Simple and Compound Interest

Explanation:
1. Total money with Mr. Bhargav = Rs.225000
It is divided among A, B and C in 4 : 5 : 6
⇒ Amount with B = 5/15 × 225000
⇒ Rs 75000
B invest 30% of his money in scheme 1 and remaining in scheme 2 for 4 years.
Interest he gets after 4 years = (P × R × T) ÷ 100
⇒ {(30/100 × 75000) × 8 × 4} ÷ 100 + {(70/100 × 75000) × 10 × 4)÷ 100
⇒ 7200 + 21000 = 28200
Total amount he has after 4 years = Principal + Interest
⇒ 75000 + 28200 = 103200
He invests this total amount in scheme 3 for 1 year. Amount he gets after 1 year
= P + (P×R×T)÷ 100
⇒103200 + (103200 × 7 × 1)÷100
⇒110424

2. Total money with Mr. Bhargav = Rs. 225000

It is divided among A, B and C in 4 : 5 : 6
⇒ Amount with A = 4/15 × 225000
⇒ Rs. 60000
A invested 50% of his money in scheme 2.
Also, A invest half of the remaining money, i.e., 25% ofhis money in scheme 1 and 25% in
scheme 3 for 4years
⸫ Total single interest he earns = (P × R × T) ÷ 100
⇒ (30000 × 10 × 4)÷ 100 + (15000× 8 × 4) ÷100 + (15000 × 7 × 4) ÷100
⇒12000 + 4800 + 4200 = 21000
The interest he earns at the end of 4 years is Rs. 21000.

3. Total money with Mr. Bhargav = Rs.225000

It is divided among A, B and C in 4 : 5 : 6
⇒ Amount with C = 6/15 × 225000
⇒ Rs. 90000
 C invest 40% of his money in scheme 1 and remaining in scheme 3.
Interest he earns in 4 years = (P × R × T) ÷ 100
⇒{(46/100 × 90000) ×8× 4} ÷ 100 + {(60/100 × 90000) × 7 × 4)÷ 100
⇒11520 + 15120 = 26640
Total amount he gets 4 years = Principal amount + interest
⇒ 90000 + 26640 = 116640

4. Total money with Mr. Bhargav= Rs. 225000

It is divided among A, B and C in 4 : 5 : 6
⇒ Amount with A = 4/15 × 225000
⇒ Rs. 60000
The rate of interest is highest in scheme 2, so to get maximum return, A must invest in scheme
2 for the maximum period of time.
A invests in scheme 2 for 4 years.
Similarly, he invests in scheme 1 for the next 2 years andthen in scheme 3 for 1 year.
Interest A gets after 4 years = (P×R×T)÷ 100
⇒ (60000 × 10 × 4) ÷ 100 = Rs. 24000

5. Total money with Mr. Bhargav = Rs. 225000

It is divided among A, B and C in 4 : 5 : 6
⇒ Amount with B = 5/15 × 225000 = Rs. 75000

⇒ Amount with C = 6/15 × 225000 = Rs. 90000

Amount B gets after 2 years = P + (P×R× T)÷100
⇒ 75000 + (75000 × 8 × 2) + 100
⇒ Rs. 87000
Amount C gets after 2 years = P + (P×R× T) ÷ 100
⇒ 90000 + (90000 × 8 × 2) ÷ 100
⇒ Rs. 104400
Average amount with B and C at the end of 2 years = (87000 + 104400) ÷ 2
⇒ Rs. 95700

6. Given,
Total money a person has = 72000
Amount of money lent on compound interest to Ram = 72000×2/18 = 8000
 Rate of interest = 20/2 = 10%
Time period = 2 years
Required Compound interest = 8000(1 + 10/100)2 - 8000
= Rs. 1680

7. Let P = Principal, R = rate of interest and N = time

Simple Interest = PNR/100
Amount of money given to Sam = 72000 × 5/18 =20000
Amount of money given to Tom = 72000 × 8/18 = 32000
Total simple interest when amount given to Sam and Tom = (20000 × 36 × 8/100) + (32000 × 25 × 6/100)
=105600 Then.
Total money given to Sam and Tom = 20000 + 32000 =52000
Simple Interest = 52000 × 20 × 4/100 = 41600
Loss to him = 105600 - 41600 = Rs. 64000

