETABLE
35894
29415.24151 19866 .116370
43883
8I143 65978 53755 18394.15018 12285
.34185 .27750 22571
42195
80340 64684 52189 1 703113778 l68
47760 37512
77977 60963
Appendis Tables
PRESENTVALUEOFRE.IPAYABLEORRECEIVABLEANNUALLY FORN.YEARS
1I% 12% 13% 14% I5%16% 17% 18% 9%
Year 20%
0.90090 o.89286 0.88496 0.87719 0.86957 0.86207 0.85470 0.84764 0.84034 0.8333
03 .73179 .71178 69305 67497 65752 .64066 62437 60863 59342 57870
65873 63552 61332 59208 5717S $5229 53365 S1579 49905 48225
04
S193749718 4761145611 43711 41905 40188
05 59345 56743 54276
08676 07276
.06110 .0513904328 03651 03084 0260
20 12403 10367
03094 02591 02174
07680 05313 .02313 .04430 03699
21 11178 09256
02622 02178 0181
.05599 046620 0381903162
22 10067 09256 06796
01830 01509
02702 02222
06014,04911 04017.03292
23 09069 07376
01883 01538 01258
03496 02838 02310
24 01870 06588 05322 04306
01596 .01292 01043
037790303802447 01974
25 7561 2 040710
Appendis Tables
0.78519 0.76933
01 0.82645 0.81969 0.81301 0.80645 0.80000 0.78740 0.781125 0.78 125
67136 .61035 .60093.39172
68301 .66098 66036 64000 62000 .61035
6 31863 30328 28878 27509 .26214 24991 23833 .22237 21700 20718
21763 20376 19088 17891 16777 .15741 ,14776 13878 .13040 .12259
09 17986 16702 .15519 .14428 .13422 12493 11635 .10842 .10109 09403
12 10153 09198 08339 07567 .06872 .06245 .05680 .05170 04709 04292
4 8535
3.5797 4.4518 4.3295 4.2123 4.1002 3.9927 3.8896 3 7909
05 4. 7134
5.4172 5.24213.0757 4.91 73 4.7655 4.6229 4.4859 4 3553
06 5. 7955 5. 6014
151
07 6.7282 5.44730 6.2302 6.7020 3.7863 5.5824 5.3839 5.2064 5.0329 4 8664
09 .5661 3. 1622 7.7861 7.4353 7.1078 6.8117 6.5152 6.2469 5.9852 5.7590
4714 9825 8.5302 8.1109 7.7217 7.3601 7.0236 6.7101 64176 6.1446
10 3677 8.7868 9.2536 8.7604 8.3064 7.8868 7.4987 7.1389 6.8050 6.41151
2 11 2552 10.5773 9.9539 9.3850 8.8632 8.3838 7.9427 7.5361 7.1607 68137
13 12 1338 |13483 10.6349 9.9856 9.3935 8.8527 8.3576 7.9038 7.4869 7.1034
13.0038 12.1062 2960 10.3631 9.8936 9.2950 8.7454 8.2442 7.7861 7.3667
13 8651 12.8492 1.9379 I1.183 10.3796 9.7125 9.1079 8.5525 8.0607 7.6061
14,7180 13.5777 2. S610 11.6522 10.8377 10.1059 9.4469 8.8514 8.3125 78237
17 .5624 14.2918 13.1660 12.1656 1.2740 10.4772 9.7625 9.1215 8.5436 8.0215
18 3984 14.9920 .7534 12.6592 11.6895 10.8276 10.0591 9.3719 8.7555 8.2014
19 17 2261 I5.6784 14.3237 13.1339 12.0853 11.1581 10.3356 9.6036 8.9501 8.3649
20 0457 16.3514 14.8774 12.4652
13.5903 11.4699 10.5940 0.8181 91285 8 5136
21 18.857 7.0 15.4149 14.0291 12.8211 11.7640 10.8355 10.0168 92922 8 6787
22 19.6605 18.6580
15.9368 14.4511 13.1630 12.0416 11.0616 10.2007 94424 8.7715
23 20.9552 18.2921 16.4435 14.8568 13.4885 12.3033 11 2722 10.3710 9.5802 8 8832
24 21.2435 18.9139 16.9355 15.2469 13.7986 12.5503 i.4693 10.5287 9.7067 8.9847
25 22 0233 19.5234 17.4133 15.6220 14.0939 12.7833 11.6536 19.6748 9 8226 90770
PRESENTVALUEOFANANNUITYOFRE.I
12% 13% 14% I5% 16% 17% 18% 19% 20%
Year
