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 Pros And Cons Of Long Term Care Insurance
Question: I would like your opinion about long term care insurance. I am 61, female, divorced with
no children. I am not relying on any kind of large inheritance from my family. What are your
thoughts about this insurance? Will it be helpful to have? Do you need further information from me?
A.A.
Answer: When people need long term care it usually is because they have had some sort of
debilitating illness, an injury, or perhaps it is from the effects of aging. The cause might be
temporary but recovery will be over an extended period of time or care could be required for the
rest of their life. No matter the reason or the time frame, the cost of help can be quite expensive and
most health insurance policies do not cover many of the expenses because they are not medical in
nature. Long term care insurance was created to help cover some the extra expenses such as an
assisted living facility or nursing home. Depending on the specific policy it might also provide
coverage for at home care, home modification, care coordination as well as many other items. Long
term care insurance is especially helpful if the cost of care will exceed the amount you can afford to
spend and not jeopardize the ... Show more content on Helpwriting.net ...
With a typical traditional long term care policy you pay a reoccurring premium until you pass
away or go on claim. If you pass away without ever needing the care then you and your heirs
receive no benefit. The other type of policy is an asset backed policy, which is designed through
an annuity or life insurance policy. You pay a single premium up front and if you never need care
your heirs receive a death benefit. If you do have a claim and start receiving money from the
policy typically the death benefit is reduced by the amount received. In either type of policy, if it is
properly tax qualified, you or your heirs potentially receive the funds
 Lyrics To The Song 12 Angry Men
I ve been on the low I been taking my time I feel like I m out of my mind It feel like my life ain t
mine Who can relate? I ve been on the low I been taking my time I feel like I m out of my mind It
feel like my life ain t mine [Chorus: Logic] I don t wanna be alive I don t wanna be alive I just
wanna die today I just wanna die I don t wanna be alive I don t wanna be alive I just wanna die And
let me tell you why [Verse 1: Logic] All this other shit I m talkin bout they think they know it I ve
been praying for somebody to save me, no one s heroic And my life don t even matter, I know it, I
know it I m hurting deep down but can t show it I never had a place to call my own I never had a
home, ain t nobody callin my phone Where you been?
 Florence Cathedral Comparison Essay
Comparing architectural masterpieces, The Florence Cathedral located in Florence, Tuscany, and
the second being the Temple of Heaven with in the Forbidden City in Beijing, China. These
structures share similarities due to their dome style roof and the religious importance of their
respective cultures. The Temple of heaven was built in 1406 1420, during the rise of the
Forbidden City. The Temples purpose was to serve as a complex to hold annual ceremonies of
prayers to Heaven for good harvest, as well as to serve as a Taoist temple. The Florence Cathedral
construction started in 1296 and was unfinished until 1436. The Cathedral was built to serve as a
church for those of the Roman Catholic denomination. Structure/roof materials: The... Show more
content on Helpwriting.net ...
All of the buildings within the city faced south which stood for holiness. Each palace and
building within the city were built according to size based upon the importance of its function
expressing the hierarchy scale. The Florence Cathedral is not symmetrical. However the dome
sitting atop of the Cathedral is. It is not a symmetrical structure but in its design the whole plan
forms a Latin cross. The dome is the hierarchy of the Cathedral and is positioned above the alter it
houses. Landscape: The Temple of Heavens halls on the campus are surrounded by 60,000
different types of trees. The most famous is a 500 year old Nine Dragon Cypress tree. It gets its
name because the trunk is covered in grooves that spiral up as if Nine dragons were wreathing to
the sky. The trees make an astonishing place for tourists and locals to enjoy many activities. The
Florence Cathedral lies in the heart of Florence and is surrounded by buildings, but this doesn t
take away from its outstanding façade. The façade is considered to be very busy due to its many
exterior decorations. One of the patterns that is often repeated is the red Giglio flower pattern which
is iconic to
 How To Write An Essay On Billy The Kid
Billy the Kid was born William Henry McCarty Junior. on November 13, 1859 in New York, New
York. William was a healthy baby with a happy life for a short period of time. It is thought that
when William was very, very young his father, William Henry McCarty either died or left William
and his Mom. A few years later, William s mom, Catherine McCarty married Williams stepfather,
William Antrim. Billy the Kidhad a brother, Joseph McCarty, who went with Jo for short, but it is
unknown whether he was older or younger. Little is known about Billy the Kid s childhood, but
when he was fifteen years old Billy s mom, Catherine McCarty passed away because of
tuberculosis. This was a hard and difficult tragedy for the Billy and Joseph to get over, considering
that they never even met their father. After the McCarty brother s mom passed away both boys
were orphaned and had no home or family to go to live with. They started living on... Show more
content on Helpwriting.net ...
