Sium Final Report
Sium Final Report
Bangladesh, in partial fulfillment of the requirement for the degree of Master of Science in
Psychology.
Submitted By Supervised By
Declaration
declare that this research on " Life Satisfaction and Perceived Stress in Graduate and
Undergraduate Students " is totally mine. I did not copy any other research, though I took some
help from other various published and unpublished works. To the best of my knowledge, the
study is an authentic one, and if there is any error, I am responsible for that.
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
APPROVAL SHEET
This is to certify that the research project titled "Life Satisfaction and Stress in Graduate
and Undergraduate students” submitted by the bearing exam roll -2335039, Is a partial
fulfilment for his degree of M.S in psychology and he accomplished it all by himself under my
…………………..
Date:
Assistant Professor
Department of Psychology
University of Dhaka
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
Acknowledgement
First, I would like to pay my heartiest gratitude to the almighty Allah who was able to
gave me the golden opportunity to do this research project. She provided moral support and
valuable guidance throughout the project. She was very patient while suggesting to me the
outlines of this report and correcting my mistakes. I thank her for her overall support.I must
acknowledge those people who participated in this research and answered all the questionnaires
CONTENT
Page
Declaration… …………………………………………………….….. i
Approval Sheet…………………………………………………..…... ii
Abstract ……………………………………………………………… 1
Introduction………………………………………………………….2
Literature Review………………………………………………7
Method …………………………………………….……..………… 10
Participants ……………………………………………..…….. 10
Design ………………………………………………...….…......11
Procedure ………………………………………………..………11
Result ………………………………………………………………...12
Discussion ……………………………………………………………16
Reference …………………………………………………………….18
Appendix …………………………………………………………….23
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
Abstract
This research investigates the relationship between life satisfaction and perceived stress
among university students, with a specific comparison between graduate and undergraduate
populations. The sample comprised 100 participants (50 graduate and 50 undergraduate
students), aged 18 to 28, drawn from middle to upper-middle socioeconomic backgrounds. Data
were collected using the Bangla versions of the Satisfaction with Life Scale (SWLS) and the
Perceived Stress Scale (PSS-10), both validated for use in the local context. Results from the
Mann-Whitney U test revealed significant differences between the two groups: graduate students
reported significantly higher levels of perceived stress and lower levels of life satisfaction than
undergraduates. Regression analyses further showed that educational level significantly predicted
both variables—positively predicting stress and negatively predicting life satisfaction. A strong
negative correlation was found between stress and life satisfaction, indicating that increased
stress is associated with diminished life satisfaction. These findings highlight the psychological
vulnerability of graduate students and emphasize the need for mental health support services,
stress management interventions, and institutional strategies to enhance student well-being and
academic success. The study also contributes to the growing literature on student mental health
in the South Asian context, particularly within Bangladeshi universities, and suggests directions
Introduction
The term “life satisfaction” refers to a judging process in which people evaluate the
quality of their lives based on their own set of criteria (D. C. Shin and D.)M. Johnson,1978). A
comparison of one's perceived life circumstances with a self-imposed standard or set of standards
is presumably made, and the person reports high life satisfaction to the extent that situations meet
these criteria. As a result, life satisfaction is a conscious cognitive assessment of one's life, with
the criteria for judgment set by the individual. Life satisfaction can indicate positive experiences
that have shaped a person’s life. These experiences have the ability to inspire people to pursue
and achieve their objectives. The study of life satisfaction among university students is an aspect
Recent studies have shown that students’ stress levels and life satisfaction are closely
related (A. Paschali and G. Tsitsas,2010). The results of the study found that students with low
stress scores had higher life satisfaction compared to those with high scores. Meanwhile, Bear
and Minke (G. G. Bear and K. M. Minke,2006) who found that higher academic performance,
self-esteem, parental relationships and good interpersonal relationships had higher levels of life
satisfaction. The study also found that satisfaction with life at a high level was negatively
Satisfaction with life is a key indicator of subjective well-being (Erdogan B, Bauer TN,
2012) along with the predominance of positive affection over negative. It is defined as a
cognitive process in which people value their satisfaction with life. The evaluation is based on a
comparison of their life situation with their own set of standards (Coffman D, Gilligan TD,2002).