8. Given,
Total money a person has = 72000
Amount of money lent on compound interest to Ram= 72000 ×2/18 = 8000
Amount of money lent on compound interest to Raj = 72000 × 3/18= 12000
Total amount of money gets = 8000(1 + 20/100) + 12000(1 + 15/100)3
= 9600 + 18250.5 = Rs. 27850.5

9. Let P = Principal, R = rate of interest and N = time

Simple Interest = PNR/100
Amount of money lent to Ram = 72000 × 2/18 = 8000
Amount of money lent to Raj = 72000 × 3/18 = 12000
Amount of money given to Sam = 72000 × 5/18 = 20000
Amount of money given to Tom = 72000 × 8/18 = 32000
Simple Interest earned from Ram = 8000 × 20 × 1/100 =1600
Simple Interest earned from Raj = 12000 × 15 × 3/100 =5400
Simple Interest earned from Sam = 20000 × 36 × 8/100 =57600
Simple Interest earned from Tom = 32000 × 25 × 6/100 = 48000
From above, Ram will return less amount of simpleinterest.

10. Let P = Principal, R = rate of interest and N = time

Simple Interest = PNR/100
Amount of money given to Sam = 72000 × 5/18 = 20000
Amount of money given to Tom = 72000 × 8/18 = 32000
Simple Interest earned from Sam = 20000 × 36 × 8/100 =57600
Simple Interest earned from Tom = 32000 × 25 × 6/100=48000
Then,
Required difference = 57600 - 48000 = Rs. 9600

11. Amount deposited by the man in Scheme 1 = 31000 × = Rs. 8000

 Amount deposited by the man in Scheme 2 = 31000 × = Rs. 12000

Amount deposited by the man in Scheme 3 = 31000 × = Rs. 6000

Amount deposited by the man in Scheme 4 = 31000 × = Rs. 5000

Simple interest earned from Scheme 1 and 2
× . ×
= 8000 × + 12000 × = 4800 + 3600 = Rs. 8400
× ×
Simple interest earned from Scheme 1 and 2 = 6000 × + 5000 × = 3360 + 2250 = Rs. 5610
Ratio = 8400 : 5610 = 280 : 187

12. Total principal = Rs. 24000

Let the principal deposited in scheme 4 = Rs. x
Then the principal for scheme 1 = (1 + 2/3)x = 5x/3
x + 5x/3 = 24000
⇒8x/3 = 24000
⇒x = 9000
Principal deposited in scheme 1 and 4 are Rs. 15000 and Rs. 9000 respectively
Compound interest obtained from scheme 1 = [15000(1 + 10/100)3] - 15000 = Rs. 4965
Compound interest obtained from scheme 4 = [9000× (1+ 20/100)3] - 9000 = Rs. 6552
Required difference = 6552 - 4965 = Rs. 1587

13. A = Compound interest from scheme 3 = [30000 × (1 +15/100)2] - 30000 = Rs. 9675
B = Simple interest from scheme 2 = 30000 × 7.5 × 4/100 = Rs. 9000
⸫ Percentage by which A is more than B = (9675 – 9000)/9000 ×100 = 7.5%

14. Let the principal deposited = Rs x

According to the question
× × × . ×
− = 5460
= 0.56x–0.30x = 5460
= 0.26x = 5460
= x = 21000
This Rs. 21000 has been deposited in both simple and compound interest in the ratio 5 : 2
Amount deposited in scheme 4 at simple interest = 21000 × =Rs. 15000

Amount deposited in scheme 4 at compound interest = 21000 × = Rs. 6000

Total interest earned trom scheme
× ×
4= + 6000 × 1 + −1

⇒6750 + 4368 = Rs. 11118

15. Amount deposited in scheme 4 at simple interest = 20000 × 3/5 = Rs 12000

Amount deposited in scheme 4 at compound interest=20000 – 12000 = Rs 8000
× ×
Total interest earned from scheme 4 = + 8000 × 1 + −1
= 5400 + 5824 = Rs 11224
Amount deposited inscheme 1 atsimpleinterest = 14000×5/7=Rs 10000
 Amount deposited in scheme 1 at compound interest = 14000 -10000=Rs 4000
× ×
Total interest earned from scheme 1 = + 4000 × 1 + −1

⇒6000 + 1324 = Rs. 7324

Required difference = 11224 - 7324 = Rs. 3900

16. Since R took the loan at simple interest;

Amount of interest paid by R = [80000 × 5 × 5]/100 = Rs. 20000
Since T took the loan at compound interest;
Amount of interest paid by T = 40000 × [1 + 25/100]2 - 40000 = 62500 - 40000 = Rs. 22500
Difference = Rs. 2500

