FINANCE TRUST BANK PRICING GUIDE

TH
EFFECTIVE 14 JUNE 2024
Forex Saving -
Trust Savers Trust Savers Single Tariff Current Mama’s Safe - Girl’s Choice Youth Progress Trust Halal Personal Trust Halal Business
DEPOSIT PRODUCTS Trust Saver Joint No Fee - Individual No Fee - Joint Individual Forex Trust Junior Savers Teen Classic Savings Trust Group Savers
Individual Company Account Individual Savings Savings Account Account
Saving - Business
General:10,000 Corporate USD 100
Initial Deposit 35,000 75,000 200,000 5,000 6,000 11,000 13,000 3,000 3,000 6,000 75,000 10,000 75,000
25,000 USD 250
General:10,000 USD 50
Minimum Balance 20,000 50,000 50,000 5,000 5,000 10,000 10,000 2,500 2,500 5,000 50,000 10,000 50,000
Corporate: 20,000 USD 100
General: Nil
Opening Fees 15,000 25,000 Nil Nil 1,000 1,000 Nil 3,000 500 500 1,000 25,000 Nil Nil
Corporate: 5,000
General: 2,500 General: 2,500 0.2% for amounts >=USD
Withdraw Fees 2,500 Nil Nil 2 Free P.m 2 Free P.m 2 Free P.m Nil Nil Nil 2,500 Nil Nil
Corporate : 20,000 Corporate:20,000 5,000
Extra Withdraw within
N/A N/A N/A N/A N/A 2,000 2,000 N/A 2,000 N/A N/A N/A N/A N/A N/A
month/quarter
Deposit Fees Nil Nil Nil Nil Nil Nil Nil USD 0.25% of amount Nil Nil Nil Nil Nil Nil Nil
Deposit and Withdrawal
0.1% 0.1% 0.1% Nil 0.1% 0.1% 0.1% Nil 0.1% 0.1% 0.1% 0.1% 0.1% N/A N/A
Same Day >10m
Penalty below Minimum 500 500 500 Nil Nil Nil Nil 3 Nil Nil Nil Nil 500 N/A N/A
Account Closure 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 NIL NIL
Annual Management (USD equivalent of
10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 Nil Nil
Fees 10,000UGX)
General: 3,000 General: 6,000
Monthly Ledger fees 3,000 30,000 2,000 Nil Nil USD 2 per month Nil 500 500 500 3,300 Nil Nil
Corporate : 20,000 Corporate: 20,000
2.5% p.a. (on Balances 2% p.a. on balances of
50,000 - 199,999) 3.5% Ugs 50,000 - 499,999 2% p.a. (on Balances
p.a. (on Balances 200,000 2% p.a. (on Balances 2.5% p.a. on balances 50,000 - 499,999)
2% p.a. (on Balances 50,000 - 499,999) 2.5% p.a. (on Balances 50,000 - 199,999)
- 499,999) 5% p.a. (on 5% p.a. (on balances 50,000 - 499,999) 3% p.a. (on Balances 10m 500,000 - 9,999,999 2.5% p.a. (on Balances
Interest Paid on Savings 2.5% p.a. (on Balances 500,000 - 9,999,999) Nil N/A 3.5% p.a. (on Balances 200,000 - 499,999) N/A Nil Nil
Balances 500,000 - 100,000 and above) 2.5% p.a. (on Balances and above) 3% p.a. on balances 500,000 - 9,999,999)
3% p.a. (on Balances 10m and above) 5% p.a. (on Balances 500,000 and above )
999,999) 5.5% p.a. (on 500,000 - 9,999,999) 10,000,000 and above 3% p.a. (on Balances
Balances 1,000,000 and Interest is paid semi- 10,000,000 and above)
above) annualy

