ﺷﻬﺎﺩﺓ ﺍﺛﺒﺎﺕ ﻭ ﻋﺪﻡ ﻣﻤﺎﻧﻌﺔ ﺑﺘﺤﻮﻳﻞ ﻣﺪﻳﻮﻧﻴﺔ
Indebtedness And No Objection of Liability Transfer Certificate
Date: (MM/dd/yyyy) 12/15/2022 22/05/1444 :ﺍﻟﺘﺎﺭﻳﺦ
Messrs: ﻣﺼﺮﻑ ﺍﻟﺮﺍﺟﺤﻲ : ﺑﻨﻚ/ ﺍﻟﺴﺎﺩﺓ
Greetings, ،،، ﺍﻟﺴﻼﻡ ﻋﻠﻴﻜﻢ ﻭ ﺭﺣﻤﺔ ﺍﻟﻠﻪ ﻭ ﺑﺮﻛﺎﺗﻪ
We would like to inform you that our Customer: ﻭﻓﺎﺀ ﻋﺒﺪﺍﻟﻠﻪ ﺑﻦ ﻣﺤﻤﺪ ﺑﺨﺎﺭﻱ :ﺍﻟﺴﻴﺪﺓ/ ﻧﻔﻴﺪﻛﻢ ﺑﺄﻧﻪ ﻗﺪ ﺗﻘﺪﻡ ﺇﻟﻴﻨﺎ ﻋﻤﻴﻠﻨﺎ ﺍﻟﺴﻴﺪ
National ID / Residency ID No.: 1068138997 : ﻫﻮﻳﺔ ﻣﻘﻴﻢ/ ﺭﻗﻢ ﺍﻟﻬﻮﻳﺔ ﺍﻟﻮﻃﻨﻴﺔ
Has requested for a certificate that shows the indebtedness with us with no ﺑﻄﻠﺐ ﺧﻄﺎﺏ ﺇﺛﺒﺎﺕ ﺭﺻﻴﺪ ﻣﺪﻳﻮﻧﻴﺘﻪ ﺍﻟﻘﺎﺋﻤﺔ ﻟﺪﻳﻨﺎ ﻭﻋﺪﻡ ﻣﻤﺎﻧﻌﺘﻨﺎ ﻟﺴﺪﺍﺩﻫﺎ ﻣﻦ ﻗﺒﻠﻜﻢ ﺣﺴﺐ
objection from our side to transfer the Customer liability as per the SAMA ﻣﺎ ﺗﻨﺺ ﻋﻠﻴﻪ ﺗﻌﻠﻴﻤﺎﺕ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ ﺍﻟﺼﺎﺩﺭﺓ ﺑﺸﺄﻥ ﺳﺪﺍﺩ ﻣﺪﻳﻮﻧﻴﺎﺕ ﻋﻤﻼﺀ
Buyout regulations. We do not have objection to process the customer ﻭﻋﻠﻴﻪ ﻧﻔﻴﺪﻛﻢ ﺑﺄﻧﻪ ﻻ ﻣﺎﻧﻊ ﻟﺪﻳﻨﺎ ﻣﻦ ﺗﻨﻔﻴﺬﻛﻢ ﻃﻠﺐ ﺍﻟﻌﻤﻴﻞ ﺑﺴﺪﺍﺩ ﻛﺎﻣﻞ ﺭﺻﻴﺪ،ﺍﻷﻓﺮﺍﺩ
request on repayment of the outstanding loans ﺍﻟﻤﺪﻳﻮﻧﻴﺔ
As on date: 12/15/2022 ﻛﻤﺎ ﻫﻲ ﺑﺘﺎﺭﻳﺦ
Shown in the below table: : ﻭﺍﻟﻤﻮﺿﺤﺔ ﺑﺎﻟﺠﺪﻭﻝ ﺃﺩﻧﺎﻩ
ﻧﻮﻉ ﺍﻟﺘﻤﻮﻳﻞ (.ﺱ.ﺍﻟﻤﺒﻠﻎ ﺍﻟﻘﺎﺋﻢ ﺍﻟﻤﺪﻳﻦ )ﺭ ﺭﻗﻢ ﻣﺮﺟﻊ ﺣﺴﺎﺏ ﺍﻟﺘﻤﻮﻳﻞ ﺍﻟﺮﻗﻢ
Facility Type Outstanding Debit Amount (SAR) Loan Account Reference No. Sr.
