Best 401(k) Software
401(k) software helps organizations offer and manage retirement plans to their employees and ensure compliance with government regulations. 401(k) platforms are used to design a company’s retirement plan, select the fund’s investment options, onboard employees, manage contributions, and monitor employee participation through an administrative dashboard. Organizations also use these programs to provide an interface that allows employees to manage their contributions, make investment decisions, and manage actions like rollovers, loans, and distributions. 401(k) software is different from pension plans, which are funded by the employer, not the employee, and does not allow control over fund contributions, but guarantees a monthly check on retirement.
These systems are most commonly used by small business owners, finance and accounting teams, and human resources (HR) managers, enabling them to offer retirement plans to employees, encourage participation, and support the right investment strategy given an employee’s circumstances. 401(k) software can integrate with a company’s payroll software, which reduces the manual work of processing contributions as part of each payroll cycle. 401(k) software can also help companies process IRS documents and manage compliance with the Employee Retirement Income Security Act (ERISA) and Department of Labor (DOL) regulations.
To qualify for inclusion in the 401(k) category, a product must:
Featured 401(k) Software At A Glance
G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our scoring methodologies.
A weekly snapshot of rising stars, new launches, and what everyone's buzzing about.
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Human Interest is an easy way to offer a 401(k)or 403(b) that scales with your business. Our transparent pricing and customizable plans make offering a retirement benefit possible for companies of all
- Owner
- CEO
- Computer Software
- Construction
- 79% Small-Business
- 17% Mid-Market
1,444 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Your business is built to grow—and so is our 401(k) plan. It’s easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s
- CEO
- Owner
- Computer Software
- Information Technology and Services
- 67% Small-Business
- 30% Mid-Market
36,594 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Guideline 401(k) is now part of Gusto. We provide a modern, integrated 401(k) experience for businesses and their teams. As part of the Gusto ecosystem, Guideline offers streamlined retirement solutio
- CEO
- Owner
- Computer Software
- Information Technology and Services
- 90% Small-Business
- 10% Mid-Market
1,120 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Betterment Advisor Solutions is the all-in-one custodial platform purpose-built for independent RIAs, helping you serve more clients, more efficiently, across investing, retirement, and cash. Powe
- Financial Services
- 63% Small-Business
- 2% Enterprise
36,594 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Ubiquity is a retirement plan solution specifically designed for small business owners, aiming to provide them with qualified retirement plans that cater to their unique needs. Established in 1999, Ub
- Financial Services
- Information Technology and Services
- 55% Small-Business
- 15% Mid-Market
2,538 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
401GO is a type of retirement plan solution designed to help small businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in
- President
- Owner
- Financial Services
- Accounting
- 92% Small-Business
- 8% Mid-Market
91 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Provide retirement benefits your employees will rave about. Built for startups and growing businesses, ForUsAll is the first 401(k) provider to offer access to cryptocurrency. Founded in 2012 by the
- Computer Software
- 57% Mid-Market
- 43% Small-Business
670 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Transamerica provides customized retirement plans.
- 100% Mid-Market
48,061 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Employee Fiduciary, LLC, founded in 2004 and headquartered in Mobile, AL, is a leading provider of low-cost 401(k) plans for small to medium-sized businesses. The company’s founding principles are tra
- 100% Mid-Market
- Overview
- User Satisfaction
- Seller Details
An objective, friendly and convenient widget for managing the pension and insurance future of each and every one.
- 100% Small-Business
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Slavic401k is an innovation leader in retirement plan services. We are among the fastest growing 401(k) providers in the U.S.
- 100% Small-Business
944 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Vestwell is the backbone of the modern savings economy. Vestwell is a financial technology company that makes it easier for more individuals to save for life’s most important moments—from retirement t
- 50% Mid-Market
- 50% Small-Business
1,259 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Retirement Plan Software is a benefits administration software that handles all types of DB and DC plans including daily valuations and web access.
- 100% Enterprise
- Overview
- User Satisfaction
- Seller Details
Saveday is 401(k) Solved! Convenient to start, simple to use, and wildly affordable for small to medium businesses.
- 100% Small-Business
- Overview
- User Satisfaction
- Seller Details
401(k) Easy is 401k plan administration software solution.