Investment Club Trust Flex Fixed

DEPOSIT VSLA Savings & Personal Current Current Business Company & Forex Current Fixed Deposit Fixed Deposit No Fee Group Trust Diaspora - Trust Diaspora - SACCO Savings &
Savings & Current Collection Account Deposit Accounts Mama’s Safe Group
PRODUCTS Current Accounts Accounts Accounts Institution Accounts Accounts Accounts - UGX Accounts - USD Savings UGX USD Current Accounts
Accounts - UGX
Savings - 20,000 Savings - 50,000 Savings - 20,000
Initial Deposit 50,000 150,000 Nil 200,000 250 1,000,000 5,000 100,000 11,000 50,000 100,000 USD 100
Current - 50,000 Current - 100,000 Current - 100,000
Savings - 20,000 Savings - 50,000 General:10,000 Savings - 20,000
Minimum Balance 50,000 Nil 100,000 100 N/A N/A N/A 10,000 50,000 100,000 USD 100
Current - 50,000 Current - 100,000 Corporate: 20,000 Current - 50,000
Opening Fees Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil 1,000 Nil Nil Nil Nil
General:5 free Pm General:5 free Pm General: Nil 0.2% for amounts >=
Withdraw Fees 3 Free P.m 2,500 Nil N/A N/A N/A 2 Free P.m Nil 2,500 USD 3 3 Free P.m
Corporate: 25,000 Corporate: 25,000 Coporate: 25,000 USD 5,000
Extra Withdraw within
2,000 N/A 2,000 2,000 N/A N/A N/A N/A N/A N/A 2,000 N/A N/A N/A 2,000
month/quarter
Deposit Fees Nil Nil Nil Nil Nil Nil USD 0.25% of amount N/A N/A N/A Nil Nil Nil 0.25% Nil
Deposit and Withdrawal
Nil Nil Nil Nil Nil Nil Nil N/A N/A N/A 0.1% 0.1% Nil Nil Nil
Same Day>10m
Penalty below Minimum Nil Nil Nil Nil Nil Nil 3 N/A N/A N/A Nil Nil Nil Nil Nil
Account Closure 20,000 20,000 20,000 20,000 20,000 20,000 Equivalent of Ugx 20,000 N/A N/A N/A 20,000 20,000 20,000 USD 20 20,000
Annual Management
10,000 10,000 10,000 10,000 Nil 10,000 Nil N/A N/A N/A 10,000 10,000 10,000 Nil 10,000
Fees
Savings - 3,000 Savings - 3,000 General: 10,000 General: 10,000 Savings - 2,000
Monthly Ledger Fees 2,300 20,000 USD 2 per month N/A N/A N/A Nil 2,000 3,000 Nil
Current - 15,000 Current - 15,000 Corporate : 20,000 Corporate : 20,000 Current - 15,000
2% p.a. (on Balances 2% p.a. (on Balances
2% p.a. (on Balances
100,000 - 999,999) 100,000 - 999,999)
50,000 - 499,999)
3% p.a. (on Balances 3% p.a. (on Balances
3% p.a. (on Balances
1m - 9,999,999) 4% 1m - 9,999,999) 4%
500,000 - 9,999,999)
p.a. (on Balances p.a. (on Balances
5% p.a. (on Balances 2.5% p.a. (on Balances 3.5% p.a. (on Balances
10m - 19,999,999) 10m - 19,999,999)
10m - 29,999,999) 50,000 - 199,999) 3.5% 100,000 - 499,999)
5% p.a. (on Balances 5% p.a. (on Balances
6% p.a. (on Balances p.a. (on Balances 200,000 5% p.a. (on Balances
Interest Paid on Savings 20m - 29,999,999) N/A N/A N/A N/A N/A As per running bank rate As per running bank rate As per running bank rate Up to 2%-4% P.a. Nil 20m - 29,999,999)
30m - 49,999,999) - 499,999) 5% p.a. (on 500,000 - 999,999)
6% p.a. (on Balances 6% p.a. (on Balances
7% p.a. (on Balances Balances 500,000 and 5.5% p.a. (on Balances
30m - 49,999,999) 7% 30m - 49,999,999) 7%
50m - 99,999,999) above) 1,000,000 and above)
p.a. (on Balances 50m p.a. (on Balances 50m
7.5% p.a. (on Balances
- 99,999,999) 7.5% p.a. - 99,999,999) 7.5% p.a.
100m and above) Nil
(on Balances 100m and (on Balances 100m and
for Investment Club
above) Nil for VSLA above) Nil for SACCO
current accounts
current accounts current accounts