ﺗﻤﻮﻳﻞ ﺷﺨﺼﻲ 8,912.94 0247MPTMTRLOS0162140
Total 8,912.94 ﺍﻹﺟﻤﺎﻟﻲ
You are kindly requested to transfer the total amount shown above through ﻭﻧﺄﻣﻞ ﻣﻨﻜﻢ ﺗﺤﻮﻳﻞ ﺇﺟﻤﺎﻟﻲ ﻣﺒﻠﻎ ﺍﻟﺴﺪﺍﺩ ﺃﻋﻼﻩ ﻋﻦ ﻃﺮﻳﻖ ﺍﻟﻨﻈﺎﻡ ﺍﻟﺴﻌﻮﺩﻱ ﻟﻠﺘﺤﻮﻳﻼﺕ
SARIE (InterBank Payment) on our Account .ﺍﻟﻤﺎﻟﻴﺔ )ﺳﺮﻳﻊ( ﻋﻠﻰ ﺣﺴﺎﺑﻨﺎ
Number: 0101-805291-750 :ﺭﻗﻢ
However, We are committed: :ﻭﻧﻠﺘﺰﻡ ﺑﺎﻟﺘﺎﻟﻲ
Not to enter in any new financing / refinancing contract with the above ﻋﺪﻡ ﺍﻟﺪﺧﻮﻝ ﻣﻊ ﺍﻟﻌﻤﻴﻞ ﻓﻲ ﺃﻱ ﻋﻘﺪ ﺗﻤﻮﻳﻠﻲ ﺟﺪﻳﺪ ﺃﻭ ﺇﻋﺎﺩﺓ ﺗﻤﻮﻳﻞ ﺍﺑﺘﺪﺍﺀ ﻣﻦ ﺗﺎﺭﻳﺦ ﻫﺬﺍ
mentioned customer up to 15 working days from the date of this certificate. .ﺍﻟﺨﻄﺎﺏ ﻭﻟﻤﺪﺓ ﺧﻤﺴﺔ ﻋﺸﺮ ﻳﻮﻡ ﻋﻤﻞ
To issue a release letter to the customer within 7 working days from the date ﺇﺻﺪﺍﺭ ﺧﻄﺎﺏ ﺇﺧﻼﺀ ﻃﺮﻑ ﺍﻟﻌﻤﻴﻞ ﺧﻼﻝ ﺳﺒﻌﺔ ﺃﻳﺎﻡ ﻋﻤﻞ ﻣﻦ ﺗﺎﺭﻳﺦ ﺳﺪﺍﺩ ﻛﺎﻣﻞ ﻣﺒﻠﻎ
of your full settlement of the above indicated indebtedness. .ﺍﻟﻤﺪﻳﻮﻧﻴﺔ ﺍﻟﻤﻮﺿﺤﺔ ﻓﻲ ﺍﻟﺠﺪﻭﻝ ﺃﻋﻼﻩ ﻣﻦ ﻗﺒﻠﻜﻢ
To update the customer’s information with the Saudi Credit Bureau (SIMAH) ﺗﺤﺪﻳﺚ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻌﻤﻴﻞ ﻓﻲ ﺍﻟﺸﺮﻛﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ﻟﻠﻤﻌﻠﻮﻣﺎﺕ ﺍﻻﺋﺘﻤﺎﻧﻴﺔ )ﺳﻤﻪ( ﺧﻼﻝ ﺳﺒﻌﺔ ﺃﻳﺎﻡ
within 7 working days from the date of your full settlement of the above .ﻋﻤﻞ ﻣﻦ ﺗﺎﺭﻳﺦ ﺳﺪﺍﺩ ﻛﺎﻣﻞ ﻣﺒﻠﻎ ﺍﻟﻤﺪﻳﻮﻧﻴﺔ ﺍﻟﻤﻮﺿﺤﺔ ﻓﻲ ﺍﻟﺠﺪﻭﻝ ﺃﻋﻼﻩ ﻣﻦ ﻗﺒﻠﻜﻢ
indicated indebtedness
In case if we have received one or more repayment installment(s) for any of ﻓﻲ ﺣﺎﻝ ﺗﻢ ﺳﺪﺍﺩ ﻗﺴﻂ ﺃﻭ ﺃﻛﺜﺮ ﻣﻦ ﺍﻟﻤﺪﻳﻮﻧﻴﺔ ﺍﻟﻘﺎﺋﻤﺔ ﻋﻠﻰ ﺍﻟﻌﻤﻴﻞ ﻗﺒﻞ ﺍﺳﺘﻼﻣﻨﺎ ﻟﺪﻓﻌﺔ
the Customer loan account(s) prior to your full settlement of the above ﺍﻟﺴﺪﺍﺩ ﻣﻦ ﻗﺒﻠﻜﻢ ﻓﺴﻮﻑ ﺗﺘﻢ ﺇﻋﺎﺩﺓ ﺍﺣﺘﺴﺎﺏ ﻣﺒﻠﻎ ﺳﺪﺍﺩ ﺍﻟﻤﺪﻳﻮﻧﻴﺔ ﻣﻊ ﺇﻳﺪﺍﻉ ﺍﻟﻔﺮﻕ ﺍﻟﻨﺎﺗﺞ
indicated loan(s), The outstanding amount will be updated in our records .ﻓﻲ ﺣﺴﺎﺏ ﺍﻟﻌﻤﻴﻞ ﻟﺪﻳﻨﺎ
crediting the excess settlement amount to our customer’s account.
