EQUITY BANK (KENYA) LIMITED PRODUCTS & SERVICES TARIFF GUIDE

EQUITY PERSONAL JUNIOR TEEN ACHIEVERS SCHOOL DEBIT CARDS TRADE FINANCE
REMITTANCE
PERSONAL ACCOUNTS ORDINARY CURRENT MEMBER MEMBER STUDENTS FEES
ACCOUNT Scheme Debit Cards Charge in Kshs. (Exclusive of Excise Duty)
ACCOUNT ACCOUNT ACCOUNT ACCOUNT ACCOUNT ACCOUNT
Card Application 600 Import Letters Of Credit
Retail KSHS KSHS KSHS KSHS KSHS KSHS KSHS
1% per quarter or part thereof
Card Annual Fee 200 Opening Commission
Account Opening Balance 400 5,000 200 Nil 200 Nil 100 minimum 2,000
Card replacement 600
Amendment 2,000 plus swift charges
Minimum Operating Balance Nil Nil 200 Nil 200 Nil 100 Card re-issue due to PIN forgotten 600
1% per quarter or part thereof
Proprietary Debit Extension of the LC validity
Inter-branch Cash Withdrawal 100 100 100 100 100 100 100 minimum 2,000
Card Application fee 400 1% per quarter or part thereof
Account Closing Fees 350 1,000 300 350 300 300 300 Increase in amount of credit
Card Annual Fee 100 minimum 2,000
2 Free in a year, 2 Free in a year, 4 Free in a year, 0.25% minimum 2,000 max
Counter Cash Withdrawal 100 100 100 100 Card Replacement 400 Retirement commission
additional 100 additional 100 additional 100 10,000
Prepaid Cards 1% per quarter or part thereof
Corporate KSHS KSHS KSHS KSHS KSHS KSHS KSHS Acceptance commission
Card Application Fee 500 minimum 2,000
Account Opening Balance 5,000 10,000 200 5,000 200 Nil 100 Card Replacement Fee 300 0.5% per quarter or part there-
Post import Finance Commission
of plus applicable interest
Minimum Operating Balance Nil Nil 200 Nil 200 Nil 100 Debit & Prepaid Cards Transaction Charges .
ATM Withdrawal at Equity 30 Extension of maturity of Bill - LC 1% per quarter or part thereof
Inter-branch Cash Withdrawal 100 100 100 100 100 100 100
350 1000 300 350 300 300 300 Cash withdrawal (Other Banks' ATM) 200 Postage for LCs Actual courier charges plus 50
Account Closing Fees
2 Free in a year, 2 Free in a year, 4 Free in a year, Agent Withdrawal Agent tariff applies Document Handling 500
Counter Cash Withdrawal 100 100 100 100 POS Purchase Free
additional 100 additional 100 additional 100 LC discharged unutilised 2,000
Counter Cash Withdrawal - Non ATM Mini-statement - Display Free 1,500 for short message and
300 300 300 300 300 300 300 Swift Charges
Corporate Customers 3,000 for long message
ATM Balance Enquiry- Display Free
BUSINESS BUSINESS CURRENT INSTITUTION COLLECTION Declined Cash Transaction (Other Banks' ATMs) 30 Export Letters Of Credit
BUSINESS ACCOUNTS ACCOUNT ACCOUNT ACCOUNT ACCOUNT Advising Commission 2,000
Retail KSHS KSHS KSHS KSHS Card Balance Enquiry (Other Banks' ATMs) 30
0.5% per quarter or part
Account opening balance 1,000 10,000 Nil 10,000 Cash Back withdrawal 25 Confirmation commission