Law enforcement described Billy as slim, blond hair, and blue eyes. The one thing that was so
recognizable about Billy was his signature sugar loaf sombrero hat with a wide decorative band.
Someone in the gang that Billy was in, would not leave Billy alone and fought him all the time.
One day, Billy snapped and shot the person who he described as his bully. This was the first
person Billy killed, by the time Billy was twenty one, he had taken twenty one lives. One for every
year of his life. On the run from law enforcement both Billy and Joseph moved to Arizona hoping
the authorities would not recognize them. The brothers only lived in Arizona for a short period of
time and then they joined a gang of gunfighters. The gang of gunfighters was called The Boys to
Fight In The Lincoln County War. After a short period of time, Billy, also known as The Kid at this
point in time decided to switch to the opposing gang. This gang was called The Regulators , John
Install was the leader of the
 Situation Analysis-Peace Memorial Hospital Essay
Situation Analysis Peace Memorial Hospital
Peace Memorial Hospital is a 600 bed, independent, not for profit, general hospital located on the
southern periphery of a major western city. It is one of six general hospitals in the city and twenty in
the county. After doing much research, the Board of Directors has decided that they should open an
ambulatory location in the downtown area, to be known as the Downtown Health Clinic (DHC). The
clinic will have 4 major objectives: 1. To expand the hospital s referral base, 2. To increase referrals
of privately insured patients, 3. To establish a liaison with the business community by addressing
employers specific health needs, and 4. To become self supporting three years after opening (Kerin ...
Show more content on Helpwriting.net ...
Exhibit 6 shows the results that they have received from these responses.
Exhibit 6 Profile of Downtown Health Clinic Patients: Personal Illness/Exam Visits Only
Occupation
Clerical48%
Professional/Technical/Managerial23%
Operator19%
Other10%
Sex
Male30%
Female70%
Referral Source
Friend/Colleague35%
Employer60%
Other5%
Patient Origin
One block25%
Two blocks28%
Three blocks22%
Four blocks15%
Five blocks8%
More than five blocks2%
Direction
North of DHC10%
South of DHC25%
Northeast of DHC5%
Southwest of DHC15%
East of DHC20%
West of DHC10%
Southeast of DHC10%
Northwest of DHC5%
Have Regular Physician
Yes18%
No82%

Market Needs Given their [Suburban Ambulatory Care Clinics] locations in suburban areas, these
facilities were not considered direct competition, but their existence indicated that the city s populace
was attuned to ambulatory health care facilities, (Kerin and Peterson, 2007, p. 200).
Exhibit 4 Suburban Ambulatory Care Clinics: Operations Profile
OperationsEmer Center #1Emer Center #2Adams Industrial ClinicHealth FirstMedcenter
OpeningMarch 1990November 1992June 1992May 1991June 1997
Patients/year9,0306,0008,4005,7008,661
Hours of operation
 Btec Business Level 3 Unit 14 M1
UNIT 14 M1 There are many ways you can show an operating system can be viewed as an event
driven application. First example to view an operating system as an event driven application
could be a start button of a windows operating system. When a user clicks on the start button it
loads up a user interface with a list of function you can do on your computer such as accessing
your personal files such as pictures, videos and documents. you will have to click or press on the
button to make this happen as this an event driven this only works with the user interaction.
Another good example to show an operating system as an even driven application will be the Auto
play. For example, when you input your USB stick to your computer it will come up with a screen
with multiple option on how you want to open up your USB stick. If you have a video or music files
... Show more content on Helpwriting.net ...
Before I explain how suitable an event driven langue for non graphical applications, I would like
to explain what is an event driven application is. An event driven program is a program that s
designed to responds given by a user. An event includes mouse clicks and keystrokes by the user
and the loading programs by the system. Now I will be explaining the suitability of event driven
language for non graphical applications compare to graphical applications such as operating
systems. When it comes to graphical applications the first thing that comes to our mind is user
interaction. As you may or may not know graphical application such as operating system are
widely used around the world that does not mean graphical application are taking over non
graphical applications. Event driven programs are also used in non graphical applications as well
such as real life objects like DVD Player, Microwaves Oven and washing machine also in operating
systems such as CMD, PowerShell and
 History Of Nursing Anesthetists And The Administration Of...