It is a reflexive evaluation of how much everything has been and remains well. Satisfaction with
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
Satisfaction with life is related to the physical and mental health of a person. It can determine the
level of human happiness lifetime (Diener E, Chan MY, 2011) Stress among students has
become common in the learning environment, whether in school or university. Stress exists
because of the existence of a cause to that stress (K. J. Reddy, K. R. Menon,2018). The stress
experienced by students will certainly affect academic performance coupled with various other
factors. University students, particularly those in their last year, stress increases as the pressure to
get good grades is also becoming more important. This is because it is critical to achieving good
grades to ensure employment opportunities after graduation. Therefore, this study is important to
examine how the stress experienced by college students affects their life satisfaction and their
The study of satisfaction predictors with life and the mechanisms for its support is always
of considerable interest. Research among students is especially relevant. Student's age is a period
of active professional and personal self-determination. One of the criteria for the success of self-
Students are confronted with a number of difficulties in life. These are worries about
Success, perfectionist standards, uncertainty about their future, economic difficulties, family
problems, and difficulties in dealing with the opposite sex. The period of study at the university
predetermines the use of time and financial resources by students without the guarantee of a
satisfactory return. The hectic lives of college students have an impact on life satisfaction, which
is one of the good adjustment indicators. Subjective well-being, the terminological counterpart of
happiness, has three components, one of which is life satisfaction. Positive and negative
affections consist of pleasant and unpleasant emotions: however, life satisfaction is about the
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
cognitive evaluation of an individual's life (Diener & Suh, 1997). As a more stable one than
affective components, life satisfaction enables one to carry out long-term evaluations regardless
of a certain time length (Eid & Diener, 1985). Furthermore, perceived life satisfaction is highly
related to a compound index consisting of the indicators of objective quality of life such as
health, financial status, freedom, entertainment and so on (Diener & Suh, 1997). As a result,
perceived life satisfaction is based on continuous evaluations of one's own life, and it provides
In university life, students are required to adjust to more demanding and hectic academic
routines which can be highly stressful (G. Essel, and P. Owusu,2017). They have to make a hard
decision of choosing their vocation or courses (Ozbay. A. Ayas, and S. Cepni,1994). manage
relationships with faculties and other students (A. M. Thawabich, and L.. M. Qaisy,,2012) face
problems relating to submissions and completion of their assignments, projects, thesis etc. (T.
Wright,2003), deal with department culture, financial issues (R. Bair, and J. G. Haworth,1999)
Vekkaila, K. Pyhältö, K. Lonka,2016), Students also come across problems in different settings
such as completing tasks within a specific period of time and speaking in front of an audience (C.
According to Chang (1998) lesser the stress experienced by the students, higher is their
level of life satisfaction. Students' perceived positive stress has been found to be positively
related to their life satisfaction whereas perceived negative stress correlated negatively with their
found to have a direct impact on performance (M. J. Chambel, and L. Curral,2005) Gilman and
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
Huebner (R. Gilman, and E. S. Huebner,,2006) found a relationship between low life satisfaction
and higher levels of intrapersonal and interpersonal distress and less positive academic
experiences. Serin, Serin & Özbas, (2010) found that the student's level of life satisfaction could
be significantly predicted by their anxiety, depression, satisfaction with their department and
socio- economic level. Moreover, anxiety, depression and socio-economic level were found to be
Many students may be exposed to various situations that not only affect their academic
performance but also their mental health during their university training stage. In this vital stage,
various pathological expressions such as depression, anxiety, feeling down and psychological
stress are more frequent and even more serious than in others. Sharp, J., Theiler, S(.Am. Couns.