thereof minimum 2,000
Minimum operating balance Nil N/A Nil Nil Bills Payment 30 Amendment 2,000
VISA USD Debit Card 0.5% per quarter or part
Inter-branch cash withdrawal 100 100 Free 100 Extension Commission - Confirmed LC
thereof minimum 2,000
Account closing fees 500 1000 300 1000 Card application fee USD 8 Extension Commission
2,000
Counter cash withdrawal 100 100 Nil 100 Card annual Fee USD 3 - Unconfirmed LC
0.5% per quarter or part
Corporate KSHS KSHS KSHS KSHS Card replacement USD 8 Increase of Amount - Confirmed LC
thereof minimum 2,000
Account opening balance 5,000 10,000 Nil 10,000 ATM Withdrawal fee (Both Equity and Non Equity) USD 3 Actual courier charges
Courier charges
min.4,000
Minimum operating balance Nil Nil Nil Nil CREDIT CARDS
0.5% per quarter or part
VISA Credit Card Acceptance commission - Confirmed LC
Inter-branch cash withdrawal 100 100 Nil 100 thereof minimum 2,000
Joining fee - Classic (Main card) 2,500 Acceptance commission 0.25% per quarter or part
Account closing fees 500 1000 300 1000 - Unconfirmed LC thereof minimum 2,000
Annual subscription fee - Classic (Main card) 2,500 0.25% minimum 2,000 max
Counter cash withdrawal 100 100 Nil 100 Retirement commission
Annual subscription fee - Classic (Supplementary) 1,500 10,000
Counter cash withdrawal - Non Corporate Customers 300 300 Nil 300 1% per quarter or part thereof
Credit card replacement fee (Classic) 1,000
Discounting of Bills minimum 2,000 plus applicable
EQUITY PERSONAL BUSINESS / BUSINESS / JUNIOR Insurance fee (Classic) 303 interest
SUPREME BRANCHES ORDINARY CURRENT INSTITUTION INSTITUTION MEMBER
/ COLLECTION / COLLECTION Joining fee- Gold (Main card) 7,500 Import Documentary Collections
ACCOUNT ACCOUNT SAVINGS ACCOUNT CURRENT ACCOUNT ACCOUNT
Annual subscription fee- Gold (Main card) 4,500 Document Handling 500
KSHS KSHS KSHS KSHS KSHS
Annual subscription fee- Gold (Supplementary) 3,500 Amendment 2,000
Account opening balance 50,000 50,000 200,000 200,000 200
Credit card replacement fee (Gold) 1,500 0.25% minimum 2,000 max
Minimum operating balance 50,000 50,000 200,000 200,000 N/A Retirement commission
Insurance fee (Gold) 963 10,000
Below minimum balance charge (pm) 2,000 2,000 2,000 2,000 N/A 1% per quarter or part thereof
AMEX Credit Cards Avalising of Bills
minimum 2,000
Account closing fees 2000 2000 2000 2000 300 Joining Fee (Green & Gold) Free Swift Charges 1,500
Inter-branch charges (non supreme customers) 3,000 3,000 3,000 3,000 3,000 Insurance fee (Green & Gold) 0.2% of limit Export Documentary Collection
Annual subscription fee - Green (Main Card) 3,500 Document Processing 2,000
ACCOUNT FEES & COMMISSIONS FIXED AND JIJENGE ACCOUNT KSHS Actual courier charges min.
