40 41 42 43 44 45 4
Input
Now Amount At Retirement
Your current age 40 Annual pension benefit ($)
Annual income ($) $50,000 Annual pension benefit increases (%)
Annual inflation & income increases (%) 3.00% Desired retirement age
Retirement savings balance ($) $60,000 Number of years of retirement income
Annual savings amount ($) $15,000 Income replacement (%)
Annual savings increases (%) 0.00% Investment return (%)
Investment return (%) 6.25%
Chart details
Age Salary Balance Interest Yearly savings
40 $50,000 $60,000 $3,750 $15,000
41 $51,500 $78,750 $4,922 $15,000
42 $53,045 $98,672 $6,167 $15,000
43 $54,636 $119,839 $7,490 $15,000
44 $56,275 $142,329 $8,896 $15,000
45 $57,964 $166,224 $10,389 $15,000
46 $59,703 $191,613 $11,976 $15,000
47 $61,494 $218,589 $13,662 $15,000
48 $63,339 $247,251 $15,453 $15,000
49 $65,239 $277,704 $17,357 $15,000
50 $67,196 $310,061 $19,379 $15,000
51 $69,212 $344,440 $21,527 $15,000
52 $71,288 $380,967 $23,810 $15,000
53 $73,427 $419,777 $26,236 $15,000
54 $75,629 $461,014 $28,813 $15,000
55 $77,898 $504,827 $31,552 $15,000
Chart details
Age Salary Balance Interest Yearly savings
56 $80,235 $551,379 $34,461 $15,000
57 $82,642 $600,840 $37,552 $15,000
58 $85,122 $653,392 $40,837 $15,000
59 $87,675 $709,229 $44,327 $15,000
60 $90,306 $768,556 $48,035 $15,000
61 $93,015 $831,591 $51,974 $15,000
62 $95,805 $898,565 $56,160 $15,000
63 $0 $969,726 $60,608 $0
64 $0 $956,324 $59,770 $0
65 $0 $939,864 $58,742 $0
66 $0 $920,089 $57,506 $0
67 $0 $896,723 $56,045 $0
68 $0 $869,469 $54,342 $0
69 $0 $838,014 $52,376 $0
70 $0 $802,019 $50,126 $0
71 $0 $761,122 $47,570 $0
72 $0 $714,940 $44,684 $0
73 $0 $663,058 $41,441 $0
Chart details
Age Salary Balance Interest Yearly savings
74 $0 $605,036 $37,815 $0
75 $0 $540,405 $33,775 $0
76 $0 $468,660 $29,291 $0
77 $0 $389,266 $24,329 $0
78 $0 $301,649 $18,853 $0
79 $0 $205,198 $12,825 $0
80 $0 $99,259 $6,204 $0
81 $0 -$16,864 -$1,054 $0
82 $0 -$143,914 -$8,995 $0
83 $0 -$282,685 -$17,668 $0
84 $0 -$434,022 -$27,126 $0
Chart details
Age Salary Balance Interest Yearly savings
Chart details
Age Salary Balance Interest Yearly savings
$12
$10
$8
$6
$4
$2
$0
44 45 46 47 48 49
put
Amount Uncertainty (%)
0 Investment return uncertainty
0.00% Annual savings amount uncertainty
65 Annual savings increases uncertainty
20 Annual pension benefit amount uncertainty
75.00% Annual Pension benefit increases uncertainty
6.25%
details
Desired retirement
Pension income Year ending balance
income
$0 $0 $78,750
$0 $0 $98,672
$0 $0 $119,839
$0 $0 $142,329
$0 $0 $166,224
$0 $0 $191,613
$0 $0 $218,589
$0 $0 $247,251
$0 $0 $277,704
$0 $0 $310,061
$0 $0 $344,440
$0 $0 $380,967
$0 $0 $419,777
$0 $0 $461,014
$0 $0 $504,827
$0 $0 $551,379
details
Desired retirement
Pension income Year ending balance
income
$0 $0 $600,840
$0 $0 $653,392
$0 $0 $709,229
$0 $0 $768,556
$0 $0 $831,591
$0 $0 $898,565
$0 $0 $969,726
$74,009 $0 $956,324
$76,230 $0 $939,864
$78,517 $0 $920,089
$80,872 $0 $896,723
$83,298 $0 $869,469
$85,797 $0 $838,014
$88,371 $0 $802,019
$91,022 $0 $761,122
$93,753 $0 $714,940
$96,566 $0 $663,058
$99,463 $0 $605,036
details
Desired retirement
Pension income Year ending balance
income
$102,446 $0 $540,405
$105,520 $0 $468,660
$108,685 $0 $389,266
$111,946 $0 $301,649
$115,304 $0 $205,198
$118,764 $0 $99,259
$122,326 $0 -$16,864
$125,996 $0 -$143,914
$129,776 $0 -$282,685
$133,669 $0 -$434,022
$137,679 $0 -$598,828
details
Desired retirement
Pension income Year ending balance
income
details
Desired retirement
Pension income Year ending balance
income
Age
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
$0
Salary
Calculations
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$40
$41
$42
$43
$44
$45
$46
$47
$48
$49
$50
$51
$52
$53
$54
$55
$56
$57
$58
$59
$60
$61
$62
$63
$64
$65
$66
$67
$68
$69
$1,635
Desired
Yearly
Balance Interest retirement Pension income
savings
income
$0 $0 $0 $0 $0
$0 $0 $0 $79 Failure template:
$0 $0 -$598,828 $84 Success template:
$0 $0 $0 $0 $0
$0 $0 $0 $79 Failure display:
$0 $0 $0 $79 Success display:
$0 $0 $0 $1
$0 $0 $0 $2
$0 $0 $0 $3
$0 $0 $0 $4
$0 $0 $0 $5
$0 $0 $0 $0 $0
$0 $60,000 $3,750 $15,000 $0
$0 $78,750 $4,922 $15,000 $0
$0 $98,672 $6,167 $15,000 $0
$0 $119,839 $7,490 $15,000 $0
$0 $142,329 $8,896 $15,000 $0
$0 $166,224 $10,389 $15,000 $0
$0 $191,613 $11,976 $15,000 $0
$0 $218,589 $13,662 $15,000 $0
$0 $247,251 $15,453 $15,000 $0
$0 $277,704 $17,357 $15,000 $0
$0 $310,061 $19,379 $15,000 $0
$0 $344,440 $21,527 $15,000 $0
$0 $380,967 $23,810 $15,000 $0
$0 $419,777 $26,236 $15,000 $0
$0 $461,014 $28,813 $15,000 $0
$0 $504,827 $31,552 $15,000 $0
$0 $551,379 $34,461 $15,000 $0
$0 $600,840 $37,552 $15,000 $0
$0 $653,392 $40,837 $15,000 $0
$0 $709,229 $44,327 $15,000 $0
$0 $768,556 $48,035 $15,000 $0
$0 $831,591 $51,974 $15,000 $0
$0 $898,565 $56,160 $15,000 $0
$0 $969,726 $60,608 $0 $74,009
$0 $956,324 $59,770 $0 $76,230
$0 $939,864 $58,742 $0 $78,517
$0 $920,089 $57,506 $0 $80,872
$0 $896,723 $56,045 $0 $83,298
$0 $869,469 $54,342 $0 $85,797
$0 $838,014 $52,376 $0 $88,371
$0 $15,425,817 $964,114 $345,336 $567,095
