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The Retirement Plan For Retirement Plans
IV.DISCUSSION AND ANALYSIS
a.Retirements Benefits
Another of the concerns that Louis, Joyce, and Bryan have is they would like a retirement program
that will shelter a substantial portion of their income from taxes. Of the myriad of choices, a
company has for retirement plans, the best tax shelter for the owners is the qualified retirement plan.
With the qualified retirement plan Louis, Joyce, and Bryan would be able to eliminate any current
tax hit on a substantial portion of their income and be able to grow tax free in a trust that they
manage.
Through this plan the owners would be able to make tax deductible contributions that would be
based on actuarial calculations that will fund up to 100 percent of his or her highest three years of
compensation or $205,000, whichever is lower. I.R.C. §415(b)(1). The contributions that will be
made into the fund will depend on the age of the owner, which in the case of Louis, Joyce, and
Bryan would be extremely beneficial since they are getting older and hope to retire soon.
The downside to this plan is that it will only work if everyone participates in it. Meaning that all
of the employees have to participate, which can sometimes feel like a burden on the owners. A lot
of times when companies have a lot of non owner employees, the cost of funding the plans can be
prohibitive and often times make it harder on the owners to actually have the tax shelters that they
are looking for. Because Web Master Inc., has 10 other employees
Griffith Observatory Essay
CHAPTER NINE The Griffith Observatory sits on the southern incline of the world famous
Mount Hollywood. Its charisma consists of an unobstructed observation of the City of Angels,
Los Angeles, California. Followed up by the entertainment capital of the world Hollywood and
finishes the beauty with the magnificent view of the Pacific Ocean to the southwest. The
observatory is a trendy day tripper attraction with an outstanding view of the iconic Hollywood
Sign, and a wide ranging selection of science and space programs that will surely leave you
breathless. But the observatory is also host to a not so iconic figure, a not so world renowned or
household name, it is also the working office of Susan, the observatory in all its glory is her home...
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Therefore, for safe measure, she meticulously read over the seismograph records, along with all
the astrological sheets and more importantly, the significant biblical prophecies concerning the
location of the bottomless pit, best described to all religious scholars as Hell. While waiting for
Matt Flyer her high school acquaintance and Detective Burroughs her unofficially adopted father.
She vaguely notices that the mood is tranquil, the onetime chaotic room now considerably cleaned
up after the strange bookcase episode. The only evidence of the bizarre event has been a recent
boarded up window. However, all is not as it seems, apparently controlled by a hidden sense of
calm. Just outside the boarded up window, something is lurking in the bushes; the visible shuffling
of the shrubbery reveals that someone or something is about to leave the cover of
Termites Research Papers
Termite detection, prevention and treatment are something every homeowner in North Texas must
think about because termites are an ever present threat to any kind of structure that contains wood
or cellulose. In fact, termites are a problem in every state of the United States with the exception
of Alaska. So, even if you don t suspect you have a termite problem that needs treatment, you
likely will at some point in the life of your home. That s why it s important to know a little bit
about this voracious enemy. Termites Really Are A Big Problem The many species of termites,
including Eastern subterranean termites, arid land subterranean termites, Formosan subterranean
termites, western drywood termites and desert dampwood termites, are all ready, willing and able
to eat your house or your business out from under you. In fact, termites eat 24 hours a day, 7 days
a week, so there is a very good chance that termites are eating your home or your neighbor s home
as you read this. According to the National Pest Management Association, termites do $5 billion
dollars worth of property damage each year, which is why preventing or mitigating an infestation is
so important. Termites Aren t Good At Hiding Their Activity If you re looking for the signs of
termite activity,... Show more content on Helpwriting.net ...
Termites seek moisture so stop all drips and leaks inside and outside of your home. Install rain
gutters and downspouts to direct rainwater away from your home. Keep firewood, brush, roots
and debris away from the foundation of your home and make sure there is a metal barrier between
wooden structures, like decks and pergolas, and the outside of your home. Removing this first
course of their meal coupled with keeping 18 inches of space between the soil and the foundation
of your home will go a long way toward making termites think twice before invading your
How Does John F Kennedy Relate To Government
REMEMBERING OUR FORMER PRESIDENT : JOHN F. KENNEDY John F. Kennedy was
born May 29, 1917 in Brookline, MA. He was the second oldest of nine siblings. According to
history.com he was born into one of america s wealthiest families with an elite education . John F.