This Certificate is Valid for 15 working days from the date of issuance. And ( ﺧﻤﺴﺔ ﻋﺸﺮ ﻳﻮﻡ ﻋﻤﻞ ﻓﻘﻂ ﻣﻦ ﺗﺎﺭﻳﺦ15) ﺗﻈﻞ ﻫﺬﻩ ﺍﻟﺸﻬﺎﺩﺓ ﺳﺎﺭﻳﺔ ﺍﻟﻤﻔﻌﻮﻝ ﻟﻤﺪﺓ
shall be considered as cancelled and invalid after this period. . ﻭﻳﻌﺪ ﻻﻏﻲ ﻭﻏﻴﺮ ﻧﺎﻓﺬ ﻭﻻ ﻳُﻌﺘﺪ ﺑﻪ ﻋﻠﻰ ﺍﻹﻃﻼﻕ ﺑﻌﺪ ﻫﺬﻩ ﺍﻟﻔﺘﺮﺓ.ﺇﺻﺪﺍﺭﻫﺎ
Note: The smart finance outstanding Debit amount may differ depending on ﻗﺪ ﻳﺨﺘﻠﻒ ﺍﻟﻤﺒﻠﻎ ﺍﻟﻘﺎﺋﻢ ﺍﻟﻤﺪﻳﻦ ﺑﺎﻟﻨﺴﺒﺔ ﻟﻠﺘﻤﻮﻳﻞ ﺍﻟﺬﻛﻲ ﺍﻋﺘﻤﺎﺩﺍ ﻋﻠﻰ ﻓﺮﻕ ﺍﻷﻳﺎﻡ:ﻣﻼﺣﻈﺔ
the number of days between settlement date of the utilized amount and the ﻣﺎ ﺑﻴﻦ ﺗﺎﺭﻳﺦ ﺳﺪﺍﺩ ﺍﻟﻌﻤﻴﻞ ﻟﻠﻤﺒﻠﻎ ﺍﻟﻤﺴﺘﺨﺪﻡ ﻣﻦ ﺳﻘﻒ ﺍﻟﺘﻤﻮﻳﻞ ﺍﻟﺬﻛﻲ ﺍﻟﻤﻤﻨﻮﺡ ﻭﺍﻟﺘﺎﺭﻳﺦ
actual monthly term cost due date (5th of every Gregorian month) which will ﺍﻟﻔﻌﻠﻲ ﻻﺣﺘﺴﺎﺏ ﻛﻠﻔﺔ ﺍﻷﺟﻞ ﺍﻟﺸﻬﺮﻳﺔ )ﺍﻟﺨﺎﻣﺲ ﻣﻦ ﻛﻞ ﺷﻬﺮ ﻣﻴﻼﺩﻱ( ﻭﺍﻟﺘﻲ ﻳﺘﻢ ﺇﺿﺎﻓﺘﻬﺎ
be added to the outstanding amount. .ﻋﻠﻰ ﺍﻟﻤﺒﻠﻎ ﺍﻟﻘﺎﺋﻢ
Please note to use the above Loan Account Reference No. as a reference / . ﻳﺮﺟﻰ ﺍﺳﺘﺨﺪﺍﻡ ﺭﻗﻢ ﺍﻟﻤﺮﺟﻊ ﺍﻟﻤﺪﻭﻥ ﺑﻌﺎﻟﻴﻪ ﻓﻲ ﺍﻟﺤﻮﺍﻟﺔ ﻛﻤﺮﺟﻊ ﻟﻠﺤﻮﺍﻟﺔ:ﺗﻨﻮﻳﻪ
narration for the InterBank payment “Related Refund”.