History of Nursing Anesthetists
Nurse anesthetists are nurses that have specialized in the administration of anesthesia. They have
completed the additional schooling, and other requirements necessary to prepare them for this career.
Nurse anesthetists have a challenging career that they are fairly compensated for. It is a respected
profession that is estimated to grow significantly in the future. Furthermore there are many options
for growth and promotion opportunities. This career comes with a certain amount of autonomy that
can be appealing to certain people. It can also be a very stressful job as many times the patients life
is left in the hands of the anesthetist. Nurse anesthetists give amazing care to their patients and they
... Show more content on Helpwriting.net ...
When they returned to the United States Hodgins created Lakeside Hospital School of Anesthesia
where the price of tuition was $50.00 and the training only lasted 6 months (History of Nurse
Anesthesia, 2011). One hundred years later the price and amount of training needed has gone up
significantly.
In the year 1931 the National Association of Nurse Anesthetists (NANA) was formed by Agatha
Hodgins; although it is now known as the American Association of Nurse Anesthetists (AANA) (
Timeline of AANA History, 2011). The AANA is the only professional association for nurse
anesthetists and has helped implement school requirements and guidelines, a mandatory
recertification program, and continuing education along with many others. The AANA requires a
minimum of 40 hours every two years of continuing education in order to remain a nurse anesthetist
(History of Nurse Anesthesia, 2011). The first dues paid by members were $5.00, whereas those
dues today are $645.00; at this time only caucasian women were allowed to become members. (
Timeline of AANA History, 2011). It wasn t until the 1940 s that African American s as well as men
were allowed to join the association ( Timeline of AANA History, 2011). Through these years nurse
anesthetists passed on information and techniques for the different anesthesias they knew.
 Athena Is The Goddess Of Wisdom, War, And Handicrafts
Athena The Superior I was ordered by the gods to choose a supreme deity. After careful
consideration I chose Athena. Athena is the goddess of wisdom, war, and handicrafts. She possesses
traits of leadership, courage, strategy, and justice and she is perfectly fit to be a ruler. It is interesting
to note that she is a woman and by Ancient Greek standards, she possesses masculine traits. With
Athenaat the top, she has two subordinates that rank the second highest in the new kingdom. These
two subordinates are Zeus and Apollo. In this new religion, Athena will establish courage, leadership,
and wisdom as the superior traits. Athena has wisdom as her primary trait. Since this is the most
significant trait in my religion, it is important... Show more content on Helpwriting.net ...
Athena is a goddess that will be respected and feared by mortals. These traits are shown in the
story of Arachne. Arachne was a mortal that was an amazing weaver. So amazing to the point
where she just just as good at weaving as Athena at weaving. Angry that this girl was just as good
at weaving, she turned her into a spider. While some might find this a negative trait, I think it
shows she is a good leader. Anyone that will try and test her will get punished for it. A good
leader is one that will not be beat. A strong characteristic that Athena shows is the inability to fall
in love. She is a virgin goddess that has compassion for others like Odysseus, but never loves
them. While some might see this as tragic, it is a positive trait to be a leader. Her inability to fall
in love ensures that she will not have any affairs and that she can focus on leading the kingdom.
Athena will be a great leader of this new religion. She is wise, she provides justice, she is respected,
feared, and will not mess around with any guys. She will make sure all order is in place and that
every god and goddess will do their part in the kingdom. Athena has been established as the leader
of the new religion and will have Zeus serve as her subordinate to the kingdom. Zeus is the god of
the sky and represents power, courage, and education. He is the second highest ranking deity in the
religion. His power is what makes him the second most important god. There is
 Essay on Trifling Justice
Move a little closer together Susan Glaspell s play, Trifles, was written in 1916, reflects the author
s concern with stereotypical concepts of gender and sex roles of that time period. As the title of the
play implies, the concerns of women are often considered to be nothing more than unimportant
issues that have little or no value to the true work of society, which is being performed by men. The
men who are in charge of investigating the crime are unable to solve the mystery through their
supposed superior knowledge. Instead, two women are able decipher evidence that the men
overlook because all of the clues are entrenched in household items that are familiar mainly to
women during this era. Glaspell expertly uses gender... Show more content on Helpwriting.net ...