Annual subscription fee - Green (Supplementary) 2,000 Courier charges
Account Services Charges in KShs 4,000
Fixed Account min bal 50,000 Credit Card Replacement fee - Green 500 0.25% minimum 2,000 max
Ad hoc Statement Fees (per page) 150 Retirement commission
10,000
Annual Subscription fee - Gold (Main Card) 7,000
Bank Opinion / Introduction / Credit Fixed Account min bal - Corporate 50,000 1% per quarter or part thereof
2,000
Reference Annual subscription fee - Gold (Supplementary) 4,000 Discounting Commission minimum 2,000 plus applicable
USD 5,000
Dormant Account reactivation Fees 200 Fixed Deposit - Foreign currency Credit Card Replacement fee - Gold 1,000 interest
(equivalent for Other currencies)
Interest Certificate (Free for Churches) 500 Corporate Credit Cards Swift Charges 1,500
Ledger Fees Nil Jijenge account min bal - all Branches 300
Joining Fee 5,000 Guarantees
Photocopy per page 20 Jijenge minimum monthly
300 Annual Subscription Fee - Per Card 4,000 Bank guarantees 3% per annum min 5,000
Postage/Registered Mail As per courier charges contribution
Credit Card Replacement Fee 1,000 Bid bonds 1% per annum min 2,500
Retrieval of Documents Jijenge premature withdrawal Nil
500 Perfomance bonds 3% per annum min 5,000
(more than 1 month old) Roll Over Fee (Interest Rate) 1.08%
Search Fees 500 Fixed deposit withdrawal Nil Extension (bid bond) beyond one year 1% per annum min 2,500
Visa and Amex Credit Cards
SMS Alert fee Extension (other guarantees) beyond
2 Jijenge Account withdrawal Nil Cash Advance Fee On Us 6% 3% per annum min 5,000
(Per transaction, where applicable) one year
Cash Services Cash Advance Fee Not On Us 10% Amendment (all Guarantees) Kshs.1,000
Fixed deposit premature withdrawal call rate applies
Bulk coins over Kshs 10,000 0 Late Payment Fee 6% Custom Bonds 3% per annum min 5,000
Bulk notes over Kshs 500,000 FOREIGN CURRENCY ACCOUNT Interest Rate 3.5%p.m. Cancellation guarantee if not returned Free
Collection account charges per transaction 50
Account opening balance 100 USD/ equivalent Overlimit fee 4% Cancellation of returned guarantees Free
Bank Funds Transfer
Virtual Prepaid Cards 1,500 for short message and
SWIFT Remittance (MT103) - Incoming 600 or Equivalent in Forex Minimum operating balance 100 USD/ equivalent Swift Charges
Card Application Fee 300 3,000 for long message
SWIFT Remittance (MT103) - Outgoing 1,500 or Equivalent in Forex Structured Finance
CHANNELS & ONLINE BANKING Loading Fee 2%
EAPS Remittance (MT103) - Incoming Free
EazzyBiz E-Commerce Transactions Free Deal Structuring Fees 0.5% of deal amount
EAPS Remittance (MT103) - Outgoing 500
RTGS Remittance (MT103) - Incoming Free Annual Subscription Charges Free Collateral Management fees As per Collateral Management
PAYPAL TARIFF (Commission %)
RTGS Remittance (MT103) - Outgoing 500 View account balances Free
Link your PayPal Account Free AGENCY BANKING
EFT Remittance (MT103) - Incoming 100 View transactions summary and
Free Withdrawal Amounts in USD Agent Annual Renewal fees 1,000
EFT Remittance (MT103) - Outgoing 300 download statements 500 and below 1.500% Agent Approval Fee 1,000
Standing instructions placement Free Service request Charges e.g Cheque 501 – 1,000 1.375%
30 Agent Network Approval (Access Fee) 15,000
Cheque Services Book. Cost of requested item applies 1,001-2,000 1.250%
2,001-5,000 1.125% Agent Withdrawal & Deposit Agency Tariff applies
Bankers Cheques - Customers 100 Report access & downloads Free
Issuance of Foreign Currency Drafts Above 5,000 1.000%