2018, 40, 193-212) although stress is a response to life changes and acts as a stimulus to take an
action, it can be harmful when it becomes habitual and the individual no longer has the ability to
This problem is linked to the interaction of various factors, and the university stage is not
disconnected to it. In fact, regardless of personal or social causes, there are some reasons owed to
academic life that are significantly associated with stress . (Misrachi-Launert, C. Rice-Erazo, M:
Manriquez-Urbina 2015)
The impact of stress on the daily life of students should be studied as an important
influence on the educational process since it can affect both the professional training process and
its completion, Suárez-Monte, N.; Diaz-Subieta 2017 In this reflective analysis, the
responsibilities, roles and the educational and personal context of each student should be
considered, since these variables could attenuate or accentuate the process of building the
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
capacity to manage stress. Students, in their university stage, face constant challenges, both their
In University years, young adults are responsible for their health, university life and
financial situation. Therefore, university years are accepted as one of the most stressful periods
since youths need to manage their own lives (Cress &Lampman, 2007)
Life satisfaction is one of the positive adjustment indicators which are affected by the
stressful lives of college students. Life satisfaction is among three components of subjective
well-being, which is the terminological equivalent of happiness Positive and negative affection
consist of pleasant and unpleasant emotions, however, life satisfaction is about cognitive
evaluation of an individual's life (Diener & Suh, 1997). As a more stable one than affective
components, life satisfaction enables to carry out long-term evaluations regardless of a certain
time length (Eid & Diener, 2004). Furthermore, perceived life satisfaction is highly related with
a compound index consisting of the indicators of objective quality of lives such as health,
financial status, freedom, entertainment and so on (Diener & Suh, 1997). Consequently,
perceived life satisfaction is based on perpetual evaluations about individuals' own lives, and it
of university students (Ostrove & Long, 2007). It has also been stated that many positive and
negative emotions are related to the sense of belonging. To be accepted, included, or welcomed
leads to positive senses such as happiness, pleasure and satisfaction; however, to be refused,
excluded, or ignored might result in negative feelings such as anxiety. depression and loneliness
(Baumeister & Leary, 1995) According to McMillan and Chavis (1986), sense of belonging is
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
influence, integration and fulfilment of needs, and shared emotional connection). In this way, a
sense of belonging comprises feelings, beliefs and expectations related to being accepted to a
group, having a place in the group and being willing to play an active role in this group when
needed.
It is suggested that school belonging may be a key concept of positive experiences for
college students and school belonging is defined as the connectedness to school or perceived
belonging to other individuals in the same school and perception of fitting into the school
(Pittman & Richmond, 2007). The previous research shows that social and academic adjustments
(Ostrove & Long, 2007), scholastic competence, friendship quality, social acceptance and self-
worth increase, and problem behaviours diminish with the increasing college belonging (school
belonging) (Pittman & Richmond, 2007) The college students interacting with their friends and
faculty members have a high sense of belonging (Hausmann, Schofield & Woods, 2007).
Gundogar et al. (2007) show that life satisfaction is correlated with some perceptions about
colleges such as studying at the desired major, education satisfaction, environment and social
facilities, and positive relationships with faculty members. Therefore, school belonging is a
variable related to personal, social and academic adjustment that can play a positive role in
Literature Review
A study conducted by Pierceall and Keim (2007), 75% of the college students perceive
stress at a moderate level, and 12% had a high level of stress. Ross, Niebling and Heckert (1999)
reports the sources of stress as follows 38% from intrapersonal stressors (eg., new
responsibilities), 28% from environmental stressors (eg. change in living environment), 19%
from interpersonal stressors (e.g., fight with boyfriends girlfriends), and 15% from academic
stressors (eg. low grade). As shown by some studies (Chao, 2012; Darling, MeWey, Howard &
Olmstead, 2007; Otrar, Eksi, Dilmac & Sirin, A 2002; Ross et al., 1999), the following issues
can be a source of stress for college students: academic grade anxiety, ambiguity about their
future plans, financial problems, family matters, relations with opposite sex, and interpersonal
changes in sleeping and eating habits, public speech, and increased course workload (Darling et
al., 2007, Ross et al, 1999). The previous researches presented that the stress in college students
is related to many negative (eg, depression, anxiety, suicidal ideation) (Eisenbarth, 2012; Otrar et
al., 2002; Pengilly & Dowd, 2000; Wilbum & Smith, 2005) and positive indicators (eg, self-
esteem, optimism, hardiness) (Eisenbarth, 2012; Extremera, Duran & Rey, 2009; Pengilly &
Dowd, 2000; Wilbum & Smith, 2005) of mental health. Therefore. college students frequently
experience stress due to the challenging experiences of young adults, and this situation becomes
happiness and life satisfaction are more important than money for most college students. In
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
another study, it was observed that financial stress did not significantly predict life satisfaction
(Chow, 2005). Some studies indicate that life satisfaction increases as loneliness (Cecen, 2007.