GENERAL SERVICES AGENCY BANKING OTHER AGENT SERVICES

Item Charge Item Charge DEPOSIT AT OTHER WITHDRAWALS AT Activity Charge
300 at TrustCash ATMs Deposit AT FTB Agent BANK AGENT Withdrawals at FTB OTHER BANK AGENT Account Opening origination funded account Free
Bank Statement 1 free per month Mini Statement / Balance Inquiry on Bank ATM Transaction Tiers School Pay
600 on interwitch ATMs (ON US) LOCATIONS (REMOTE Agent (On us) LOCATIONS (REMOTE
ON US) ON US) School fees collection-Bank slip 2,000
Interim/Duplicate Statement 2,500/= per page CCTV viewing charges 100,000
500 - 5,000 Nil 2,000 1,000 1,500 2,000 Bill/ Utility Payments; UMEME,NWSC 1,000
Interim/Duplicate Statement USD USD 1 Returned Cheque - by other banks 20,000
5,001 - 30,000 Nil 2,000 1,000 1,500 2,000 School Pay on Mobile Money 1,000
Telegraphic Transfers Correspondent Bank Charge Standing Order out of Bank 10,000
30,001 - 60,000 Nil 2,000 1,000 1,500 2,000
Customised Statement UGX 5,000 Stop Payment Orders 20,000
60,001 - 125,000 Nil 2,000 1,000 1,500 2,000
Customised Statement USD USD 2 Post dated Cheques 20,000
Audit Confirmation 30,000 Cancelled Cheque/ Draft 10,000
125,001 - 250,000 Nil 2,000 2,000 2,000 2,000 INTERNET BANKING
250,001 - 500,000 Nil 2,000 2,800 2,800 2,000
Audit Confirmation USD 10 School Fees Handling/ School Pay 2,000 Activity Charge
500,001 - 1,000,000 Nil 2,000 3,500 3,500 2,000
Excise Duty 15% EFT Incoming/ Outgoing UGX 3,500 Airtime Purchase Free
1,000,001 - 2,000,000 Nil 2,000 6,250 6,250 2,950
Mini Statement Free
Outgoing - USD 10 2,000,001 - 3,000,000 Nil 2,000 8,750 8,750 3,550
Certificate of Balance UGX 30,000 EFT Incoming/ Outgoing USD Balance Enquiry Free
Incoming USD 1
3,000,001 - 5,000,000 Nil 2,000 10,000 10,000 4,550
Outgoing - 20,000 Pay Tv services 1,000
Certificate of Balance USD USD 7 RTGS Charges UGX 5,000,001 - 10,000,000 Nil 2,000 N/A N/A N/A
Incoming - 3,500 Utility payments 1,000
Outgoing - USD 10 RTGs 20,000
Cheque Book UGX 1,000 per leaf RTGS Charges USD
Incoming USD 1
TRUST MOBILE EFT 3,500
50 leaves - USD 20
Cheque Book USD Standing Order within Bank 5,000 Bulk Payments 2,500
100 leaves - USD 30 Activity Charge BANK TO WALLET*
Verification Letters of Administration 150,000 Standing Orders - Unpaid 10,000 Internal Funds Transfer (Individual)
Airtime Purchase Free Transaction Tiers Charge
Payment against Uncleared Effects 2% of the approved amount Letter of Introduction 30,000 Transaction Tiers Charge
Balance Enquiry 300 0 - 5,000 550
Returned Cheque -Insufficient Funds 100,000 Salary Handling 2,500 5,000 - 1,000,000 500
Mini Statement 300 5,001 - 60,000 800
Effects not Cleared 40,000 Safe Custody 30,000 per quarter 1,000,001 - 2,000,000 1000
Pay TV 1,000 60,001 - 125,000 1,050
Returned Cheque - Technical 20,000 Safe Custody Access 10,000 2,000,001 - 5,000,000 5000
Utilities 1,000 125,001 - 250,000 1,300
Counter Cheque Leaf
20,000 UGX
Direct debits Inward/Outward UGX 2,000
Internal Funds Transfer (Corporate)
USD 5 - USD account School Pay 2,000 250,001 - 500,000 1,550
Transaction Tiers Charge
Inward USD 1 INTERNAL FUNDS TRANSFER 500,001 - 1,000,000 2,050
Replacement of Mortgage & Caveat release letters 10,000 Direct debits Inward/Outward USD 5,000 - 1,000,000 500
Outward - USD 10 Transaction Tiers Charge 1,000,001 - 2,000,000 5,000
New ATM Card/Replacement 20,000 Failed direct debit 2,000 1,000,001 - 2,000,000 1000
5,000-1,000,000 500 WALLET TO BANK
ATM transaction receipt 100 Retrieval of Old Cheques, Vouchers 50,000 2,000,001 - 5,000,000 5000
1,000,001-2,000,000 1,000 Activity Charge
ATM TXT Limit 2,000,000 SMS Notification 500 per month 5,000,001 - 10,000,000 10000
2,000,001-5,000,000 5,000 MTN/AIRTEL 300
ATM Daily Limit 5,000,000 Security that remain uncollected after a year 35,000 BANK TO WALLET
TXN Limit 5,000,000
1,000 at TrustCash ATMs *Refer to Bank to Wallet charges under Trust Mobile.
ATM Withdrawal Loan buyouts Nil Daily Limit 10,000,000
1,500 on interwitch ATMs

