DIALOGUE - 1 (T: Telemarketer | B: Business Owner)
:Good afternoon! This is Jamie from QuickLoans,may I speak with the owner of ABC
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Enterprises?
B:Speaking. This is Alex. How can I help you today?
:Hi Alex, I'm calling to offer a flexible unsecuredbusiness loan that might fit the expansion
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plans for ABC Enterprises. Are you interested in hearing more about it?
:I might be, but I'm concerned about the legitimacyof such offers. There are a lot of scams
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out there.
:Absolutely, and I appreciate your caution. We'reaccredited by the Better Business Bureau
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and have a strong track record with businesses in your industry. I can provide references as
well.
B:That's reassuring. What about the rates and terms?
:We offer competitive rates starting at just 6.5%APR, and terms can range from 6 months to 5
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years, depending on your business needs and credit profile.
B:And the payback methods?
:We have various options, including monthly installmentsor a flexible payback plan aligned
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with your cash flow. We aim to make repayment as convenient as possible for you.
B:What about the application process?
:It's simple and can be completed online. You'llneed to provide basic financial information
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about your business, and we can typically give you a decision within 24 hours.
B:Sounds straightforward. What's the catch?
:No catch, Alex. We believe in transparent and fairfinancing. There are no hidden fees, and
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we provide full disclosure of all terms before you sign anything.
:Well, Jamie, you've addressed all my concerns professionally.Let's proceed with the
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application.
:Great to hear, Alex! I'll email you the link tothe application form. I'm here to assist you
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through every step of the process.
DIALOGUE - 2 (T: Telemarketer | B: Business Owner)
:Good morning, this is Taylor from CapitalNow. MayI speak with the owner of XYZ Tech
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Solutions?
B:This is Jordan, the owner. How can I assist you?
:Hello Jordan, I'm reaching out to offer a tailoredunsecured business loan that could help XYZ
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Tech Solutions grow. Would you be open to learning more?
:I'm always looking for growth opportunities, butI'm wary about the impact on my credit score.
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How does your process work?
:I understand your concern. Our process is designedto be minimally invasive to your credit.
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We do a soft credit pull initially, which doesn't affect your score. Only at the final stage, with your
consent, do we perform a hard pull.
B:That's good to know. What about collateral? I'mnot keen on risking assets.
:Since it's an unsecured loan, we don't requireany collateral. Your business's financial health
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and cash flow are what matter to us.
B:Interesting. But what if my business hits a roughpatch? Are there any safeguards in place?
:Definitely. We offer a grace period and can adjustthe repayment schedule based on your
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business performance. We're partners in this, Jordan.
B:And how quickly can I access the funds if I decideto proceed?
T:If everything is in order, you can access the fundsas quickly as 48 hours after approval.
:That's quite fast. But how do I know you're notjust trying to lock me into something
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unfavorable?
:Transparency is key for us. You'll have all theterms, conditions, and repayment details before
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you make any decision. Plus, you're free to consult with your financial advisor at any stage.
:I appreciate that, Taylor. You've been very forthcoming.Let's take the next step and review
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the terms in detail.
:Perfect, Jordan.I'll send over the documents for your review. And remember, I'm here to
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answer any questions you have along the way.