Tuzgol-Dost, 2007), depression, despair, anxiety (Gundogar, Gul, Uskun Demirci & Kececi,
2007), anger and frequency of illness (Pilcher, 1998) decrease. Similarly, responsibilities related
to the roles of life and romantic relationships, school and family satisfaction increase with the
increase in life satisfaction (Bailey & Miller, 1998) Furthermore, life satisfaction is related with
optimism (Extremera et al., 2009), academic performance, self-image (Chow, 2005), physical
health, social relationships (Chow, 2005, Darling et al.,2007). In sum, life satisfaction is a
concept attributed as valuable by college students, and it is highly correlated with both
psychological/affective variables and some daily life events. Therefore, it is one of the most
Another study investigated the association between perceived stress and life satisfaction
of Turkish college students. The Satisfaction with Life Scale (Diener, Emmons, Larsen, &
Griffin, 1985), the Perceived Stress Scale (Cohen & Williamson, 1988), and a brief demographic
questionnaire were administered to 235 students in Turkey. The results indicated the students'
scores on satisfaction with life scale were significantly negatively correlated with scores on
perceived stress scale suggesting that overall life satisfaction of Turkish students is adversely
affected by college stress. In addition, we found that female students had higher life satisfaction
manage academic responsibilities, social relationships, future career uncertainty, and personal
development — all of which can lead to elevated levels of stress and decreased life satisfaction.
These pressures may vary based on educational level, particularly between undergraduate and
demands, lack of structured support, job market pressure, and financial responsibilities, which
can significantly affect their overall satisfaction with life. In contrast, undergraduate students
may experience stress related to adjustment, academic competition, and identity formation but
This study is important because it fills a critical gap in the existing literature by:
● Examining differences in stress and life satisfaction between graduate and undergraduate
● Providing evidence-based insight into how academic level affects mental health and
subjective well-being.
In a country like Bangladesh, where mental health resources on campus are minimal and
awareness is limited, this study can serve as a foundational work to advocate for mental health-
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
friendly academic environments and stress management training programs that prioritize student
The primary aim of this study is to explore the relationship between life satisfaction and
perceived stress among university students and to examine how these variables differ based on
3. To explore the relationship between life satisfaction and perceived stress among
university students.
Method
Participants
The data is collected from 50 graduate and undergraduate students. The age range is 18-
28 years. Their socio economic status can be you are middle class to higher middle class. Their
Measuring Instruments
The Satisfaction with Life Scale (SWLS) was first developed by Diener, Emmons,
Larsen, and Griffin (1985) to measure cognitive self-evaluation of global life satisfaction. Then it
was revised by Pavot and Diener (1993). It is a five-item measure in which each item is rated on
a 7-point Liker type scale ranging from 1 (strongly disagree) to 7 (strongly agree). Thus an
individual's life satisfaction score can range from 5 to 35 with a higher score reflecting greater
life satisfaction. A sample item includes "The conditions of my life are excellent". The scale has
been reported to have high internal consistency and temporal reliability (Yoon & R. M. Lee,
2008). The SWLS has moderately strong correlations with other SWB measures (e.g., Rosenberg
Self-Esteem Scale, Marlowe-Crowne Social Desirability Scale). The SWLS was also found to be
a suitable measure for use with different age groups (Diener et al., 1985). Atienza, Pons,
Balaguer, and Garcia-Merita (2000) noted that the SWLS has high internal consistency, with
Cronbach's values ranging from .89 to .79. With regard to the item-total correlation, Pavot and
Diener (1993) obtained values between .80 and .51; Atienza et al (2000) found values
Each item in the PSS-10 is presented with a 5-point Likert type response option which
produces a score range of 0 to 40 for the total scale. The PSS-10 has been known to be an
internally consistent (Cronbach's alpha .71-91) and stable (test-retest reliability at r > .70)
instrument for measuring perceived stress among different populations (see Lee, 2012).