Kennedy attended Canterbury as well as Choate. Mr Kennedy was no stranger to politics taking that
his father was a successful businessman as well as a chairman of the securities and exchange
commision. Joining the navy in 1941 inspired him into politics first preparing to run as a
congressman. John went on to find love and married Jacqueline Kennedy Onassis on September 12,
1953. They eventually had four children Caroline, john jr, Arabella and Patrick Kennedy. An
interesting thing about their children in line with history.com Jackie gave birth to a stillborn... Show
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Kennedy was one of the youngest men and first roman catholic to be elected in office. John
became president in January of 1961. During his presidency Mr. Kennedy was involved in a few
civil rights movement issues including The Martin Luther King Jr, Bull Connor and the
Demonstrations in Birmingham according to JFKLIBRARY.ORG President Kennedy sent several
thousand troops to an Alabama air base, and his administration responded by speeding up the
drafting of a comprehensive civil rights bill. As well as integrating the University of Alabama in
line with JFKLIBRARY.ORG Kennedy defined the civil rights crisis as moral, as well as
constitutional and legal. He announced that major civil rights legislation would be submitted to the
congress to guarantee equal access to public facilities to end segregation in education, and to provide
federal protection of the right to
Liberty Leading The People And The Oath Of The Horatii
There were several strong influences on painters after the French Revolution, especially in the
Neoclassical and Romantic periods. The bloody events of the revolution inspired painters to write
about similarly important and momentous events, and it was not just French painters who took
steps to show these emotions through their work. From the Neoclassical period, Jacques Louis
David s The Oath of the Horatii conveys these ideas, and from the Romantic period, Eugene
Delacroix s Liberty Leading the People show similar ideas. In both paintings, the use of red is
striking. Both painters use red, white, and blue in these large works of art, which represent different
colors on the French flag. This independence and clear artistic choice help
Ethical Dilemmas In The Criminal Justice System
There are several different ethical dilemmas given in this scenario. The fact that there is a
possibility that you are going to let a criminal free because you heard the prosecution say that he
confessed to the crime is the main one. Could you go back to the jury room during deliberation and
honestly ignore what was instructed to you to ignore by the judge, even if that mean allowing a
murder go free.
Unfortunately, what the jury probably didn t hear is what was talked about in court outside their
presence between the judge and the lawyers. The jury does not know how the confession was
acquired. This confession could have been coerced or acquired illegally. This is the reason the our
criminal justice system has due process, which is a
The Causes Of The Persian And Peloponnesian Wars
From 3000 BCE to 1500 CE their has been many events and people who have had an major impact
on Western European civilization. The event I think had the most important affect is The Persian
and Peloponnesian wars. The Persian war begun because the lonians city states owed money to
Persia and the lonians city states were conquered by Cyrus II of Persia. The reasons for the
Peloponnesian war are the democratic reforms of Cleisthenes but Spartaalways denied this and
Athenian control of the Delian League. Both of these wars affected Greek history.
These wars occurred during and after Pericles and lasted until the end of Alexander the Great. It
ended with the defeat of Athens. The Persian wars were fought because Darius I was out to attack
the land of the Greeks. Their were two Persian wars that occurred. The first was the Battle of
Marathon, under control of Darius I was a battle of Persia vs Athens. During the first war the
Athenians used phalanx formation which meant they had long spears to defeat the Persians. The
second war was when Persia was under control of Xerxes I. The Persians invaded them so badly
that Athens was to weak to fight back on their own. They had to request help from other city states.
Athens asked Sparta to be their allies in war and Sparta agreed to help defeat the Persians. The
Battle of Thermopylae was the next when it was the Persians against the Spartans. They fought the
battle in the mountain of Thermopylae. The Spartans distracted Persian troops
The Psychological And Behavioral Characteristics Of The...
1) Describe the specific psychological and behavioral characteristics of the individual that
corresponds to the IDEA definition of that particular disability. If there is more than one disability,
just choose one to respond to.
