Maulik Sureshkumar Chavda B.Com. LLB. (ADVOCATE) 3, Shivnath Building, Dabgar Street , Opp Ambaji Temple, High Court Road, Bhavnagar Mob. : 7383831183 emai: malikchavda222@gmailcom LEGAL SCRUTINY REPORT Date :-16/07/2024 To, Shree Ram Finance Ltd. Talaja branch. Dear Sir/ madam Sub : Legal Scrutiny Report in respect of the file of Vasanben Rameshbhai Makwana. Ref : Your letter/requested dated APP no...... As desired by you vide the above referred letter/request, we are furnishing hereunder the legal scrutiny report in respect of the property (described in part I hereto) to be acquired by / belonging to ‘Vasanben Rameshbhai Makwana. PART-1 DESCRIPTION OF THE PROPER’ (with boundaries) All that piece parcel of Immovable Resisential property of Plot no. 81 Land admeasuring 88.97 sq. mtrs. comprising Revanue survey no. 18 S}Paiki 1 situated at Shri Ramnagar , Mouje Pithalpur, Ta. Talaja Dist ¢/ Bhavnagar. within the state of Gujarat the property combined bounded as under. S. Se East 7.50 mtr wide road. West Plot no. 78. North Plot no. 80. South :- Plot no. 82. PART-II :- LIST OF DOCUMENTS SUBMITTED BEFORE ME/US FOR SCRUTINY AND LEGAL OPINION (plea: mention photocopy OR Original to examined) 1. Xerox copy of sale deed regi. no. 2718/2022 dtd.22/12/2022 in the name of Vasanben Rameshbhai Makwana executed by Sardulbhai Danabhai Vala with the receipt of registration payment charge. .. Xerox copy of NA order. . Xerox copy of Layout plan. - Xerox copy of sale deed no. 906/2022 dtd.o2/05/2022. ;- Xerox copy of V.F. 7, 12, 8/A and others. gaenryp PART -III:- FLOW OF TITLE OF PROPERTY -- (HISTORY OF TITLE Above Mentioned Property is Originally owned and possessed by Chhaganbhai Bhayabhai Kucha thereafter Collector Bhavnagar converted in Multipurpose use vide order no. 148/14/10/103/2022 on 04/03/2022 thereafter Town development officer Bhavnagar approved layout plan vide permission no. dev/talaja/pithalpur/589/ dtd. 27/07/2022 thereafter R.s. no. 18 Paiki 1 NonAgri. Land was purchased by Sadulbhai Danjabhai Vala vide regi. sale deed no.906/2022 dtd. 02/05/2022 thereafter Said plot no. 81 was purchased by present owner Vasanben Rameshbhai Makwana vide regi, sale deed no. 2718/2022 dtd. 22/12/2022 From Sadulbhai Dhanjibhai Vala and others. From the available records of search and encumbrance certificate of the Sub-registar Talaja for the period of last 13 years we have not found charge or encumbrance of the said property. we may mention that,during technical/valuation inspection legality of the construction and construction plan and _ possession must be verified. 5-After completion of all formalitiesyour company to record lien/Charge with Gram panchayat records/city survey records/ assessment register as well with central registry under SARFEASI ACT. PART -IV: EVIDENCE OF TITLE OF PROPERTY I have taken search from sub-registrar Talaja on date 16/07/2024 vide Receipt No. 202408700004782 and not found any charge/encumbrance on above stated property. PART- V :- OTHER PROVISIONS 5.1. Whether provisions of Urban Land Ceiling Act are Applicable? - NO. 5.2 Whether property to be given as security is subject to any minor's claim/share? -No. 5.3. Whether the property is affected by any special Acts/Tribal/SCST or/and tenancy regulations? - NO. 5.4. Whether the user land has been converted as Non -Agricultural under Land Revenue law?-Yes. 5.5. Whether up to date tax/Land Revenue has been paid on the property? YES, 5.6. Whether all original documents for last 13 years have been scrutinized? YES.Reciept No.202408700004782 date. 16/07/2024 5-7- Whether required documents are available for creating mortgage? - YES. 5.8 Whether all previous owners had the right/competency to transfer the property? -NA31 5.9. Whether proposed mortgage by deposit of title deeds is possible? - YES. 5.10. If property is a flat/apartment, how far independent title is ensured? Give details. NA 5.11. Whether the property has been transferred /to be transferred by a POA holder of the original land owner in favour of the loanApplicant? - N.A. 5.12. Whether POA holder of original land owner has/had authority under POA to transfer the property through registered document?