17. Principal = Rs. 60000, r = 12.5%;

SI for 1st year = [60000 × 12.5 × 1]/100 = Rs. 7500
Amount after 1st year = 60000 + 7500 = Rs. 67500
Since Rs. 17500 is paid by P at the end of 1st year;
Principal for 2nd year = 67500 - 17500 = Rs. 50000
SI for 2nd year = [50000 × 12.5 × l]/100 = Rs. 6250
Amount after 2nd year = 50000 + 6250 = Rs. 56250
Since Rs. 16250 is paid by P at the end of 2nd year;
Principal for 3rd year = 56250 - 16250 = Rs. 40000
SI for 3rd year = [40000 × 12.5 × 1]/100 = Rs. 5000
Amount after 3rd year = 40000 + 5000 = Rs. 45000
Since Rs. 15000 is paid by P at the end of 3rd year;
Principal for 4th year = 45000 - 15000 = Rs. 30000
SI for 4th year = [30000 × 12.5 × l]/100 = Rs. 3750
Amount to be paid after 4th year = 30000 + 3750 = Rs.33750

18. Principal = Rs. 50000, time = 3 years, r = 10%;

Suppose the principal for each year is P1, P2 and P3 and the value of each instalment is Rs. x;
x = P1× [1 + 10/100]
⇒P1 = 10x/11
x =P2× [1 + 10/100]2
⇒P2 = 100x/121
x = P3×[1 + 10/100]3
⇒P3= 1000x/1331
Since P1+ P2 + P3 = 50000
⇒10x/11 + 100x/121 + 1000x/1331 =50000
⇒3310x/1331 = 50000
⇒x = 20105.74 = 20106
Value of each instalment = Rs. 20106

19. Principal = Rs. 100000, r = 20%, time = 3 years;

Cl = 100000 × [l + 20/100]3 - 100000 = Rs. 72800
 SI = [100000 × 20 × 3]/100 = Rs. 60000
Cl - SI = 72800 - 60000 = Rs. 12800

20. Simple interest paid by P = [60000 × 12.5 × 4]/100 = Rs.30000

Simple interest paid by Q = [50000 × 10 × 3]/100 = Rs. 15000
Simple interest paid by R = [80000 × 5 × 5]/100 = Rs.20000
Simple interest paid by S = [100000 × 20 × 3]/100 = Rs.60000
Simple interest paid by T = [40000 × 25 × 2]/100 = Rs.20000
R & Twill pay the equal amount of interest on the sumborrowed.

21. Ratio of amount invested by Anand in three schemes is 4: 5 : 6

Since Anand invested total Rs. 30000 in three schemes
⇒Amount invested in 3 schemes: Rs. 8000, Rs. 10000 and Rs. 12000 respectively
First scheme provides 20%interest compoundedannually
⇒ Interest from 1stscheme in 1 year = 8000[1 + 20/100]- 8000 = Rs. 1600
Second scheme provides 40% interest compounded quarterly
⇒Interest from 2ndscheme in 1 year = 10000[1 + 10/100]4 – 10000 = Rs. 4641
Third scheme provides 30% simple interest per annum
⇒ Interest from 3rdscheme in 1 year= 12000[30/100] – 12000 = Rs. 3600
⇒Total Interest = 1600 + 4641 + 3600 = Rs. 9841
Since total interest obtained by Anand from all three schemes earlier is Rs. 17665
Amount of loss = 17665 - 9841 = Rs. 7824

22. Suppose P1,P2 and P3 are the sum invested in 3 schemes

Since interest obtained from first scheme is Rs. 5824 First scheme provides 20%interest compounded annually
in 3 years
⇒ P1[l +20/100]3 – P1 =5824
⇒P1[1.2]3 — P1 = 5824
⇒1.728P1– P1 = 5824
⇒0.728P1 = 5824
⇒P1 = 8000
⇒ Rs. 8000 is invested in first scheme.
Since the ratio of amount invested in scheme 1 and 3 is 2: 3
⇒ Amount invested in third scheme = Rs. 12000
⇒Amount invested in second scheme = 30000 – 12000 – 8000 = Rs. 10000
Second scheme provides 40% interest compounded quarterly in 1 year
Interest from 2nd scheme = 10000[1 + 10/100]4– 10000
⇒ 10000 × 1.4641 – 10000 = Rs. 4641