Note: This certificate was drafted in Arabic and English languages. In case of ﻭﻓﻲ ﺣﺎﻝ ﻭﺟﻮﺩ ﺃﻱ ﺗﻌﺎﺭﺽ. ﺗﻢ ﺇﺻﺪﺍﺭ ﻫﺬﻩ ﺍﻟﺸﻬﺎﺩﺓ ﺑﺎﻟﻠﻐﺘﻴﻦ ﺍﻟﻌﺮﺑﻴﺔ ﻭﺍﻹﻧﺠﻠﻴﺰﻳﺔ:ﻣﻼﺣﻈﺔ
contradiction between the two languages, if any, the Arabic language shall .ﺑﻴﻦ ﺍﻟﻠﻐﺘﻴﻦ ﻓﻴﻌﻤﻞ ﺑﺎﻟﻨﺺ ﺍﻟﻌﺮﺑﻲ
prevail.
Regards, ، ﻭﻟﻜﻢ ﺗﺤﻴﺎﺗﻨﺎ
The Saudi Investment Bank .ﺍﻟﺒﻨﻚ ﺍﻟﺴﻌﻮﺩﻱ ﻟﻼﺳﺘﺜﻤﺎﺭ
88936651
This document is authenticated and does not require any signature or stamp. This document must be validated through the ﻭﻳﺠﺐ ﺍﻟﺘﺤﻘﻖ ﻣﻦ،ﺇﻥ ﻫﺬﻩ ﺍﻟﻮﺛﻴﻘﺔ ﻣﻌﺘﻤﺪﺓ ﻭﻻ ﺗﺤﺘﺎﺝ ﺇﻟﻰ ﺗﻮﻗﻴﻊ ﺃﻭ ﺧﺘﻢ ﻭﺗﻌﺪ ﻫﺬﻩ ﺍﻟﻮﺛﻴﻘﺔ ﻣﻦ ﺍﻟﻮﺛﺎﺋﻖ ﺍﻹﻟﻜﺘﺮﻭﻧﻴﺔ ﺍﻟﺮﺳﻤﻴﺔ ﺍﻟﺼﺎﺩﺭﺓ ﻋﻦ ﺍﻟﺒﻨﻚ
Official Website for The Saudi Investment Bank www.saib.com.sa/verify by entering the national/residency ID number along ﻭﺫﻟﻚ ﻣﻦ ﺧﻼﻝ ﺇﺩﺧﺎﻝ ﺭﻗﻢwww.saib.com.sa/verify ﺻﺤﺔ ﻭﺻﻼﺣﻴﺔ ﻫﺬﻩ ﺍﻟﻮﺛﻴﻘﺔ ﻋﺒﺮ ﺯﻳﺎﺭﺓ ﺍﻟﻤﻮﻗﻊ ﺍﻹﻟﻜﺘﺮﻭﻧﻲ ﻟﻠﺒﻨﻚ ﺍﻟﺴﻌﻮﺩﻱ ﻟﻼﺳﺘﺜﻤﺎﺭ
with the reference number shown under the QR code above. This document is an official document, it is prohibited to imitate ﻳﺤﻈﺮ ﻗﻄﻌﻴﺎ ﺗﻘﻠﻴﺪ ﺍﻟﻮﺛﻴﻘﺔ ﺃﻭ ﺇﺩﺧﺎﻝ ﺃﻱ ﺗﻌﺪﻳﻼﺕ ﻋﻠﻴﻬﺎ ﺳﻮﺍﺀ،ﺍﻟﻬﻮﻳﺔ ﺍﻟﻮﻃﻨﻴﺔ ﺃﻭ ﻫﻮﻳﺔ ﺍﻟﻤﻘﻴﻢ ﻣﻊ ﺭﻗﻢ ﺍﻟﻤﺮﺟﻊ ﺍﻟﺨﺎﺹ ﺑﺎﻟﻜﻮﺩ ﺍﻟﻈﺎﻫﺮ ﺃﻋﻼﻩ