- NO 5.13. Whether the said POA as recorded in 5.12 is registered ? -NO. 5.14. Whether the property is leasehold land? If yes, then what is the tenure of the lease and date of expiry of Lease ? NO 5.15. Whether the land/ property is Joint family property NO the land /property/flat is subject to any reservations itions / requisitions ? - NOA. - CERTIFICATE: The aforesaid report is reference of revenue record submitted by you and search of sub registry records relevant for the purpose to study the devolution of title and ascertain any charge of encumbrance and does not contain entire revenue of sub registry records is not available and also it should be noted that only computerized search is given by sub registrar office to us and manual search of books of index-II is not allowed and also please note that computerized search provided by Gov. through office of sub registrar and in which it is clearly stated that they do not gives any assurance or binding regarding the correctness of the facts and they are not responsible for any loss due to the information /search provided through computerized and on that condition we have issued this certificate. I have persued copies of the documents forwarded to me and have got relevant and available records verified at office of concern sub registrar office for last 13 years. The said property is free from all encumbrances, lien charges, mortgages etc. the seller is having valid absolute clear and marketable title to the said property as mentioned above. In view of the foregoing, I/We certify that the title deeds intended to be deposited, relating to the propery and offered as security by Way of equitable mortgage and the documents of title referred to above are perfect evidence of title and that if the said equitable/registered mortgage Is created in the manner reguired by the requirements satisfy creation equitable/registered mortgage subject to remarks given as under. 1/We further certify that Vasanben Rameshbhai Makwana has/would derived/ derive a valid , clear, marketable and unencumbured title in the property /ies stated above. The mortgage if created will be available to SFL for the lability of the intending Purchaser/ Borrower Vasanben Rameshbhai illa[Page Makwana. The following documente are required to be deposited for creation of equitable mortgage. Photo copy documents which are narrated in PART-II. The following original documents are reguired to be deposited after disbursements of the loan for creating valid mortgage. The above documents are required before disbursements of the loan for creating valid mortgage. Original sale deed regi. no. 2718/2022 dtd.22/12/2022 in the name of Vasanben Rameshbhai Makwana executed by Sardulbhai Danabhai Vala with the receipt of registration payment charge. True copy of V.F. 2 & 8 in the name of Vasanben Rameshbhai Makwana. 2s 3. Xerox copy of NA order. 4. Xerox copy of Layout plan. 5. Xerox copy of sale deed no. 906/2022 did.o2/05/2022 in the name of Sadulbhai Dhanjibhai Vala and others. 6. Xerox copy of V.F. 7, 12, 8/A and others. 7; 8. 9. . Original Tax/Lease paid receipt in the name of Vasanben Rameshbhai Makwana . . Original 13 years search report Original Regi. mortgage deed executed by Vasanben Rameshbhai > Makwana in favour of Shree ram finance ltd. Legal Remarks if any : - (a) Please verify all original documents before disbursement as we have only examined the photocopy, (2) Technical inspection report or technical officials of our company pase on site visit and boundaries as per to be (g) NOI To be done by the borrower in tavour to SFI/IN LIEU OF noi Then registered mortgage to be executed in favour to SFI by the borrower. Date :-16/07/2024 Yours Os Maulik S. Chavda(Advocate) (Enrolment No.G/1787/2022) MAULIK S. CHAVDA Enclosure :- (Advocate) i 3, Shivnath Building, Search fee receipt Saboar Street, Opp. Ambaji Temple, High Court Road, Bhavnagra-364001. Mo.No.: 7383831183