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Mums Payment Plan

Miss Karen Loftus, born on April 25, 1965, has a financial statement indicating a total income of £1,756.00 and total outgoings of £499.00, resulting in available funds for non-priority creditors of £1,217.00. She is a tenant in social housing, has no dependent children, and is currently not working due to illness/disability. Her non-priority debts total £1,266.00, with a monthly token payment offer of £26.00.

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0% found this document useful (0 votes)
4 views5 pages

Mums Payment Plan

Miss Karen Loftus, born on April 25, 1965, has a financial statement indicating a total income of £1,756.00 and total outgoings of £499.00, resulting in available funds for non-priority creditors of £1,217.00. She is a tenant in social housing, has no dependent children, and is currently not working due to illness/disability. Her non-priority debts total £1,266.00, with a monthly token payment offer of £26.00.

Uploaded by

bricksnmortar73
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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Name: Miss Karen Loftus

D.O.B.: 25 Apr 1965


Application: ✓Single Joint
Partner (if applicable):
Partner D.O.B. (if applicable):
Address:
3, Southern House Halliwell SOUTHERN HOUSE
3, Southern House Halliwell Case reference number: 2841881
BOLTON BL1 3DW Date of statement: 04 Aug 2025
Date of review (if applicable): 04 Aug 2025
Dependent children: Under 16: 0 16-18: 0 Employment: Full-time Part-time Unemployed
Other dependants: 1 ✓ Not working due to illness / disability Self-employed
Number in household: 2 Retired Carer Student Other
Number of vehicles in household: 0 Partner's employment: Full-time Part-time
Housing tenure: Unemployed Not working due to illness / disability
Owner Mortgage Tenant - private Self-employed Retired Carer Student Other
✓ Tenant - social Living with parents Other

Overview Amount (£) Notes


Total income £1,756.00
Total outgoings £499.00
(Savings contribution) £40.00
Total available for priority creditors £0.00
Total available for non-priority creditors £1,217.00

Monthly income
Earnings Amount (£) Notes
Salary or wages (take home) £0.00
Partner salary or wages (take home) £0.00
Other earnings
£0.00
(including self employment)
Total salary and wages per month £0.00

Benefits and tax credits Amount (£) Notes


Universal Credit £397.00
Jobseeker's Allowance (income based) £0.00
Income Support £0.00
Working Tax Credit £0.00
Child Tax Credit £0.00
Child Benefit £0.00
Employment and Support Allowance or
£0.00
Statutory Sick Pay
Personal independence allowance (PIP) £0.00
Carer’s Allowance £0.00
Local Housing Allowance /
£0.00
Housing Benefit
Council Tax support £0.00
Maternity allowance £0.00
Other benefits/tax credits £0.00
Total benefits and tax credits per month £397.00
Version 2.1
Monthly income (continued)
Pensions Amount (£) Notes
State pensions £0.00
Private or work pensions £0.00
Pension credit £0.00
Other pensions £0.00
Total pensions per month £0.00

Other income Amount (£) Notes


Maintenance or child support £0.00
Boarders or lodgers £0.00
Non-dependants’ contributions £1,359.00
Student loans and grants £0.00
Other income £0.00
Total other income per month £1,359.00

Monthly outgoings: Fixed Costs


Home and contents Amount (£) Notes
Rent £26.00
Ground rent & service charges
£0.00
(factor fees if you live in Scotland)
Mortgage £0.00
Mortgage endowment £0.00
Secured loans £0.00
Council tax/rates (including water charge
£11.00
if you live in Scotland and rates in NI)
Appliance & furniture rental
(including appliance and furniture HP, £0.00
conditional sale and so on)
TV licence £0.00
Other costs £150.00
Total home & contents costs per month £187.00

Utilities Amount (£) Notes


Gas £20.00
Electricity £20.00
Other expenditure £0.00
Total utilities costs per month £40.00

Water Amount (£) Notes


Water supply £29.00
Total water costs per month £29.00

Version 2.1
Monthly outgoings: Fixed Costs (continued)
Care and health costs Amount (£) Notes
Childcare costs £0.00
Adult-care costs £0.00
Child maintenance or child support £0.00
Prescriptions and medicines £0.00
Dentistry and opticians £0.00
Other costs £0.00
Total care and health costs per month £0.00

Transport and travel Amount (£) Notes


Public transport
£12.00
(e.g. work, school, shopping)
Vehicle finance £0.00
Car insurance £0.00
Road tax £0.00
MOT and ongoing maintenance £0.00
Breakdown cover £0.00
Fuel, parking and toll road charges £0.00
Other costs (including taxis) £0.00
Total transport
£12.00
and travel costs per month

School costs Amount (£) Notes


School uniform £0.00
After-school clubs and school trips £0.00
Other costs (e.g school fees) £0.00
Total school costs per month £0.00

Pensions and insurances Amount (£) Notes


Pension contribution £0.00
Life insurance £0.00
Mortgage payment protection insurance £0.00
Buildings and contents insurance £0.00
Health insurance
£0.00
(medical or accident or dental)
Other £0.00
Total pensions
£0.00
and insurances costs per month

Version 2.1
Monthly outgoings: Fixed Costs (continued)
Professional costs Amount (£) Notes
Professional courses £0.00
Union fees £0.00
Other £0.00
Total professional costs per month £0.00

Other essential costs Amount (£) Notes


£0.00
£0.00
£0.00
Total other essential costs per month £0.00

Monthly outgoings: Flexible Costs


Communications and leisure Amount (£) Notes
Home phone £0.00
Internet and broadband £0.00
Subscriptions £0.00
Mobile phone £15.00
Hobbies, leisure or sport (e.g. socialising,
eating out, outings, clubs £0.00
leisure courses)
Activities £0.00
Newspapers, magazines,
£0.00
stationery and postage
Other costs (e.g Gifts, pocket money) £0.00
Total communications and leisure
£15.00
costs per month

Food and housekeeping Amount (£) Notes


Groceries (e.g. food, pet food,
£150.00
non-alcoholic drinks, cleaning)
School meals and meals at work £0.00
Laundry and dry cleaning £36.00
Vet bills & pet insurance £10.00
House repairs and maintenance £0.00
Other costs £20.00
Total food and
£216.00
housekeeping costs per month

Personal costs Amount (£) Notes


Clothing and footwear £0.00
Hairdressing £0.00
Toiletries £0.00
Other costs £0.00
Total personal costs per month £0.00

Version 2.1
Total Monthly Outgoings: (fixed and flexible)
Amount (£)
Total costs per month £499.00

Savings
Amount (£)
£40.00

Debts
Priority Debts
Creditor Owed (£) Offer
Total priority debts £0.00

Non-Priority Debts
Creditor Owed (£) Offer
CCJ £266.00 £0.00
utilita £1,000.00 £26.00

Total non-priority debts £1,266.00

Token payments £26.00

This financial statement is an accurate record of the information provided.

Signed: Date:

Version 2.1
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