LOAN PRODUCTS
Loan Advance/ Facility
BUSINESS LOANS Arrangement Fees / Advance Insurance fees (Restructured
Loan Application fees Insurance Fees Interest Rate Prime Lending Rate Restructuring / Loan Late Payment Penalty Loan Appraisal Fees CRB Inquiry
Processing Loans)
Redemption
SME/Micro/Corporate Loans 3% 21% p.a 1% outstanding amount 20,000
Micro loans - 44% P.a. Reducing
Working Capital Loans 3% Small loans - 39% P.a. Reducing 21% p.a 1% outstanding amount 20,000
Medium loans - 28% P.a. Reducing
Renewable Energy for Business 3% 21% p.a 1% outstanding amount 0.5% of the principle amount in 20,000
1.05% - =<1 Year 1.55% - > 1 Year Medium loan for women 27% P.a.
10M and Below - 20,000 arrears
Women in Business Loan 3% Nil for SACCOs, VSLAs & IPF & Reducing 21% p.a 1% outstanding amount 20,000
Above 10M - 50,000 Max- 10%
Companies Other SME Loans - Prime + Upto 6%
N/A for balance based loans
IPF - 9.6% P.a
SACCO and VSLA Loans 3% Women in business - Micro 43% & 21% p.a 1% outstanding amount 20,000
Small 38% P.a Reducing

Extension of loan period up to 1 year 1% of the outstanding 300,000 - 4,999,99 = 50,000