01 . 90009 0.2989 0.8850 0.8772 0.8696 0.862 0.8547 0.8476 0.8403 0.8333
02 1.7125 I.6900 .6681 I.6467 1.6257 1.6052 1.5852 1.5665 1.5465 1.5278
03 2.4437 2.4018 2.3612 2.3216 2.2832 2.2459 2.2096 2.1743 2.1399 2.1065
04 . 1024 3.0373 2.9745 2.9137 2.8550 2.7982 2.7462 2.6 2.6386 2.5887
05 3.6959 3.6048 3.5172 3.4331 3.3522 3.2743 3.1993 3,1272 3.0576 2.9906
06 4.2305 4.1114 3.9976 3.8887 3.7845 3.6845 5.5892 3.4975 3.4098 3.3255
07 4.77122 4.5638 4.4226 4.2883 4.1604 4.0386 3.9224 3.8115 3.7057 3.6046
08 1461 4.9676 4.77988 4.6389 4.4879 5.3436 4.2072 4.0776 3.9544 3.8357
09 5.5370 5.3282 5.1317 4.6494 4.7716 4.6065 4.4506 4.3030 4.1633 4.0310
4 6.9819 6.9282 6.3025 6.0021 5,7245 4675 5.2293 5,0081, 4.8023 6106
6 7.3792 6.9740 5.6039 6.2651 5.9542 5.6686 S.4053 5.1624 4.9377, 4.7296
7.5488 7.1196 6.7291 5.3729 6.0472 5.7487 5.4746 3.2223 4.9897 4.7746
0 7.9633 7.4694 7.0248 6.6232 6.2593 5.9288 5.6278 5.3527 5.1009 4.8696
22 8.1747 76456 7.1695 6.7429 6.3587 6.0113 5.6964 .4099 5.1486 4.9094
3 8 2664 7.7184 1.2297 6.7921 6.3988 6,0453 6.7234 5.5321 5.1668 4.9245
Appendia Tabies
PRESENTVALUEOFAN ANNUITYRE.1
Year 21% 22% 26% 17% 28% 29% 0%
23%
24% 25
0 8264 0 8130 1.7874 0.7937 0.7874 07813 0.7752 0.7692
)8065 0 8000
02 I. S095 4915 4740 14568 14400 ,4235 .4074 1.3916 1.3761 I 3609
03 2.0739 2.0422 2.0114 1.9813 1.9520 .5234 18956 18684 18420 18116
4 2 5404 2.4936 24483 2.4383 2.3616 2.3202 2.2800 2.2410 2 2031 2.1662
2.9260 2.2626 28035 2.74"5 2.9893 2.6351 2.5827 2.5320 24830 24236
3.2446 3.9169 3.2923 3.0205 2.9614 2.8850 2.8210 2.7594 2.7000 26427
7 3.5079 3.1455 3.3270 3.2423 3.1611 3.0233 2.0087 2.9370 2.8662 2.8021
3.7256 3.6193 3.5179 3.4212 4.3289 3.2407 3.1564 3.0758 2.9986 2.9247
9 3.9054 3.7863 4.6731 3.5655 4.4631 3.3657 3.2728 3.1842 3.0997 3.0190
10 4.0541 9232 3.7993 3.6819 3 5705 3.4643 3.3644 3.2689 3.1781 3.0915
4.1769 4.0354 3.9014 3.7757 3.6564 3.5435 3.4365 1351 3.2388 3 1473
2 4.2785 4.1274 3.9852 3.8514 3.7251 3.6060 3.4433 3.3868 3.2859 3 1903]
3624 4.2028 4.0530 3.1924 3.7801
3.655 3.6581 3.4272 3.3224 3.2223
4 4.4317 4.2646 4.1082 3.9616 3.8241 3.6959 3.5733 3.4587 3.3507 3 2427
15 4.4890 4.3152 4.1530 4.0013 4.8593 3.7461 3.6010 3.4134 3.3726 3 2682
16 4 5364 4.3567 4.1894 4.0303 4.8874 3.7509 3.6228 3.5026 3.3890 3 2832
17 4.5755 4.3908 4.2190 4.0521 3.9000 3.7705 3.6600 3.5177 3.4028 3.2949
18 4.6079 4.4187 4.2431 4.0799 3.9279 3.7261 3.6536 3.5292 3.4130 3 3195
19 4.6346 4.4415 4.2627 4.0967 3.9424 3.7985 3.6642 3.53886 3.4210 3 3195
20 46567 4.4603 4.2786 4.1103 3.9539 3.8083 3.6726 3.5458 34271 331Ss
21 4.6752 4.4756 4.2916 4.1212 3.9621 3.1116 3.6792 4.5514 3 4319 33198
22 4.6900 4.4882 4.3021 4.1300 3.9705 3.8323 3.6844 3.5558 3.4356 43230
3 .7025 4.4985 4.3106 4.1371 3.9764 3.8273 3.6885 3.5592 3.4384 3.3254
4.1728 4.5070 4.1428 4.1428 3.9811 3.8312 3.6918 3.5619 4406 3 3272
4.7213 4.5139 4.3232 4.1474 3.9849 3.8342 3.6943 3.S640 3.4423 3.3286