23. Suppose P1, P2 and P3 are the sum invested m 3 schemes

 Since interest obtained from first scheme is Rs. 5824
First scheme provides 20%interest compounded annually in 3 years
⇒P1[1 +20/100]3 – P1 = 5824
⇒P1[1.2]3 – P1 =5824
⇒1.728P1 – P1 = 5824
⇒0.728P1 = 5824
⇒P1 = 8000
Since P1 + P2 + P3= 30000
⇒ P2 + P3 = 30000 – 8000 = Rs. 22000
Principal invested in second and third schemetogether= Rs. 22000

24. Amount = P (1 + R/100)n

Amount received = 25000 × (105/100)3 = Rs. 28940.625 ≈ Rs. 28940

25. Let the principal be Rs. P

Then, Simple Interest = 5P– P = 4P
SI = (P ×R×T)/100
⇒4P = (P × R × 4) /100
R= 100%

26. Principal of Sachin = (12000/100) × 130 = Rs. 15600

Amount of Sachin = 15600(1 + 4/100)2 = Rs. 16872.96 ≈Rs. 16873

27. Principal of Rahul = (25000/5) × 6 = Rs. 30000

Rate of Interest = (120/100) × 5 = 6%
Interest received by Rahul = (30000 × 6 × 5) /100 =Rs. 9000

28. Rate of interest of Peroola = 6 × (3/2) = 9%

Amount = Rs. 35360
Time = 4 years
Let the principal be Rs. P
Then, P + (P/100) × 9 × 4 = P(1+ 36/100) = 35360
P = Rs. 26000

29. For scheme A (Rate) = × 100 = 16%

×
For scheme B (Rate) = (16 - 6) = 10%
×
Equivalent Cl of two years at the rate of 10% = 10 + 10 + = 21%
ATQ-
×
(2000 + x) × – (1600 + 3x) × = 56
640 + 0.32x - 336 - 0.63x = 56
0.31x = 248
x = 800 Rs.
 So,total amount invested in Q = (1600 + 3 × 800) = 4000 Rs.

30. For scheme A (Rate) = × 100= 16%

×
For scheme B (Rate) = (16 - 6) = 10%
Let the amount invested be 3x and 2x.
Rate of interest for bigger amount = ( – 0.5) = 7.5%
Rate of interest for smaller amount = (16- 8) = 8%
ATQ -
Let smaller amount invested for T years
× . ×
=
× ×

= =
T = 3 years

31. Let sum invested in B with C.I. = x

Acc. to question = 1.44x = x 1 +

r = rate of interest of C.I. in B = 20%
Rate of interest of S.I. in A = 10%
× ×
Interest = + 8000 1+ − 1 = 5120

× ×
32. Interest accrued = = 9000
First half 4500 on scheme B for 4 years with S.I.
× ×
Interest = = 2160
Now ratio of interest received = 3:2
Interest received in scheme C = × 2 = 1440
×
Rate of interest in Scheme C = = 8%
×

33. Let sum invested in each scheme = 100x

In scheme E
Amount after 2 year at S.I
×
= 100 + = 120x

Then in C.I. =120x 1 + =

In scheme D
Amount after 4 years at S. I.
× ×
= + 100 = 160x

Required ratio = : 160x= 27 : 25

34. Let amount he invested in scheme A with x

Now

778688 = x 1 −
x = 10,00,000
 Now this amount is the interest received fromscheme D and E with S.I.
Let amount invested in both scheme = y
Total interest earn in 4 years from both scheme
× × × ×
10,00,000 = +
Y= 10,00,000
sum he invested = 20,00,000

35. Let Initial sum = 100x

After 7 year Amount
= 100x + ×100x= 294x
In scheme C with C.I.
Rate of interest = 40%
Time = 2 year
Now,

294x = y 1 +
y = sum invested in scheme C with C.I.
y = 150x
amount get from scheme (with S.I.)
Interest = 180x–100x= 50x
× ×
50x =
R= 10%
R = rate of interest for scheme C in S.I.