Concurrent validity of the PSS-10 using diverse tools such as depression scale, anxiety scale,
impact of event scale, the general health questionnaire (GHQ) and life event scale indicated
moderate to strong correlation (Cohen & Williamson, 1988; Lee, 2012). The PSS-10 has been
translated into Bangla by Islam (Laboratory for the Study of Stress, 2016). A recent article
indicated adequate internal consistency, reliability and construct validity of the Bangla PSS-10
Design
Between-subjects (or between-groups) research design was used to conduct the study
Procedure
satisfaction with life and perceived stress scale. They were welcomed to the laboratory then they
were given verbal instructions about what to do or how to respond in the response sheet. They
were also informed about the purpose of the study. After that they were given the Bangla
version of satisfaction with life scale which is a 7-point Likert style response scale with 5
questionnaires and were instructed to read the questions carefully and choose the answer that
described his or her situation and mark a (✔) in the scale After the responses were done in the
SWLS then they were given the Bangla Version of Perceived Stress Scale (PSS) which is a 5-
point Likert scale which consists of 10 questionnaires were instructed to read the questionnaire
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
carefully and mark a (X) in the response sheet that describes his or her situation. Every
participant took about 10 minutes to complete the response both in (SWLS) and (PSS) scale All
Result
Table 1
Sample n M SD %
characteristics
Gender
Male 69 69%
31 31%
Female
Age 23.36
Social
Status 27
Upper 59
class 14
Middle class
Lower
class 50
50
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
Sample n M SD %
characteristics
Educatio
nal
Qualification
Undergraduate
Graduate
In the study, it was found that a higher number of males took part (69%, n=69) compared
to Females (31%, n=31). Out of all the participants, 50 individuals (50%) were undergraduates,
(50%) were graduates. The average age of the participants was 23.3.
Tests of normality showed that the Kolmogorov-Smirnov statistics for the
LifeSatisfaction and Stress Scale scores show that the data were not normally distributed, the
significant value for Graduate and Undergraduate were respectably .404 and .009. Which
showed that the data of Undergraduates met the assumption of normality whereas the data of
Graduates did not meet the assumption of normality. Similarly, the power estimation test
showed that the distribution of Undergraduate students met the assumption of homogeneity and
the Graduate data set did not meet the assumption of homogeneity. Therefore, these data were
accepted as not meeting the assumptions of parametric statistical procedures. And Mann-
Whitney U test was done to test whether there was any significant difference in Life Satisfaction
and Stress Between graduates and undergraduates
Table 2
Hypotheses
1. The
Edu_quali
categories of Edu_quali
As Table 1 revealed, according to the result of the Mann-Whitney U test, the Null
hypotheses are rejected. So there are significant differences between both distributions across the
two categories of Educational Qualification, Graduate and Undergraduate. Further tests of
Regression analysis were done to see the estimation of relationships between both the dependent
variables and the independent variable. Correlation analysis was used to quantify the degree to
which two variables are related.
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
Table 3
Variable Model
B β SE
R2 .125
Table 4
Variable Mode
l
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
B β SE
R2 .175
Table 4 revealed the impact of Edu Qualification on Stress. It showed that Edu
Qualification accounted for 17.5% of the variability in Stress, R 2 =175, p<.05. The findings also
revealed that Edu Qualification predicted Stress (β= .418, p<.05), which means, if Edu
Qualification increased by one standard deviation, Stress scores would be likely to increase by
0.418 standard deviation units.