The movie Four Weddings and a Funeral has a character who is hearing impaired or deaf. According
to the Individuals with Disabilities Education Act (IDEA) deafness is a hearing impairment that is so
severe that the child is impaired in processing linguistic information through hearing, with or
without amplification. David, who is the adult brother of the main character, Charles, is deaf. He
wears a hearing aide, but we don t learn if he has any significant hearing. David was played by the
actor David Bower. Mr. Bower is deaf in real life but has a career as an actor. Hugh Grant is the
main character, Charles. In the movie, we see Charles tease or bully David, but mostly in a
playful way. The two brothers are close. They are able to communicate without people around
them knowing what they are saying. In the movie, they discuss the woman, played by Andie
MacDowell, without her knowing they are discussing her. In the last wedding, Charles is having
second thought about his marriage because he realizes he loves someone else. David tries to help
Charles think of a way out of the wedding as they are waiting to enter the church. David says he
has three ideas, but can only think of two. The brothers decide the first two won t work. Charles and
his soon to
Dust Bowl Refugees In The 1930 s
The 1930 s were a time of tragedy for Midwestern people who lived in the United States, especially
farmers in the Great Plains region. During this time crops perished and winds picked up causing a
massive dust storm to begin. In the course of this catastrophe at least 350,000 Okies loaded their
belongings into cars and trucks and headed to California (Henretta, Hinderaker, Edwards, and Self
688). Californians were opposed to the arrival of these dust bowlrefugees because they were
competition for California s already limited job market, the refugees were receiving a large amount
of the state s Federal Relief money, and they were causing problems in society. This essay will start
with a little background of the Dust Bowl, explore how Californians... Show more content on
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These dust bowl refugees thought that California could be their salvation and a lot of them
weren t disappointed because the state distributed millions of dollars worth of relief supplies to
dust bowl refugees, ( Kern Will Probe 6) throughout the 1930 s. However, even with these federal
relief programs a numerous amount of these refugees still weren t wealthy by any means and
were at a very low point in their lives looking for any opportunity to stay alive. This alarming
reality lead many of these refugees to commit crimes for money or just to end up in prison where
they would be fed and sheltered. In San Quentin California alone the states of Arkansas, Kansas,
Oklahoma, and Texas contributed 882 prisoners, ( Dust Bowl Folks 2) to their state prison in 3
years. Those refugees accounted for 18 percent of San Quentin State Prison s total inmate
population. In short, this not only put California in a social slump but also an economic crisis.
Thus causing many Californians to be aggravated with the reality that thousands of these people
were coming to live in their home state. Not only were these refugees coming to their state and
committing crime, the state of California and the tax payers were now the ones responsible for
feeding and sheltering these criminals. Most importantly, this responsibility wasn t cheap, the
average cost per year of a prisoner in San Quentin is $215, making a total of $190,512, ( Dust
Bowl Folks 2) according to the Healdsburg Tribune in 1939. Sadly, even those who didn t resort to
crime and came to California with the best of intentions often only caused problems for Californians.
Employment groups and local businesses often had to halt employee hiring. They wanted to try to
make sure that Californian citizens were the ones getting the jobs over the refugees. However, with
the magnitude of people trying to get jobs and the fact that these
Body Ritual Among The Nacirema Rhetorical Analysis
Abbigail Vanderwater Satirical Devices In the article Body Rituals among the Nacirema by
Horace Miner, the author uses this piece to describe American rituals in a different perspective.
For example he uses this tribe called Nacirema which is just American spelled backwards, also uses
the word Notgnihsaw .. Washington which is described as a cultural hero who is known for two
great feats of strength. This piece uses three types of satirical devices: Invective, irony, and satire.
Invective is a group overstatement, extreme exaggeration. Some pieces of this article that use
invective would be how much time people spend so much time getting ready in the morning, buy so
many medications for every illness, and go running to the doctor
What Is A Fragrance Essay
FAQS FOR FRAGRANCES
What is the difference among Perfume, Eau de Parfum, Eau de Toilette, Eau de Cologne and Eau
Fraiche?
Perfume, Eau de Parfum, Eau de Toilette, and Eau de Cologne differs on the strength of perfume
oils added in the fragrance.
It generally determines the concentration of how much high grade alcohol and/or water has been
added to the fragrance oils. Parfum (the most concentrated form you can buy) It has 15 25% perfume
oil dissolved in alcohol. Any mixture with a lower proportion of oil to alcohol is an Eau (water); so
this term as well relates to the strength of the fragrance.
Perfume oil, also known as the juice affects the fragrance s longevity. It means the less alcohol it
contains, it has more strength therefore its long lasting. It s good for your skin since alcohol has a
dehydrating and drying effect and sometimes can even cause irritation on sensitive skin. ... Show
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Aside from the fragrance concentration differences, each individual s body chemistry more
specifically our ph level plays a very important part as well on how long the fragrance will stay on
our skin. Our natural scent changes depending on the weather, our mood, our stress levels, even on
what we have eaten, and medications that we are taking. It will react to the ingredient of a fragrance
differently.
Also, note that even our type of skin affects the longevity of a fragrance. People with well
moisturized and oily skin tends to have the perfume s aroma stay longer because the oil and the
moisture helped to hold the fragrance while people with dry skin usually finds the scent to stay in a
shorter time