36. Interest rate for simple interest = 2.75%

Simple interest = (Principal × Rate × Time)/100 = (80000 × 2.75 × 2)/100 = Rs. 4400
Interest rate for compound interest = 3%
Compound interest = Principal × [(1+ rate/100)Time - 1]
= 80000 × [(1 +3/100)2- 1]
= 80000 × 0.0609 = Rs. 4872
Required difference = 4872 - 4400 = Rs 472

37. Interest rate for compound interest 1 %

Compound interest = Principal× [(1 + rate/100)Time – 1]
= 7500 × [(1 + 1/100)2 - 1]
= 7500 × 0.0201 = Rs. 150.75
Interest rate for simple interest = 1.25%
Simple interest = (Principal × Rate × Time)/100
= (7500× 1.25 × 3)/100 = Rs. 281.25
Required percentage = (150.75/281.25) × 100 = 53.6%

38. Interest rate for simple interest = 2.75%

Simple interest = (Principal × Rate × Time)/100 = (90000 × 2.75 × 4)/100 = Rs. 9900
Interest rate for compound interest = 1%
Compound interest = Principal × [(1 + rate/100)Time - 1]
 = 9000 × [(l + 1/100)2 – 1]
= 9000 ×0.0201 = Rs. 180.9
Total interest = 9900 + 180 = Rs. 10080.9

39. (Principal = P)
Initial rate for compound interest = 1%
Compound interest = Principal × [(1 + rate/100)Time– 1]
= P×[(l + l/100)3 – l] = 0.0303 P
Increased rate = (100 + 40)% of 1 = 1.4%
Compound interest = Principal × [(1 + rate/100)Time - 1]
= P×[(l + 1.4/100)3 – 1] = 0.0426P
Increase in compound interest = 0.0426 P - 0.0303 P
= 0.0123 P
% increase = (0.0123 P/0.0303 P) × 100 ≅ 40.6%

40. Case 1 :
Interest rate = 5%
Total interest = Principal × [(1 + rate/100)Time - 1]
= 120000 ×[(l + 5/100)2– 1] = Rs. 12300
Case 2:
Interest rate = 4.5%
Total interest = (Principal × Rate× Time)/100 = (120000 × 4.5 × 2)/100 = Rs. 10800
Case 3:
Interest rate = 3%
Total interest = 2 × 60000 × [(1 + 3/100)2 - 1] Rs. 7308
Case 4:
Interest rate = 2.75%
Total interest = (2 × 60000 × 2.75 × 2)/100 = Rs. 6600
Case 5:
Interest rate on Rs. 100000 = 4.5%
Interest rate on Rs. 20000 = 2.75%
Total interest = (100000 × 4.5 × 2)/100 + (20000 × 2.75 × 2)/100 = 9000 + 1100 = Rs. 10100
Taking two loans of Rs. 60000 each on simple interest will be most beneficial

41. As given in chart, total investment by Jigyasa and Ravi in M = Rs.84000

Percentage of Jigyasa in M = 52%
Amount invested in scheme M by Jigyasa = 52% of84000= (52/100) × 84000 = Rs. 43680
So, amount invested in scheme M by Ravi = Rs.(84000 – 43680) = Rs. 40320
As we know that, simple interest on any amount pfor a time t with rate r is (prt/100)
Thus, difference between simple interest on amount invested by Jigyasa (=pl) and Ravi(=p2) at a rate r for time
8 years is given by
× × × ×
− = 4435.20
⇒× (P1 – P2) = 4435.20
⇒× (43680 - 40320) = 4435.20
 ⇒× × 3360 = 4435.20
. ×
⇒
r= = 16.5%
×

42. Amount invested by Jigyasa in schemes O = 40% of 26000

= (40/100) × 26000 = Rs. 10400
Amount invested by Jigyasa in schemes Q = 41% of 62000
= (41/100) × 62000 = Rs. 25420
Total amount invested by Jigyasa in schemes O andQ together = Rs(10400 + 25420) = Rs. 35820
Similarly, Amount invested by Ravi in schemes O =26000 – 10400 = Rs. 15600
Amount invested by Ravi in schemes Q = 62000 – 25420 = Rs. 36580
Total amount invested by Ravi in schemes O and Q together = Rs(15600 + 36580) = Rs. 52180
Respective ratio between total amount invested by Jigyasa in schemes O and Q together and total amount
invested by Ravi in the same scheme together = 35820 : 52180 = 1791 : 2609

43. We know that, simple interest on any amount p for a time t with rate r = (prt/100)
And CI = P [(1 + r/100)t – 1]
Amount invested in scheme R by Ravi = (100 - 64)% of 85000
= 36% of 85000
= (36/100) × 85000 = Rs30600
Now, according to the question, for the first two years, scheme R offers simple interest at 7% per annum,
thereforeInterest thus earned, SI = (30600 × 7 × 2)/100 = Rs.4284
And the amount after 2 years will become =Rs(30600 + 4284) = Rs34884
Now, for the next two years, Cl earned by