There is no true regard on the part of the men for Mrs. Wright some of this may be observed in part
of the conversation between Hale and the county attorney, when Hale states ...I said to Harry that I
didn t know as what his wife wanted made much difference to John. , and the attorney rebuts Let s
talk about that later, Mr. Hale. I do want to talk about that, but tell now just what happened when you
got to the house. (1386). It is clear the men have no interest in hearing about Minnie.
Glaspell creatively simplifies the setting in Trifles. The only scene is the Wright s kitchen. The
kitchen setting is critical in this drama in that this is the only place of interaction and conversation
within the play. The men survey the untidiness in the kitchen and dismiss it as poor housekeeping.
Meanwhile the ladies recognize and empathize with Minnie as the know the amount of work that
goes into running a household and know that something had to happen for this to be left in such a
state.
The playwright is nearly flawless in using symbolism to highlight the plight of Minnie and women
of the era. Mr. Hale declares dismissively declares, Well, women are used to worrying over trifles
(1387). The immediate response was [The women move a little closer together] (1387). As they
enter the home, the women away from the men, huddled near the stove. The men easily converse as
if they have previously worked together and know one another. On the
 To What Extent Did the Treaty of Versailles Weaken Germany...
To what extent did the Treaty of Versailles weaken Germany Democratically, between 1919 to 1929?

The signing of the Treaty of Versailles on the twenty second of June in 1919, would forever
psychologically be associated with the long term bitterness and humiliation of the German public
towards the German democracy. The civilian government who agreed to the terms of the treaty,
which saw German suffer a deduction in their army, forced to pay high reparations, deduction of land
and population were after known as the November Criminals. However factors such as nationalism,
the democratic Constitution, lack of democratic tradition within Germany society, pushes from the
extreme left, the army and pushes from the extreme right saw the German ... Show more content on
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It remained in Germany but Germany was forbidden to have any military forces in the Rhineland
and Austria became a separate country and any future union with Austria was strictly forbidden.
Germany was deemed by the Allied forces to be colonially unworthy and lost all of her colonies,
further angering and outraging German nationalists who had once hoped of Germany having its day
in the sun. These terms saw nationalists outraged and constantly associating the government with the
much hated Treaty of Versailles, leading to revolts from the extreme right, which highlighted the
government s weakness without these important and influential peoples support for the new
Germany.

Soon after the new German Democratic Party was sworn in, there was the immediate creation of a
new constitution. The new constitution of 1919 guaranteed the basic rights of the German people
but it also had weaknesses that undermined the functioning of the Democracy. The voting system
of proportional representation was one such weakness. This system allowed small political parties
to gain representation in the Reichstag. This resulted in political instability and the need for
frequent elections. No party was ever able to have the majority of seats and every one of the 21
Weimar governments was a coalition government. With a coalition it was seen to be impossible to
produce effective laws for the German people, as the majority of the coalition all had different views
 Background Briefing Paper Of Jiang Yingwen
Shawn Yang Prof. Hu HIST 12 6/5/16 Background Briefing Paper of Jiang yingwen Introduction
Throughout history, art has played a major role in contributing to the development of cultures and
communities. As one of the foundations of Chinese culture, this paper contains information about
the life and brief of Jiang yingwen, the protagonist in the novel. This is a story about his effort to
establish a new form of artistic expression in a century of change and transformation.
Abstract
The novel will be centered around the artist, Jiang yingwen, who brought revolutionary change to
China s art culture. Throughout his life, he analyzed and incorporated western/modern methods into
traditional Chinese artwork. He attempted to make his ... Show more content on Helpwriting.net ...
During the cultural revolution he was sent to the countryside to be reeducated among many other
teachers. Not only does this novel tell about his journey being a modern Chinese artist, but also
depicts the transition of how China s political and cultural changes throughout time.
Identifying Information Jiang yingwen is a painter, poet and artist who is born on July 19th 1895
in Shanghai, China. Went to Japan and studied art in 1919, returned in 1923. He was married when
he is 33 to one of his colleagues in Beijing. Upon marrying, they settled Beijing, Jiang had two sons
and one daughter. Jiang passed away on June 4th 1969 in Beijing.