or introduce any alteration on it whether by any type of addition or deletion or whatsoever. This document shall be deemed ﺗﻌﺪ ﺍﻟﻮﺛﻴﻘﺔ ﻻﻏﻴﺔ ﺇﺫﺍ ﺗﻢ ﺇﺩﺧﺎﻝ ﺃﻱ ﺗﻌﺪﻳﻼﺕ ﻋﻠﻴﻬﺎ ﺳﻮﺍﺀ ﺑﺎﻹﺿﺎﻓﺔ ﺃﻭ.ﺑﺎﻹﺿﺎﻓﺔ ﺃﻭ ﺍﻟﺤﺬﻑ ﺃﻭ ﺍﻟﺘﻐﻴﻴﺮ ﻓﻲ ﺑﻴﺎﻧﺎﺗﻬﺎ ﺃﻭ ﻏﻴﺮ ﺫﻟﻚ ﻣﻦ ﺃﻧﻮﺍﻉ ﺍﻟﺘﻌﺪﻳﻞ
cancelled if it contains any changes, additions or deletions. The document holder indicated above is responsible for any type ﺇﻥ ﺣﺎﻣﻞ ﻫﺬﻩ ﺍﻟﺸﻬﺎﺩﺓ ﺍﻟﻤﺒﻴﻦ ﺗﻔﺎﺻﻴﻠﻪ ﺃﻋﻼﻩ ﻣﺴﺆﻭﻝ ﺃﻣﺎﻡ ﺍﻟﺠﻬﺎﺕ ﺍﻟﻤﺨﺘﺼﺔ ﻓﻲ.ﺍﻟﺤﺬﻑ ﺃﻭ ﺍﻟﺘﻌﺪﻳﻞ ﻓﻲ ﺑﻴﺎﻧﺎﺗﻬﺎ ﺃﻭ ﻏﻴﺮ ﺫﻟﻚ ﻣﻦ ﺃﻧﻮﺍﻉ ﺍﻟﺘﻌﺪﻳﻞ
of alteration in this document. The usage of this document is limited to the purposes for which it has been issued subject to ﺣﺎﻝ ﺗﻢ ﺇﺩﺧﺎﻝ ﺃﻱ ﺗﻌﺪﻳﻼﺕ ﻋﻠﻰ ﻫﺬﻩ ﺍﻟﻮﺛﻴﻘﺔ ﻭﻻ ﻳﺠﻮﺯ ﺗﺪﺍﻭﻝ ﻫﺬﻩ ﺍﻟﻮﺛﻴﻘﺔ ﺇﻻ ﻓﻲ ﺍﻷﻏﺮﺍﺽ ﺍﻟﺘﻲ ﺃﺻﺪﺭﺕ ﻷﺟﻠﻬﺎ ﻭﻓﻘﺎ ﻟﺸﺮﻭﻁ ﻭﺃﺣﻜﺎﻡ ﺍﻟﺒﻨﻚ
The Saudi Investment Bank terms and conditions. The Saudi Investment Bank will not be liable whatsoever for any alteration . ﺇﻥ ﺍﻟﺒﻨﻚ ﺍﻟﺴﻌﻮﺩﻱ ﻟﻼﺳﺘﺜﻤﺎﺭ ﻏﻴﺮ ﻣﺴﺆﻭﻝ ﻋﻦ ﺃﻱ ﻋﻤﻠﻴﺔ ﺗﺰﻭﻳﺮ ﺃﻭ ﺗﻌﺪﻳﻞ ﺗﺘﻢ ﻋﻠﻰ ﺍﻟﺒﻴﺎﻧﺎﺕ ﺍﻟﻮﺍﺭﺩﺓ ﻓﻲ ﻫﺬﻩ ﺍﻟﻮﺛﻴﻘﺔ.ﺍﻟﺴﻌﻮﺩﻱ ﻟﻼﺳﺘﺜﻤﺎﺭ
made on this document.
The Saudi Investment Bank ׀saib.com.sa saib.com.sa ׀ ﺍﻟﻴﻨﻚ ﺍﻟﺴﻌﻮﺩﻱ ﻟﻼﺳﺘﺜﻤﺎﺭ
C.SP.014.02 Page 1 of 1