600 Host 2 Host Service Installation Free PESALINK
(Drawn outside Kenya) Within Bank Transfers 50 MOBILE MONEY WALLET (Telco charges apply) KShs. 0 - 1,000 0
Cheque Book Per leaf
17.5 Salary Remittance 100 RECEIVE MONEY FROM KShs. 1,001 - 100,000 50
(Incl. KShs. 2.5 stamp duty)
EFT Outward 200 Airtel Money KShs. 100,001 - 999,999 100
Counter Cheque (Retail) 300 Free
(any amount)
Counter Cheque (Supreme) 500 Transfer to Other Banks (RTGS) 500
M-Pesa (any amount) Free AGENT TARIFF
Dividend Cheque Clearing Charges Nil International Transfers (SWIFT) 1,500 Transaction Fee
SEND MONEY CHARGES CHARGES (KSHS) Transaction Range
Inhouse Unpaid Cheque Bill & Statutory Payments 30 (inclusive of 15% Excise duty)
2,500 MIN MAX TO MPESA TO AIRTEL MONEY
(Refer to Drawer)-Issuer Token access First 2 tokens are Free Cash Withdrawal 2,500 and Below 28.75
Inhouse Unpaid Cheque Additional token 3,500 1 100 0 0 2,501 - 5,000
2,000 51.75
(Refer to Drawer)-Payee 101 500 11 10
Payments to Equitel Free 5,001 - 10,000 86.25
Inhouse Unpaid Cheque (Technical) 2,000 501 1,000 13 12
Payments to Mobile wallets As Per Mobile Wallet Tariff 10,001 - 20,000 166.75
Inward Clearing Charge 50 1,001 1,500 15 14
Inward Unpaid Cheque (Refer to Drawer) Retail Web 1,501 2,500 24 21 20,001 - 35,000 195.50
2,500
Inward Unpaid Cheque (Technical) 2,000 Airtime Purchase Free 2,501 3,500 34 31 35,001 - 50,000 224.25
Outward Clearing Charge Nil Bill Payments 30 3,501 5,000 44 42 50,001 - 100,000 258.75
Buy Goods 5,001 7,500 56 53 Transaction Fee
Outward Unpaid Cheque (Refer to Drawer) 2,000 Free
(One Equity Till Number/ Pay with Equity) 7,501 10,000 66 63 Cash Deposit 100 - 5,000 0
Outward Unpaid Cheque (Technical) 2,000
Buy / Sell Stocks Free 10,001 15,000 66 63
Stop Payment Voucher Instructions 1,500 5,001 - 10,000 0
15,001 20,000 66 63 10,001 - 16,000
Stop Cheque Instructions 1,500 EFT 200 0
20,001 25,000 68 63 16,001 - 21,000
Transaction Processing Send Money to Mobile wallet As Per Mobile Wallet Tariff 0
25,001 30,000 68 65
Bills Payable Printing for Per Cheque 100 21,001 - 27,000 0
Send Money via (Pesalink) As per Pesalink Tariff 30,001 35,000 68 65
Direct Debit failure charge 300 27,001 - 31,000 0
Send Money via (RTGS) 500 35,001 40,000 68 65
Funds Transfer - Internal 100 21,001 - 40,000 0
Statement download Free 40,001 45,000 68 65
PAYE Remittances 300 40,001 - 51,000 0
45,001 50,000 68 65
Remittances - Tea, Salaries, Coffee, Milk 100 SWIFT 1,500 51,001 - 62,000 0
50,001 70,000 68 65
Standing Orders - Internal Free Transfer within Equity 50 62,001 - 73,000 0
70,001 150,000 68 65
Standing Orders/EFTs - External 300 Mobile Banking 73,001 - 84,000 0
Standing Orders/EFTs - Failed 500 Send Money within Equity 0 84,001 - 95,000 0
Certification of Balances for Audit Purposes 1,000 95,001 - 100,000 0
Send Money via (RTGS) 500
Utility Payments Commission 100
Send Money via (Pesalink) As per Pesalink Tariff
KPLC Payments Commission 25
Intercountry Cash Services (Uganda, Rwanda, Tanzania & South Sudan) Send Money Cross Boarder (Swift) 1,500
0.25% Send Money to Mobile wallet As Per Mobile Wallet Tariff
Deposit Subject to a minimum $2 Bill Payments 30
& a maximum of $10
View Statement Free
Transfer $6
Buy Airtime Free
Withdrawal $0 - $1,000 $3
Withdrawal $1,001 - $5,000 $4

Withdrawal $5,001 - $10,000 $5

Withdrawal > $10,000 $10
*All charges are exclusive of taxes | Revised in February 2025
Tel: +254 763 000 000 @KeEquityBank KeEquityBank
Equity Bank (Kenya) Limited is regulated by the Central Bank of Kenya