Dear Suvidha Customer,

Greetings for the festive season from Citibank!

CitiAlert On Demand - The most convenient way to bank just got better!!!
Introducing brand new services on CitiAlert on demand - Just for your convenience. Now you can request for a duplicate
statement or have a new chequebook dispatched to you, all at the stroke of a few buttons on your Mobile Phone. You can get
your Savings Account details conveniently on the move as well - whenever, wherever - with just an SMS. No more waiting in a
queue at ATMs or be kept on hold on the phone!!!

Below is a list of new services launched exclusively for your convenience -

SMS DUPSTAT XXXX to 52484 for a Duplicate Statement dispatch. We will send you the statement within 3 working
days. E.g. DUPSTAT 7504

SMS CHQBOOK XXXX to 52484 and a new chequebook with 50 leaves will be sent to your mailing address within 5
working days; E.g. CHQBOOK 8542

Also get all information you need about your account, instantaneously -
SMS BAL XXXX to 52484 for the Balance in your Savings Account; E.g. BAL 7504
SMS SAL XXXX to 52484 for information of your last Salary Credit; E.g. SAL 3549

Where XXXX are the Last 4 Digits of the your Debit Card Number.

For more information about the CitiAlert On Demand service, please click here You can also visit our website
www.citibank.com/india for more details and the Mobile Banking Terms and Conditions.

Citibank ATM/Debit Card Festive Dhamaka is here!

Easy to Participate and Easy to WIN in just 2 simple steps!

1. Spend a minimum total of Rs.3000 in any week between November 1st to December 31st 2007.

2. Log on to www.citibank.com/india and complete the slogan after choosing "Festive Dhamaka" as the keyword and get set
to win exciting prizes*.

Win Adidas cash vouchers worth Rs. 750 or Siemens / IFB Coffee makers daily, 1 IFB Washing Machine every week and 7
Videocon Air conditioners every fortnight!

What's more? Get guaranteed Double Rewards Points for all your spends above Rs.500 (on a single swipe) during the contest
period.

*For details on the offer and applicable terms and conditions please logon to www.citibank.com/india and choose the keyword Festive Dhamaka

Warm Regards,
Saru Kaushal
Business Manager-Suvidha

IMPORTANT INFORMATION

Update your contact details: You can update your Contact Details with ease, in our website. Just login and edit your
Address in the 'My Profiles' section

For Ready Credit Customers: The Ready Credit facility has been extended to you on the basis of your existing
relationship with the bank and we would like to bring to your notice that the funds available under this line should not be
used for any antisocial, unlawful money laundering or speculative purposes

Please note that under Credit Information Companies (Regulation) Act we are required to share your credit history
with Credit Information Bureau (India) Ltd. Do keep your accounts current and pay the necessary dues in a timely manner
in order to maintain a fair credit history and enjoy benefits of other financial products.
M MUTHUKUMARAN Page 1 of 2

Citibank Account relationship at a glance as on Dec 1, 2007

Statement Period - Nov 1, 2007 to Nov 30, 2007 Statement Date: Dec 1, 2007

Relationship Summary
Balance Summary Currency Assets Liabilities

Current Account(s) - -

Savings Account(s) INR 32.00 -

USD Checking A/C(s) - -

Deposits Account(s) - -

Investments - -

Overdrafts - -

Loans : Principal O/S - -

Cards : Latest Bills - -

Insurance - -

Share Trading A/C(s) - -

TOTAL (INR) 32.00 -

Nominee Registered for the following Accounts/Deposits

Transaction Details - Home

Savings Account No.: 5-6XX4XX-X03 In INR

Date Transaction Details Decrease Increase Balance

OPENING BALANCE 332.00

16Nov07 ATM CASH WITHDRAWAL 200.00 132.00

Card no: 50815XXXXXXXX503 Ref: 732004441924 7913 MADIWALA

BANGLORE IN

26Nov07 ATM CASH WITHDRAWAL 100.00 32.00

Citibank Account relationship at a glance as on Dec 1, 2007

Statement Period - Nov 1, 2007 to Nov 30, 2007 Statement Date: Dec 1, 2007

Date Transaction Details Decrease Increase Balance

Card no: 50815XXXXXXXX503 Ref: 733003461847 7942 SHAHI

EXPORT HOUSE 2 BANGLORE IN

CLOSING BALANCE 300.00 0.00 32.00