Bank Overdraft 3% N/A 1.05% Prime + / - 6% 21% p.a N/A 20,000
– 0.2% amount 5,000,000 - 10,000,000 = 100,000
Extension of loan period up to 36 10,000,001 - 30,000,000 = 200,000
Unsecured Overdraft 3% 100,000 Nil 27% P.a. Reducing 21% p.a
months – 0.4% 30,000,001 - 50,000,00 = 500,000
Extension of loan period greater than 0.5% of the principle amount in Above 50,000,000 = 2% of Loan
Youth Loan 2% Nil 1.05% 36 months – 0.6%” 23% Flat rate 21% p.a 1% of the outstanding amount arrears amount capped at 1,000,000 20,000
Max- 10%
0.5% of the principle amount in
1.05% - =<1 Year
Cash Collaterised Loans 2% N/A Prevailing Prime lending rate 21% p.a 1% of the outstanding amount arrears 20,000
1.55% - >1 Year
Max- 10%
0.5% of the principle amount in
10M and Below - 20,000
Investment Club Loans 3% Nil Prime + / - based on risk profile 21% p.a 1% of the outstanding amount arrears 20,000
Above 10M - 50,000
Max- 10%
LPO Financing, Invoice Discounting & 1.05% - Personal Nil - Non-Personal
2% Prime + 2 points 21% p.a 1% of the outstanding amount N/A 20,000
Certificate Discounting Entities
CONSUMER LOANS
Salary Loans 2% 19% - 26% P.a Reducing
2% - Processing
School Fees Loan 30% Flat
2% - Arrangment
Extension of loan period up to 1 year 300,000 - 4,999,99 = 50,000
Renewable Energy for Consumption – 0.2% 5,000,000 - 10,000,000 = 100,000
0.5% of the principle amount in
10M and Below - 20,000 1.05% - =<1 Year Extension of loan period up to 36 10,000,001 - 30,000,000 = 200,000
Individual Personal Loan N/A 1% of the outstanding amount arrears 20,000
Above 10M - 50,000 1.55% - >1 Year months – 0.4% 30,000,001 - 50,000,00 = 500,000
Microloans - 44% P.a Reducing Small Max- 10%
SmartHome Loan Extension of loan period greater than Above 50,000,000 = 2% of Loan
3% Loans - 39% P.a Reducing Other SME
36 months – 0.6%” amount capped at 1,000,000
WASH Loan (Water Sanitation & Loans- Prime + Upto 6%
Hygiene)
Kyapa Loan
AGRICULTURE LOANS
Agro Production Loan Micro loans - 44% p.a. Reducing Small
Extension of loan period up to 1 year loans - 39% p.a. Reducing Medium 300,000 - 4,999,99 = 50,000
Agro Processing Loan
3.5% - Agro Production – 0.2% loans - 28% p.a. Reducing 5,000,000 - 10,000,000 = 100,000
0.5% of the principle amount in
Agro Marketing Loan 10M and Below - 20,000 Loan Others: 1.05% - Loans 1yr and Extension of loan period up to 36 Medium loan for women 27% P.a. 10,000,001 - 30,000,000 = 200,000
3% 21% p.a 1% of the outstanding amount arrears 20,000
Above 10M - 50,000 below 1.55% - months – 0.4% Reducing 30,000,001 - 50,000,00 = 500,000
Agro Investment Loan Max- 10%
Loan above 1 year Extension of loan period greater than Other SME Loans - Prime + Upto 6% Above 50,000,000 = 2% of Loan
36 months – 0.6%” Women in agriculture - Micro 43% & amount capped at 1,000,000
Women in Agriculture Loan
Small 38% Reducing
ASSET FINANCE LOANS
Land / Other Asset Acquisition Loan Micro loans - 44% p.a. Reducing Small
Extension of loan period up to 1 year loans - 39% p.a. Reducing Medium 300,000 - 4,999,99 = 50,000
Asset Finance Loans
– 0.2% loans - 28% p.a. Reducing 5,000,000 - 10,000,000 = 100,000
0.5% of the principle amount in
10M and Below - 20,000 1.05% - =<1 Year Extension of loan period up to 36 Medium loan for women 27% P.a. 10,000,001 - 30,000,000 = 200,000
3% 21% p.a 1% of the outstanding amount arrears 20,000
Above 10M - 50,000 1.55% - > 1 year” months – 0.4% Reducing 30,000,001 - 50,000,00 = 500,000
Asset Improvement Loan - Max- 10%
Extension of loan period greater than Other SME Loans - Prime + Upto 6% Above 50,000,000 = 2% of Loan
Construction
36 months – 0.6%” Women in agriculture - Micro 43% & amount capped at 1,000,000
Small 38% Reducing
TRUST MOBILE LOAN / LOAN KU SIMU
0.5% of the principle amount in
Trust Mobile Loan/Loan ku Simu 1% Nil 1% 5% PM Flat N/A N/A arrears N/A 4,720
Max- 10%
OFF BALANCE SHEET PRODUCTS
Comfort Letter 50,000 N/A N/A N/A N/A N/A N/A N/A
0.5% Min 100,000
0.85% - 1%
Bank Guarantee Amendment fee- 0.85% - 1% N/A N/A N/A N/A N/A 100,000 20,000
per quarter Min-100,000
per quarter Min-100,000

Please Note:
The bank reserves the right to change the tariff rate at any time and will duly notify customers of the changes through notices in the press, at our branches and ATMs or via other optional medium.
For more details, please contact us on 0800 220 500 or WhatsApp 0751 932 900|0701 932 901 | www.financetrust.co.ug | P.O. Box 6972 Kampala| [email protected]
Finance Trust Bank Uganda Limited is regulated by Bank of Uganda and Deposits Protected by the Deposit Protection Fund