Ravi, CI = p 1+ −1

= 34884 1 + −1

= 34884 −1

= 34884 −1

= 34884

= 34884
= Rs. 7325.64
Now, total interest earned by Ravi = Rs(4284 + 7325.64)
= Rs 11609.64
≈Rs. 11610

44. We know that, simple interest on any amount p for a time t with rate r = (prt/100)
And CI = P[(1 +r/100)t - 1]
Amount invested by Jigyasa in scheme S = amount invested by him in scheme N = 60% of 66000
= (60/100) × 66000 = Rs. 39600
As given in the question, the rate of interest per annum of schemes S and N are same. The only difference is
scheme S offers compound interest (compounded annually), whereas the scheme N offers simple interest.
Interests – Interest N = Rs. 349.92
Interests –Interest N = Rs 349.92
 × ×
= 1+ −1 − = 349.92
×
= 39600 1+ −1 − = 349.92

= −1 − = 349.92/39600
.
= −1 − =
.
= − =

= 200r + r2 – 200r =
= r2 = 88.36
= r ≈ 9% (neglecting negative value of r)

45. We know that, compound interest CI on some amount p at a rate r compounded annually for n years is
CI = P [(1 +r/100)t – 1]
Amount invested by Jigyasa in schemes O = 40% of 26000
= (40/100) × 26000 = Rs. 10400
Thus, amount invested by Ravi in schemes O = 26000 – 10400 = Rs. 15600
Now, Cl for Ravi – CI for Jigyasa

= 15600 1 + − 1 − 10400 1+ −1

= (15600 - 10400) 1+ −1

= (5200) 1+ −1

= (5200) −1

= (5200) −1
( )( )
=
= Rs 1677

46. Fromstatement l and II,

Capital is 2000 and amount he gets after investing for 3years is 3850,
Total interest as percentage = (3850-2000/2000) × 100 =92.5%,
By applying successive methodology i.e. X + Y + (X ×Y/100),
Let the interest rate for 2nd year be ‘m’, then for year
2017and 2018 total interest will be,
⇒40 + m + 40m/100,
And now successive increase for first two years (cumulatively) and 3rd year will be 92.5%,
⇒ (40 + m + 40m/100) + 25 + (40 + m + 40m/100) × 25/ 100 = 92.5
⇒m = 10% (rate of 2nd year)
Now overall rate % from 2017 to 2018 will be,
⇒40 + 10 + (40 × 10)/100 = 54%,
Total amount after 2018 will be 154% of 2000 = 3080.
From statement I and III,
Rate % will be 25% of 40 = 10%,
 Now overall rate % from 2017 to 2018 will be,
⇒40+ 10 +(40 × 10)/100 = 54%,
Total amount after 2018 will be 154% of 2000 = 3080. Hence, option c is correct.

47. For scheme 1,

For two successive years increment,
⇒X + Y + (XY/100),
⇒30 + 20 + 30 × 20/100 = 56%,
Overall 56% increase in these two years.
For scheme III,
For the year 2018 two successive increments occur because interest compounded half yearly.
⇒10 + 10 + 10 × 10/100 = 21%
overall increment in2018,
And now for year 2017 and 2018 simultaneously,
⇒ 25 + 21+(25 × 21)/100 = 51.25%
Sunil’s principle = 1.2 × Anil’s principle
Sunil : Anil will be 6 : 5 (ratio of investments), Nowratio of interests will be,
⇒6×51.25% : 5 × 56%,
⇒123:112
Hence, option c is correct.

48. For Quantity I-

Total interest earned by scheme 1 in year 2017 + 2018 + 2019
⇒20% + 30% + 30% = 80%
Total Amount we get 180% of 1000 = 1800, And half of the total amount will be 900.
For Quantity 2-
Total Interest = 3000 × (1 + 30/100) – 3000 = 900.
Hence, option d is correct.

49. Correct option is option d because we cannot find interest ratio without principal value.

50. Let principles be 5x, 3x and 4x, Interest = 5x× 20/100 = lx.
Amount of 1stprinciple is 6x, For 2ndprinciple,
Interest 3x× 25/100 = 0.75x, Amount =3.75x,
For 3rd principle,
Interest 4x× 40/100 = 1.6x, Amount = 5.6x,
Share of interest from scheme III is 0.75x and total is amount is 15.35x
⇒0.75x/15.35x= 15/307
Hence correct option is ‘d’.