Living Conditions Born into a middle class family, Jiang s family lives in Song Jiang one of the
suburbs of Shanghai and lived a fairly content life. His father is a private tutor who teaches
painting, poetry and calligraphy. As a result, Jiang is well mannered and educated. He is exposed
to art at an early age, which gave him great advantage when starting his career as an artist. Jiang s
mother was a tailor who mostly works for upper class clients. This made it easy for the family to
make connections with the nobles and officials of the area. Through such connections, the family
has access to luxury items such as fatty foods and sweet confectioneries . Those nobles and officials
who have the ability to travel through trade ports often brought art supplies for Jiang s
 Breast Cancer Staging At Cancer And The International...
Breast Cancer Staging Breast cancer is staged using the American Joint Committee on Cancer and
the International Union for Cancer Control classification system for tumor, nodes, and metastases
(TNM) (Esserman, 2013). The first part of the tumor staging system, as seen in Table 2, assesses that
of the primary tumor itself by means of clinical breast exam and imaging studies and is represented
by the letter T on the staging table. Mammogram is an essential part of assessing the primary tumor,
however other modalities previously discussed including ultrasound and MRI is often essential
(Esserman, 2013). Evaluating lymph nodes surrounding the breast is a crucial component of staging
and is thought to be one of the most important aspects in relation to prognosis. The letter N on the
staging table represents this component. It is also of utmost importance to evaluate the nodes by
radiologic means because physical examination alone is indeterminate of metastasis. The last
component is metastasis, represented by an M on the staging table. Often, many patients with breast
cancerare diagnosed with the cancerconfined to the breast and without node involvement. In that
case, those patients are not often evaluated or staged for the presence of metastatic disease.
However, those that do present with signs and symptoms of metastatic disease or with locally
advanced cancer (T3 or greater, N2 or N3, M0) are evaluated for this component (Esserman, 2013).
Adjuvant
 Relationship Marketing Is Different From Any Other Form Of...
Introduction
For my project I will explain what relationship marketing is. Relationship marketing is different from
any other form of marketing. The reason for this is that relationship marketing identifies the long
term value of customer relationships and relationship marketing extends communication beyond
intrusive advertising and sales promotional messages. Relationship marketing is an arrangement
where both the buyer and seller have an interest in providing a more satisfying exchange. Also I will
explain what the benefits are of relationship marketing to a business and to a customer. I also will
explain the CRM stages, segmentation, technology in relation to relationship marketing and I will
do a case study. I am looking at Boots for my case study. I will explain how Boots have managed to
build valuable relationships with its customers.
Relationship Marketing
Relationship marketing is the process of attracting, maintaining and enhancing relationships with key
individuals over time. Businesses use one on one communication to earn the loyalty of their target
audience.
One of the most expensive and difficult tasks facing any business is acquiring new customers.
Acquiring a new customer can cost five times as much as retaining an existing customer. Research
has shown that 2% increase in customer retention can decrease costs by as much as 10% for a
business. To retain current customers, businesses engage in relationship marketing strategies to
continually attract repeat
 Infective Endocarditis
Infective endocarditis is the inflammation of the damaged parts of the heart due to an infection
usually from elsewhere in the body. In this disease the endocardium (the inner lining of the heart) is
inflamed and can lead to damaged heart valves and to other life threatening complications. William
Osler was the first one to recognize this disease and gave a name to it in 1885 in his Gulstonian
lectures.
When a patient s heart has a defect or a part that is not as strong as the rest then that part is
susceptible to infective endocarditis. This tends to come from blood flowing from a higher pressure
area in the heart to a lower pressured area. This causes an indention in the heart s endocardium that
collects deposits. When patients have bacteremia, the presence of infectious bacteria in the blood,
the bacteria often fall into these indentions and start to collect. Once they have started to collect they
will multiply and are called vegetation.
Once vegetation happens there is an increased risk of having an abnormal alignment in the valve
that the vegetation is around. This can cause a decreased blood flow or even a blocked valve. This
may cause emboli to escape from the heart and head to other sections of the body (i.e. the lungs or
the brain) depending which valve is being effected. Different ways that the bacteria can get in the
blood are: dental procedures, skin rashes, infections, abscesses, invasive procedures, and surgeries.
The nursing process should be