Table 5
Table of Correlation
Var n M S 1 2 3
iable D
Life 1 2 5 -
Stre 1 1 7 - -
Edu 1 0 . . -
Discussion
The present study aimed to examine the relationship between life satisfaction and
perceived stress among graduate and undergraduate students. Using a sample of 100 participants
(50 graduates and 50 undergraduates), the study explored how educational level influences both
psychological variables. The results provided compelling evidence of significant differences
between the two educational groups in terms of life satisfaction and perceived stress.
Findings from the Mann–Whitney U test indicated that graduate students reported significantly
lower life satisfaction and significantly higher perceived stress compared to undergraduate
students. These results are consistent with prior research suggesting that academic pressures,
thesis responsibilities, job uncertainty, and increased performance expectations contribute to
higher stress levels among graduate students (Benton et al., 2003; Elias et al., 2011). The
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
difference in stress may also stem from the higher personal and academic demands associated
with graduate-level education.
Further statistical analysis using regression supported these findings. Educational qualification
significantly predicted both life satisfaction and stress. Specifically, being a graduate student was
associated with a negative prediction of life satisfaction (β = -0.353, R² = .125) and a positive
prediction of stress (β = 0.418, R² = .175). This means that as students transition from
undergraduate to graduate programs, their life satisfaction tends to decrease, while perceived
stress increases.
The correlation analysis revealed additional insights. Life satisfaction and stress were strongly
negatively correlated (r = -0.579), suggesting that students who experience greater stress tend to
report lower satisfaction with life. Moreover, educational qualification was negatively correlated
with life satisfaction (r = -0.353) and positively correlated with stress (r = 0.418), reinforcing the
role of academic level as a key influencing factor.
These findings highlight the psychological vulnerability of graduate students in the academic
environment. While university life is inherently stressful, the transition to graduate studies often
brings additional responsibilities—academic, financial, and personal—that may exacerbate stress
and diminish overall well-being. This underscores the importance of supporting students not only
academically but also emotionally.
From a practical perspective, these results suggest the urgent need for institutional interventions.
Universities and colleges should consider implementing structured mental health support
services, such as counseling, peer support systems, stress management workshops, and flexible
academic policies that prioritize student well-being. In Bangladesh, where mental health
resources for students are still developing, such initiatives could play a vital role in enhancing
students’ academic experience and psychological health.
Moreover, the findings contribute to the broader literature by providing empirical evidence from
a Bangladeshi context—a population often underrepresented in global mental health research.
They also suggest that graduate-level education, while academically rewarding, may come with
psychological costs that need to be addressed proactively.
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
In conclusion, this study confirms that educational level significantly impacts life satisfaction
and stress, with graduate students at greater psychological risk. The inverse relationship between
stress and life satisfaction further emphasizes the necessity for institutional strategies aimed at
mitigating stress and promoting holistic well-being among university students.
Implications
Curriculum Design: Educational institutions might consider balancing academic pressure with
student well-being, especially if stress is negatively linked with life satisfaction.
Mental Health Policy: Findings could inform the development of national or institutional policies
to support student mental health in higher education settings.
Stress Management Programs: High perceived stress among students suggests the need for
mental health support, such as counseling, mindfulness training, or stress-reduction workshops.
Student Well-being Initiatives: Universities may need to integrate life satisfaction and well-being
as part of academic and extracurricular planning (e.g., peer support programs, flexible
deadlines).
Limitations
Limited Generalizability: The sample may not represent all university students.
Small Sample Size: A small number of participants may reduce the statistical power and
reliability of findings.
Self-Report Measures: Reliance on questionnaires may lead to biased answers due to social
desirability or inaccurate self-perception.
Measurement Tools: The scales used may not fully capture the complexity of stress or life
satisfaction, especially if they weren’t validated in the local context/language.
Life Satisfaction and Perceived Stress in Graduate and Undergraduate Students
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